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# www.mcdougallinsurance.com

> McDougall is now the largest insurance brokerage Ontario. Request your insurance quote online. We serve insurance since 1946, with over 40 branches in Ontario | McDougall Online insurance broker in Ontario.

## Home

[McDougall Best Insurance Broker in Ontario Over 40 branches](https://www.mcdougallinsurance.com/): McDougall is now the largest insurance brokerage Ontario. Request your insurance quote online. We serve insurance since 1946, with over 40 branches in Ontario | McDougall Online insurance broker in Ontario.

## Blog

[Blog - Stuff You’ll Want to Know - McDougall](https://www.mcdougallinsurance.com/blog/): Looking for more information to help make insurance less complicated? Perfect, simply search for the topic and find out everything you need to know!

## Blog 2026

[Joyce Stewart: Real People Working For You Since 1978 - McDougall Insurance](https://www.mcdougallinsurance.com/2026/02/11/joyce-stewart-real-people-working-for-you-since-1978/): Joyce Stewart began her career with McDougall Insurance straight out of college. What started as her first job grew into an amazing 48+ year career! Over the

## Blog 2016

[Fall Tips To Avoid Claims - McDougall Insurance](https://www.mcdougallinsurance.com/2016/09/09/fall-tips-avoid-claims/): As the temperature drops and the leaves begin to change colour, Fall becomes the perfect time of year to get outside and complete all the outdoor chores we
[Natural and Man Made Disasters Cost $71 Billion - McDougall Insurance](https://www.mcdougallinsurance.com/2016/08/25/natural-man-made-disasters/): Think the tough weather is over, think again! In Southern Ontario, according to Environment and Climate Change Canada, the average lightening/tornado season
[Christian Hutchison Top 10 Under 40 - McDougall Insurance](https://www.mcdougallinsurance.com/2016/09/28/christian-hutchison-top-10/): Insurance has always been apart of Christian Hutchison’s life; he was born into the insurance world. As a young adult Christian worked for the family
[Used Car Standards Are Changing! - McDougall Insurance](https://www.mcdougallinsurance.com/2016/06/29/used-car-standards-changing/): A dropping Canadian dollar, a used car sales hike, and changes to inspection standards. Those have all been in the news since the beginning of 2016. CBC news
[Life Insurance for Children - McDougall Insurance](https://www.mcdougallinsurance.com/2016/03/16/life-insurance-children/): Life insurance policies are not something we typically consider. The thought of a child carrying life insurance is often viewed as unnecessary or creates an
[A New Look at Insurance Technology: Pay-Per-Mile - McDougall Insurance](https://www.mcdougallinsurance.com/2016/02/17/a-new-look-at-insurance-technology/): Insurance companies around the world are making strides to provide a personalized insurance experience for the consumer. No longer are the days where you are
[10 Tips to Protect Your Car from Theft - McDougall Insurance](https://www.mcdougallinsurance.com/2016/02/11/10-tips-to-protect-your-car-from-theft/): Car theft is, unfortunately, one of the most lucrative and well organized crimes in Canada. According to the Insurance Bureau of Canada (IBC) the costs
[Patti Middleton: Insurance With A Smile - McDougall Insurance](https://www.mcdougallinsurance.com/2016/02/02/patti-middleton-insurance-with-a-smile/): Smile, it is something that Patti Middleton always seems to be doing. Insurance to many is something that renders no emotion, and despite its perceived boring
[Set Big Goals for 2016 - McDougall Insurance](https://www.mcdougallinsurance.com/2016/01/07/set-big-goals-for-2016/): Welcome 2016! There is no better time to get a fresh start than the rollover of a new year. Forget resolutions, they are very last year. Start by setting some
[Auto Insurance Policy Changes - McDougall Insurance](https://www.mcdougallinsurance.com/2016/04/21/car-insurance-policy-changes-2016/): Important changes to your auto policy are on their way! By now you have likely received a notice in the mail from your car insurance company or can expect it
