Nearest broker: Searching for a broker nearby…
Nearest broker: Tweed Phone: (613) 478-2532 Sunderland Phone: (705) 357-3916 Sudbury Phone: (705) 523-2030 Penetanguishene Phone: (705) 549-7437 Ottawa Phone: (613) 733-3312 Parry Sound Phone: (705) 746-2441 Orillia Phone: (705) 325-4234 Kemptville Phone: (613) 258-5991 Eganville Phone: (800) 884-1045 Petawawa Phone: (613) 687-4805 Belleville Phone: (800) 361-0941 Winchester Phone: (800) 487-3706 Wellington Phone: (613) 399-3620 Trenton Phone: (877) 455-0299 Prescott Phone: (877) 504-3569 Picton Phone: (888) 475-2776 Peterborough Phone: (800) 958 2270 Perth Phone: (877) 248-1222 Pembroke Phone: (877) 399-3299 Oshawa Phone: (800) 887-7309 North Bay Phone: (705) 475-0001 Napanee Phone: (613) 354-2152 Morrisburg Phone: (800) 806-0746 Midland Phone: (888) 737-6465 Madoc Phone: (613) 473-5266 Kingston Phone: (800) 590-5422 Gananoque Phone: (800) 932-2131 Embrun Phone: (866) 853-4740 Cornwall Phone: (844) 463-3616 Cobourg Phone: (800) 895-5902 Carleton Place Phone: (888) 237-9517 Brockville Phone: (888) 345-8663 Brighton Phone: (613) 475-1430 Barry’s Bay Phone: (866) 845-2123 Barrie Phone: (705) 726-3350 Bancroft Phone: (800) 994-0036 Arnprior Phone: (800) 668-7337
Get a Quote
Open Menu

Cottage Insurance

Get a Quote

Ontario Cottage Insurance – Free Online Quote

If you live in Ontario chances are you either own a cottage or have at least had the opportunity to enjoy one. From the Muskokas to the 1000 Islands and everything in between, Ontario has a lot to offer cottage enthusiasts for their favourite pass time. At McDougall Insurance and Financial, we know how important protecting your cottage is to you and we love helping people find the right Ontario cottage insurance coverage for their own seasonal oasis.

Cottage insurance in Ontario is essential because it helps us protect not only the physical structure of the seasonal homes that we love but also all the memories and all the family time that we get when that time of year comes around again. Cottages aren’t just another plaything. They’re a getaway, a tradition, and more. Ensure that your cottage has got the best coverage possible by placing your trust in McDougall. We get you cottage insurance Ontario residents can rely on so that all they need to worry about when it comes to their seasonal home is what kind of fun you’re planning for your next getaway.

Two chairs on a wooden deck of a cottage facing a lake. In the background there’s a pier

Our Ontario Cottage Insurance Expertise

With over 70 years of Ontario insurance brokerage experience, McDougall Insurance has helped thousands with their cottage insurance policies. We have the go to knowledge to guide you through your cottage coverages, ensuring you know what’s necessary and what isn’t. Our highly trained and friendly Ontario cottage insurance brokers are committed to providing you with a concrete personalized insurance package to protect you and your favourite pass time.

McDougall understands the importance of a personal touch. When it comes to assets as personal to you as your cottage, we know you want coverage that works. By working with one of our brokers directly, you will find that cottage insurance in Ontario can be a breeze. Our experts can review your situation personally and work with you, providing you their knowledge and expertise every step of the way! Gone are the days where you would be required to answer hundreds of questions and wait for days before securing your coverage. McDougall offers free online cottage insurance quotes Ontario residents can depend upon. Why wait? Get started with us today and apply online for free at no obligation.

Get a Quote

Coverage for Cottage Insurance in Ontario

While very similar to home insurance, cottage insurance has many small differences that alter what the insurance will cost and cover. Cottage insurance quotes in Ontario are affected by many factors including; how often the property is occupied, the location of the property, the accessibility of the property and much more. While your policy may protect you from more rudimentary threats such as fire, it may not cover other perils such as theft, highlighting the importance of having a professional brokerage explain the coverages.

Why do you need cottage insurance in Ontario? Put simply: your cottage, like your home, is more than just a roof over your head. Cottage insurance in Ontario helps protect your seasonal home and any contents it may include. Your plan can be customized to cover detached private structures, like any sheds or boathouses, and other high-value items. Besides – it isn’t just the physical structure of your cottage that needs insuring. There’s more to it than that. Everyone’s circumstances are different.

There are a couple questions you might need to ask yourself when it comes to getting cottage insurance in Ontario. Do you have year-round road access to your cottage? When was your cottage built? What steps do you take in order to ensure that your cottage’s maintenance is up to par when you leave it for the winter? Do you have any watercrafts that you use when you are visiting your seasonal home, and do they require insurance? These are all questions and variables you may want to discuss with a McDougall cottage insurance broker. We look forward to sharing our wealth of knowledge and expertise with you in order to help you make a more informed decision when it comes to your insurance.

Cottage Insurance in Ontario: Our Coverage Guarantee

As one of the oldest brokerages in Ontario, McDougall Insurance has always placed a strong emphasis on client relationships. That is why it’s our promise to use our strong relationships with insurers to find you the necessary Ontario cottage insurance coverage for the best price. We pride ourselves on the competency, professionalism and service levels of our staff who will work around the clock to ensure you are completely satisfied. We protect you and your property so you can sit on your deck and relax.

At McDougall Insurance we understand that there’s a special bond between cottage owners and their property and it’s our goal to help provide you with the best protection to take the worry out of owning a cottage We understand that everyone’s circumstance is different and that not everyone has the same budget when it comes to insurance. That’s fine! We work directly with you in order to ensure that all of your assets are covered to the fullest extent. We go over your policy with you so that you understand every detail.

Get a Quote
4 people sit outside beside a cottage with trees in the background

Areas We Serve

What Our Customers Are Saying

Eric Irvine

Been dealing with McDougall/Brister Group Winchester for at least the past 5 years and the service has been excellent. Our broker William Barclay is very helpful and helped us save money with the best possible insurance quotes and goes above and beyond with his customer service!

Quote
Eric Irvine

Been dealing with McDougall/Brister Group Winchester for at least the past 5 years and the service has been excellent. Our broker William Barclay is very helpful and helped us save money with the best possible insurance quotes and goes above and beyond with his customer service!

Quote
Eric Irvine

Been dealing with McDougall/Brister Group Winchester for at least the past 5 years and the service has been excellent. Our broker William Barclay is very helpful and helped us save money with the best possible insurance quotes and goes above and beyond with his customer service!

Quote
Eric Irvine

Been dealing with McDougall/Brister Group Winchester for at least the past 5 years and the service has been excellent. Our broker William Barclay is very helpful and helped us save money with the best possible insurance quotes and goes above and beyond with his customer service!

Quote
Request a Free Quote

It’s simple and won’t take long.

Get a Quote(800) 361-0941

Person standing, looking down at laptop