Farming is not just your occupation it's your way of life. McDougall Insurance has insured farmers since 1946. We understand the concerns you have for your way of life and we want to help you protect your assets. Below is just a sample of the kind of coverage we can provide for you.

Farm Insurance

Machinery
Livestock
Barns, buildings & structures, silos
Farm Produce, including feed, grain, chemicals & fertilizer
Loss of Income
Specialty Farms, including maple syrup, honey, fruit & vegetable
Farm Liability including farm employees and volunteers

Machinery

Each year there are more accidents involving farm machinery on the road. This is caused by several factors such as farms increasing in size, causing machinery to travel distances, and increased traffic. Loss of equipment on a farm can be a large expense, both to replace or repair the machinery but also to cover the loss of production and income while the machinery is out of commission.

Livestock

Coverage includes damages suffered by the farmer because of livestock loss caused by death from attack by wild animals; accidental drowning; accidental shooting, accidental electrocution, entrapment or severe weather damage.

Barns, buildings & structures, silos

Coverage provides specified perils coverage for farm buildings and structures you use for storage, animals and the operations of the farm.

Farm produce, including feed, grain, chemicals & fertilizer

Floods, fire, hail, and excessive rain can wipe out crops and drastically reduce income.

Loss of Income

If you suffer a loss of income, you need to be prepared. McDougall Insurance Brokers can help you find the best available coverage to provide you with the security you need.

Specialty Farms

We also insure maple syrup, honey, fruit & vegetable operations as well as Hobby Farms.

Farm Liability including farm employees and volunteers

This coverage provides medical expenses for people who are on your farm with your permission and are accidentally injured. Coverage also extends to people accidentally injured by your activities. As with all insurance policies, there are exclusions you need to consider. Consult one of our representatives and let us know how we can help you.