[How Distracted Driving Tickets Increase Your Car Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2016/01/28/how-distracted-driving-tickets-increase-your-car-insurance/): Ontario Distracted driving campaigns are popping up all across the country with more frequency than ever before! The goal is to drive home the message that
[Summertime Driving - McDougall Insurance](https://www.mcdougallinsurance.com/2016/07/25/summertime-driving/): The sun is shining, the beach is calling and the kids are in the car! Before you head out on the road, know this; warm weather brings with it an increase in
[How is Your Car Insurance Calculated? - McDougall Insurance](https://www.mcdougallinsurance.com/2016/06/07/car-insurance-calculated/): "Have you ever wondered how car insurance premiums are calculated in Ontario?"  Maybe you think there are just too many variables to consider, and like taxes,
[The Latest In Car Safety Feature - McDougall Insurance](https://www.mcdougallinsurance.com/2016/04/20/latest-car-safety-features/): If there is a hidden strategy with new car technology, it is to create a car that is smarter than the driver! Every year vehicles roll off the line with
[Protect Your Home from Winter Damage - McDougall Insurance](https://www.mcdougallinsurance.com/2016/02/04/protect-your-home-from-winter-damage/): We are Canadian and we can handle the winter! But, our home may not be so lucky. The winter elements are harsh and the season can be long. With so much at
[Your Check Engine Light Is On - McDougall Insurance](https://www.mcdougallinsurance.com/2016/01/14/your-check-engine-light-is-on/): Any Big Bang Theory fans out there? There are lists of most memorable moments on that award winning show, and one of the best happens when Penny drives
[Insurance For Older Homes - McDougall Insurance](https://www.mcdougallinsurance.com/2016/05/03/insurance-for-older-homes/): Older homes have many obvious benefits to the buyer; they are charming, have character, provide a well-established neighbourhood that tend to be closer to the
[G1 Driver Tips for Saving on Car Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2016/04/11/g1-driver-tips-saving-car-insurance/): For example, G1 drivers in Ontario are subject, but not limited, to the following:
[Overland Water Insurance - Water is Beautiful, Until it Isn't - McDougall Insurance](https://www.mcdougallinsurance.com/2016/07/05/overland-water-insurance-water-beautiful-isnt/): Water is one of life’s greatest gifts, but for as much beauty as it can give us, it can transition into a silent destructor in the blink of an eye.  Mother
[It's Cottage Season! - McDougall Insurance](https://www.mcdougallinsurance.com/2016/06/13/cottage-insurance-2/): From coast to coast, on every deep, clean lake in Canada, you will find cottages. Time seems to move slower at a cottage as the peace and tranquility of the
[Pembroke, Better Insurance is Here! - McDougall Insurance](https://www.mcdougallinsurance.com/2016/01/20/pembroke-better-insurance-is-here/): There has never been a better time to shop your insurance in Pembroke, Petawawa and Deep River then right now.
[What Is My Auto Insurance Deductible For? - McDougall Insurance](https://www.mcdougallinsurance.com/2016/03/07/auto-insurance-deductible/): Great question! An auto insurance deductible is often not a crucial point of a conversation when dealing with auto insurance and because of this it is one of
[Motorcycle Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2016/01/25/motorcycle-insurance/): That is quite the bike you have there! Now it is time to get it properly insured. Before we get you the right coverage let’s have a quick glance at what
[Dangerous Driving in School Zones - McDougall Insurance](https://www.mcdougallinsurance.com/2016/02/22/dangerous-driving-in-school-zones/): Trending on social media are videos like the one below, posted by school bus operators trying to safely deliver your children to school, as busy morning
