McDougall Insurance & Financial

Ways to Save

As your insurance broker we take the stress out of the insurance process by doing the shopping around for you. We find you the best coverage for your needs at the most competitive price. All of our companies are different, but many offer the following discounts:

  • New Home
  • Mortgage Free
  • Mature
  • Non-smokers
  • Retired
  • Claims Free
  • Home Security
  • Loyalty
  • Multi-vehicle
  • Multi-policy (home and auto together)

Shopping around for the best deal will definitely save you money, but below are several more ways to reduce your insurance costs and save on various types of insurance.

  • Don't pay for coverage you don't need
    Keep jewellery you don't wear in a safety deposit box; if your car is over ten years old, you may consider removing collision insurance.
  • Increase your deductible
    Your deductible is the amount you pay toward the total amount of your insurance claim. By increasing this amount from $500 to $1,000, you may reduce your insurance premium.