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Pay-As-You-Go With CAA MyPace

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Auto Car Insurance Pay As You Drive

MyPace - Pay As You Go

Spending less time behind the wheel? McDougall Insurance has partnered with CAA Insurance and their MyPace pay-as-you-drive payment program. The MyPace program puts you in control of your auto insurance premiums. If you are interested in exploring this solution contact McDougall Insurance today and find out if this is the ideal solution for your driving needs.

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How does the MyPace program work?

If you drive less than 12,000kms in a year the My Pace program might be perfect for you. When you enroll for the program you receive a device that monitors the amount of kilometres you drive. If you predict that you will drive 5,000kms in the next year your annual rate will reflect that prediction. If you go over that specified amount (in this case 5,000kms) you will be surcharged for each additional 1,000kms you drive before your renewal.

The device only monitors the amount of kilometres you drive. It does not monitor other metrics such as; vehicle speed, time of day you drive or how hard you brake. With the CAA MyPace smartphone app you will get alerts when you are close to reaching your 1,000km increment.

How much does the MyPace program cost?

The cost varies from driver to driver. Similar to most auto insurance ratings factors such as the vehicle you drive, where you live and your own insurance history all play a role. The biggest factor with MyPace is the number of kilometres you anticipate you will drive. The lower you suggest the lower your premium will be. However, you need to keep in mind that for each 1,000km increment you go over your base amount you will be surcharged.

The program is only designed for one vehicle. If you have multiple vehicles in the household that want to enroll they would all need their own policy.

What happens if I drive over the 12,000km threshold?

The CAA MyPace program is intended for drivers who drive less than 12,000km a year. However, circumstances can change it is possible that you surpass that limit. If that is the case you will be surcharged for every 1,000km increment you go over. If you drive more than 12,000kms annually you are likely better off with a traditional auto insurance policy.

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Terms and Conditions

*** Vehicle compatibility and enrollment in CAA MyPace payment program is subject to terms and conditions. Available in ON, NS, NB, and PEI. Auto Insurance is underwritten by CAA Insurance Company®/™. ®CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.

Areas We Serve

  • Arnprior
  • Bancroft
  • Barrie
  • Barry’s Bay
  • Belleville
  • Brighton
  • Brockville
  • Carleton Place
  • Cobourg
  • Cornwall
  • Courtice
  • Crysler
  • Eganville
  • Embrun
  • Gananoque
  • Kemptville
  • Kingston
  • Madoc
  • Midland
  • Morrisburg
  • Napanee
  • North Bay
  • Orillia
  • Oshawa
  • Ottawa
  • Parry Sound
  • Pembroke
  • Penetanguishene
  • Perth
  • Petawawa
  • Peterborough
  • Picton
  • Prescott
  • Prince Edward County
  • Sudbury
  • Trenton
  • Wellington
  • Winchester

What Our Customers Are Saying

Val Huckstep

My experience with McDougall Insurance has been amazing right from the start! I got in contact with Jon Borello a few months ago, and have been overly pleased with his service! As this is my first time on insurance, Jon has made the experience super easy for me, and completely stress free! I’ve been more than pleased with the prices he’s worked out for me and the over all service he provides. I couldn’t be happier with the decision I made to go with McDougall, and I don’t ever plan on changing companies!!

Cathy Pitts

We have been with McDougall for over 15 years. They are an exceptional office with great people. Quick to respond – we were hit with a tornado in 2006 – and were excellent to deal with.

Melanie Chatman

I’ve only been with mcdougall insurance for 6 months. Mike cunha has been amazing. Aways there to answer any questions I may have. I have a classic car and my rates for car and house are cheaper than my old rate for just my car at my previous insurance company. Thanks Mike!

Todd Carrol

It’s not like calling an insurance company, almost like calling someone you’ve known for along time.My wife and I have always been taking care of the way we expect too be there. I wouldn’t hesitate in recommending McDougall to anyone

C Brown

Excellent brokerage to deal with! Friendly people and lots of options!

Cynthia Top

The great people at McDougall insurance are the best in the business!! Tammy is awesome!!

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