[What Type of Travel Insurance is Right for You? - McDougall Insurance](https://www.mcdougallinsurance.com/2016/04/14/the-right-travel-insurance/): Planning a trip takes time; booking flights, hotels and rental cars, and then there is the excursions too. Unfortunately, many do not spend enough time
[Tips for Safe Travel this Winter - McDougall Insurance](https://www.mcdougallinsurance.com/2016/12/14/tips-for-safe-travel-this-winter/): Every winter approximately 500,000 Canadians travel to warmer temperatures to avoid the worst of what winter here in Canada has to offer. Following the path
[Automatic Emergency Braking and Your Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2016/12/30/automatic-emergency-braking-insurance/): Travelling along the 401, you notice an awful accident on the opposite side of the highway, you just cannot help but look; it is human nature, and it is quite
[Last Long Weekend of the Summer! - McDougall Insurance](https://www.mcdougallinsurance.com/2016/08/31/last-long-weekend-summer/): Everyone loves to celebrate this long weekend. The last brouhaha, the last camping trip, the last summer weekend at the cottage! Three whole days back to back
[Pothole Season - McDougall Insurance](https://www.mcdougallinsurance.com/2016/08/04/pothole-season/): Earlier this summer, a massive sinkhole opened up across Rideau Street in Ottawa causing chaos in the downtown. A nation watched in horror as the news video
[A Changing Uber - McDougall Insurance](https://www.mcdougallinsurance.com/2016/07/18/a-changing-uber/): Uber, the transportation network company, is one of the fastest growing enterprises in recent history. What started as a personal limousine service for the
[The Danger of Auto Renewing - McDougall Insurance](https://www.mcdougallinsurance.com/2016/07/13/danger-auto-renewing/): On June 1st the auto insurance reforms took effect, and are fully upon us now. If you have car insurance, by now you have received at least one notice about
[The McDougall Days of Summer Are Back! - McDougall Insurance](https://www.mcdougallinsurance.com/2016/06/30/mcdougall-days-summer-back/): It’s true, the McDougall Days of Summer are back for 2016, and they’re better than ever. With more locations and more businesses you’re sure to be seeing lots
[It's Party Time! Safety Tips For Parties - McDougall Insurance](https://www.mcdougallinsurance.com/2016/06/21/party-time-safety-tips-parties/): The forecast calls for beautiful, hot summer days ahead – just in time for your backyard party! The yard is ready, and the patio, maybe you have a pool too,
[Forest Fires - Are you Covered? - McDougall Insurance](https://www.mcdougallinsurance.com/2016/05/09/forest-fires-covered/): The quick answer is yes. When you first purchased your home policy (hopefully through a broker) you are typically protected from a long list of perils with
[Road Trip! - McDougall Insurance](https://www.mcdougallinsurance.com/2016/04/25/road-trip/): The snow is gone and many campers already have their camp sites picked out, many bikers are planning their loop out and many young families are preparing
[McDougall Insurance Family Fund Contest - McDougall Insurance](https://www.mcdougallinsurance.com/2016/04/19/family-fund-contest-2016/): McDougall Insurance is giving away $5000! That’s right, the McDougall Insurance Family Fund online contest is back. McDougall Insurance is ready to accept
[Tips on Saving Money on Your Car Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2016/03/03/tips-on-saving-money-on-your-car-insurance/): Everyone wants to save money on their car insurance, but not everyone knows how easy it can be to get affordable rates. Just as no two people are alike, no
[Is a Hot Dog a Sandwich? - McDougall Insurance](https://www.mcdougallinsurance.com/2016/01/12/is-a-hotdog-a-sandwich/): Recently, the National Hot Dog and Sausage Council (NHDSC - yes, that does exist) officially announced a policy on the ‘Hot Dog as a Sandwich’ controversy. If
[Keys to Success - McDougall Insurance](https://www.mcdougallinsurance.com/2016/01/04/keys-to-success/): Think you have what it takes to be one of the most successful people in the world? Check this out. People with power and success all share a few of the same

