Episode 7 – H2 OH NO! Do I need overland water coverage if I don’t live near any water? Question: Do I need overland water coverage if I don’t live near any water? Answer: Even though you may not live near water you could still have overland water come into...
Episode 6 – Is It Worth It? I bought my home for $200,000 why do I have to insure it for $300,000? Question: I bought my home for $200,000 why do I have to insure it for $300,000? Answer: We get a question similar to this just about every day. Insurance...
Episode 5 – All Backed Up My house is on septic do I need sewer backup insurance? Question: My house is on septic do I need sewer backup insurance? Answer: Even if your house is on septic, you still need sewer backup insurance. Sewer backup insurance is a bad...
Episode 4 – Family Jewels I have $20,000 in jewelry and $100,000 in contents coverage am I covered for my jewelry? Question: I have $20,000 in jewelry and $100,000 in contents coverage am I covered for all of my jewelry? Answer: Insurance companies have...
Episode 3 – This Is Below Me Do I need sewer backup insurance coverage if I live on the second floor? Question: Do I need sewer backup coverage if I live on the second floor? Answer: Sewer backup is a terrible name because it applies for many kinds of water...
Episode 2 – Not My Fault Why did my insurance company say I was at-fault when it was just the road conditions? Question: Why did my insurance company say I was at-fault when it was just the road conditions? I thought Ontario had no-fault insurance and I didn’t...