## Blog 2025

[How Much Will My Insurance Go Up with an At-Fault Accident](https://www.mcdougallinsurance.com/2025/08/17/how-much-will-my-insurance-go-up-with-an-at-fault-accident/): How much your car insurance increases depends on the type of accident, fault determination & your driving record. Discover how an at-fault accident can impact your insurance rates in Canada
[Welcome to the Team Keyes Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2025/06/05/welcome-to-the-team-keyes-insurance/): Here we grow! We are happy to announce that McDougall Insurance has successfully merged with Keyes Insurance in Halifax, Nova Scotia. Keyes is McDougall's
[Welcome Active Insurance to the Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2025/05/14/welcome-active-insurance-to-the-team/): We are happy to announce we have acquired Active Insurance & Financial Group Inc. out of Etobicoke, Ontario. We are very excited, as Active Insurance is a
[Car Tag Tracking Systems - Tag Anti Theft](https://www.mcdougallinsurance.com/2025/03/20/car-tag-tracking-systems-tag-anti-theft/): Advanced Car Tag Tracking Systems and Tag Anti Theft solutions. Monitor your car’s location in real-time and prevent theft with cutting-edge technology of Car Tag Tracking Systems.
[What to Bring to G2 Road Test Ontario - McDougall Insurance](https://www.mcdougallinsurance.com/2025/08/17/what-to-bring-to-g2-road-test-ontario/): A Comprehensive Guide for what to Bring to G2 Road Test in Ontario | Ready to get your G2 licence? Learn about G2 road test requirements, what’s on the test, fees, tips to pass. Get answers to questions about the G2 test.
[Distracted Driving, Ontario: Here’s What It Could Cost You](https://www.mcdougallinsurance.com/2025/04/20/distracted-driving-ontario/): Distracted driving in Ontario is now the leading cause of fatalities on Ontario’s roads. While serious, it’s entirely preventable. Before you get behind the wheel, make sure you understand Ontario’s distracted driving laws, fines, and the penalties you could face.
[Careless Driving, Ontario | Main takeaways](https://www.mcdougallinsurance.com/2025/04/20/careless-driving-ontario/): Received a careless driving ticket in Ontario? Learn what it means, the potential charges, fines, and penalties you could face. Understand how careless driving is defined under Ontario law and what steps you can take next.
[Sideswipe Collision: Who Is at Fault in Sideswipe Accidents? - McDougall Insurance](https://www.mcdougallinsurance.com/2025/06/15/sideswipe-collision-who-is-at-fault-in-sideswipe-accidents/): Sideswipe car accidents can happen quickly and unexpectedly. One moment you're driving alone in your lane, and suddenly, another vehicle comes too close,
[Parking Uphill and Downhill in Ontario: Rules & Safety Tips](https://www.mcdougallinsurance.com/2025/05/12/parking-uphill-and-downhill-in-ontario-rules-and-safety-tips/): Uphill and downhill parking requires some special considerations due to the additional risk of an incline or decline.Learn how to safely park uphill and downhill in Ontario. Follow essential rules and safety tips for hill parking to avoid fines and keep your vehicle secure.
[Car safety certificate Ontario - Car Safety Inspection](https://www.mcdougallinsurance.com/2025/03/21/car-safety-certificate-ontario-safety-inspection/): Get your Car Safety Certificate in Ontario with a thorough Car Safety Inspection. Ensure your vehicle passes the necessary safety standards and obtain your Car Safety Certificate for registration and insurance purposes.
[Meet The Dougallers: Leon Howe - McDougall Insurance](https://www.mcdougallinsurance.com/2025/08/21/meet-the-dougallers-leon-howe/): Leon is one of the newer faces at McDougall Insurance in Belleville, but he’s no stranger to working with people. After years in the finance world, Leon was
[Least Depreciating Cars in Canada | Understanding Car Depreciation](https://www.mcdougallinsurance.com/2025/06/15/least-depreciating-cars-in-canada/): Least Depreciating Cars in Canada | Learn the key factors affecting car depreciation and discover practical tips to maximize your vehicle's value. Read the article for essential insights!
[Welcome Duliban Insurance to the Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2025/06/02/welcome-duliban-insurance-to-the-team/): We are happy to announce that we have merged operations with Duliban Insurance as of June 2nd, 2025! We are extremely excited as Duliban Insurance is an
[Are Hybrid Cars Worth It? Pros & Cons | We Have the Answer](https://www.mcdougallinsurance.com/2025/05/13/are-hybrid-cars-worth-it-canada/): Are hybrid cars worth it in Canada? Discover the pros, cons, costs, and long-term savings of owning a hybrid vehicle in Canadian climates. Learn if it's the right choice for your lifestyle and budget.
[Letter of Experience Insurance - All You Need to Know](https://www.mcdougallinsurance.com/2025/05/11/letter-of-experience-insurance/): What is a letter of experience for insurance? How do you get a letter of experience? A letter of experience is a document provided by a previous insurance company that outlines your past coverage details, including the duration and any claims made.
[Wrap-Up Liability Insurance: What It Is and Why It Matters](https://www.mcdougallinsurance.com/2025/04/20/wrap-up-liability-insurance/): Wrap-up liability insurance is a smart solution for construction projects, offering broad protection under a single policy. By covering all parties involved—owners, contractors, and subcontractors—wrap-up liability insurance helps reduce risks, streamline coverage, and minimize costs.
[Is My Garage, Shed or Any Detached Structure Covered On My Home Insurance Policy? - McDougall Insurance](https://www.mcdougallinsurance.com/2025/03/20/is-my-detached-structure-covered-on-my-home-insurance-policy/): You've just finalized your home insurance policy and realized you never told your insurance broker about your garage, gazebo and garden shed. What happens if

## Blog 2024

[Welcome Tipper Financial Services to the Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2024/10/07/welcome-tipper-financial-services-to-the-team/): We are proud to announce the successful acquisition of Tipper Financial Services Ltd. as they join the McDougall family! The acquisition is official as of
[Welcome Excalibur Insurance to the Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2024/09/11/welcome-excalibur-insurance-to-the-team/): We are happy to share that Excalibur Insurance Group Inc. has merged with our McFarlan Rowlands branches in Southwestern Ontario! The merger is official as of
[The Ideal Height and Weight to Sit in Front Seat -Ontario Full Guide - McDougall Insurance](https://www.mcdougallinsurance.com/2024/08/18/the-ideal-height-and-weight-to-sit-in-front-seat-ontario-full-guide/): One important safety measure is to only let a child sit in the front seat after they've fulfilled specific requirements related to age, height and weight. If
[Stunt driving in Ontario - Speeding and Aggressive Driving](https://www.mcdougallinsurance.com/2024/08/30/stunt-driving-in-ontario/): Stunt driving in Ontario is the act of excessive speeding, street racing, contests and engaging in dangerous driving practices in a motor vehicle on an Ontario road or highway.
[Automatic Speeding Cameras - McDougall Insurance](https://www.mcdougallinsurance.com/2024/12/11/automatic-speeding-cameras/): I think we can all agree that safer driving leads to safer communities and safe communities are important. That is exactly the purpose behind automated speed
[Welcome Cornell Insurance to the Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2024/12/02/welcome-cornell-insurance-to-the-team/): We are thrilled to announce that we have combined with Cornell Insurance Brokers Ltd. based in Markham, Ontario. The merger is official as of Dec. 2nd, 2024.
[Meet the Dougallers: Brendan Hagerman - McDougall Insurance](https://www.mcdougallinsurance.com/2024/11/06/meet-the-dougallers-brendan-hagerman/): Meet the Dougallers welcomes Brendan Hagerman from our Napanee office! Brendan is new to the insurance world and we wanted to find out a little more about
[A Full Guide to Temporary Car Insurance - Ontario](https://www.mcdougallinsurance.com/2024/08/30/full-guide-to-temporary-car-insurance-ontario/): Can you get temporary car insurance in Ontario? Explore your options for temporary car insurance in Ontario, the legal requirements, and alternative options. Get short-term coverage now.
[Windshield Insurance | Is A Cracked Windshield Covered?](https://www.mcdougallinsurance.com/2024/07/23/does-my-car-insurance-cover-a-cracked-windshield/): Does insurance cover a cracked windshield? Drivers don’t give it much thought until you’re driving down the road and BANG! A stone flew up and hit your windshield. You immediately see a stone chip or crack.
[Welcome All Time Insurance Brokers to the McDougall Insurance Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2024/06/05/welcome-all-time-insurance-brokers-to-the-team/): We are happy to announce the we have merged with All Time Insurance Brokers Inc. in Ajax Ontario!

## Blog 2022

[Do You Need Insurance for an Electric Bike in Ontario? - McDougall Insurance](https://www.mcdougallinsurance.com/2022/11/07/electric-bike-insurance/): Before we get into things we should probably clarify what an electric bike or e-bike is! An electric bike is a bicycle that is equipped with an electronic
[Meet the Dougallers: Nancy Beggs - McDougall Insurance](https://www.mcdougallinsurance.com/2022/11/30/meet-the-dougallers-nancy-beggs/): Meet the Dougallers welcomes Nancy Beggs from our Kemptville office! We sat down with Nancy to find out a little bit more about what got her into insurance,
[Do Contractors Need Insurance In Ontario? - McDougall Insurance](https://www.mcdougallinsurance.com/2022/03/02/contractors-need-insurance-ontario/): When it comes to trades and contractors insurance in Ontario there are a lot of misconceptions about what is required by law and what additional coverage is
[What Is Sewer Backup Coverage And Why Do You Need It? - McDougall Insurance](https://www.mcdougallinsurance.com/2022/03/24/what-is-sewer-backup-coverage/): Although you may, or may not, currently have sewer backup coverage on your policy, knowing about the endorsement is a keyway to ensure that you are exposing
[How to renew your license plate in Ontario? - McDougall Insurance](https://www.mcdougallinsurance.com/2022/12/14/how-to-renew-your-license-plate-in-ontario/): In Ontario you are required by law to have a valid license plate and insurance on your vehicle. However, in February 2022 the process changed. You will still
[The G License Test in Ontario is Temporarily Changing - McDougall Insurance](https://www.mcdougallinsurance.com/2022/01/12/the-g-license-test-in-ontario-is-changing/): In Ontario there are 3 tests you must complete in order to receive your full G license to operate a vehicle on your own. The first is the G1 test, which is a
[Welcome Brown & Brethour Insurance Brokerts to the Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2022/06/02/welcome-brown-brethour-insurance-brokerts-to-the-team/): We are pleased to announce that we have merged with Brown & Brethour Insurance Brokers Limited effective June 1, 2022. We are very happy to welcome the
[Meet the Dougallers: Erin Recoskie - McDougall Insurance](https://www.mcdougallinsurance.com/2022/10/17/meet-the-dougallers-erin-recoskie/): Meet the Dougallers welcomes Erin Recoskie from our Eganville office! We sat down with Erin to find out a little bit more about what got her into insurance,
[Meet the Dougallers: Curtis Craig - McDougall Insurance](https://www.mcdougallinsurance.com/2022/08/10/meet-the-dougallers-curtis-craig/): Meet the Dougallers is back with a new employee to our Picton office! Welcome Curtis Craig! We sat down with him to find out a little bit about what got him
[What Is Loss Of Use On My Auto Insurance Policy? - McDougall Insurance](https://www.mcdougallinsurance.com/2022/03/03/what-is-loss-of-use/): OPCF 20 or the loss of use coverage provides you with a temporary vehicle replacement if your vehicle is damaged by an insured peril and you have the coverage
[How is Inflation Impacting Insurance? - McDougall Insurance](https://www.mcdougallinsurance.com/2022/06/24/how-is-inflation-impacting-insurance/): The inflation rate in Canada reached an all time high in 2022. Inflation is now affecting every single one of our customers. Gas, groceries, the cost of
[What is “High Risk” Insurance in Ontario? | McDougall Insurance](https://www.mcdougallinsurance.com/2022/03/29/what-is-high-risk-insurance-in-ontario/): High-risk insurance in Ontario is for more than just drivers with DUI convictions. Read on to learn more about high-risk auto insurance.
[Explaining Builder's Risk Insurance | McDougall Insurance](https://www.mcdougallinsurance.com/2022/03/29/before-you-start-renovating-explaining-builders-risk-insurance/): Builder's Risk Insurance, also known as Course of Construction Insurance, is integral if you're planning on any home renovations. Here is why.
[Ontario Removes License Plate Sticker Renewal Fees - McDougall Insurance](https://www.mcdougallinsurance.com/2022/02/22/ontario-removes-license-plate-sticker-renewal-fees/): The Ontario government announced on Feb. 22nd, 2022 (2/22/22) that the license plate renewal fees and sticker fees will end as of March 13th, 2022. This
[McDougall Insurance 2021 Insurance Awards - McDougall Insurance](https://www.mcdougallinsurance.com/2022/01/25/2021-mcdougall-insurance-awards/): 2021 was another difficult year for many of us because of the ongoing Covid-19 pandemic. But we didn't let it slow us down at McDougall Insurance. Our staff

## Blog 2020

[Our 2020 McDougall Family Fund Winners! - McDougall Insurance](https://www.mcdougallinsurance.com/2020/06/25/our-2020-mcdougall-family-fund-winners/): Our McDougall Family Fund in 2020 was a big success despite everything that has gone on to begin the year. This year we had over 90 video entries and 44,000
[How Does Radon Gas Impact Our Health? - McDougall Insurance](https://www.mcdougallinsurance.com/2020/01/20/how-does-radon-gas-impact-our-health/): Do you believe that being a non-smoker would virtually eliminate your chances of getting lung cancer? While it is true that smoking cigarettes is the #1 cause
[McDougall Family Fund 2020! - McDougall Insurance](https://www.mcdougallinsurance.com/2020/04/13/mcdougall-family-fund-2020/): Check McDougall Family Fund 2020!
[McDougall Days of Summer 2020 - McDougall Insurance](https://www.mcdougallinsurance.com/2020/06/26/mcdougall-days-of-summer-2020/): 2020 has been a crazy year so far and we want to thank everyone who participated this year and helped get the businesses in our communities back on track.
[COVID 19 - Update - McDougall Insurance](https://www.mcdougallinsurance.com/2020/03/16/covid-19-real-people-still-working-for-you/): We are doing our utmost to protect our customers and our staff.
[Tips for Business Owners to Avoid a Claim During COVID-19 - McDougall Insurance](https://www.mcdougallinsurance.com/2020/03/26/tips-for-business-owners-to-avoid-a-claim-during-covid-19/): If you have any questions about your commercial insurance coverage at this time or want to know more about your policy, contact your broker.
[What to do when the ground is frozen and then it rains? - McDougall Insurance](https://www.mcdougallinsurance.com/2020/01/08/what-to-do-when-the-ground-is-frozen-and-then-it-rains/): We all know that rain can be a real problem for causing flooding in certain areas, but if you couple rain, with a ground that is frozen, the flooding problem
[10 surprising things that are covered by home insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2020/08/19/10-surprising-things-that-are-covered-by-home-insurance-2/): This article was originally posted on www.economical.com
[Welcome D.S. Currey & Son Insurance Brokers to the Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2020/10/06/welcome-d-s-currey-son-insurance-brokers-to-the-team/): We are pleased to announce that effective October 1st, 2020 we merged with D.S. Currey & Son Insurance Brokers Ltd. We are very happy to welcome all the
[Meet The Dougallers: Catharine Wright - McDougall Insurance](https://www.mcdougallinsurance.com/2020/10/14/meet-the-dougallers-catharine-wright/): Meet the Dougallers features: Catharine Wright
[McDougall Insurance Welcomes Knox Hutchison & Dynamic Insurance to the Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2020/01/07/mcdougall-insurance-welcomes-knox-hutchison-insurance-to-the-team/): We are pleased to welcome Knox Hutchison Insurance from North Bay as well as their branch office Dynamic Insurance in Sudbury to the McDougall Insurance team!
[McDougall Insurance Welcomes Asselin Insurance Brokers to the Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2020/01/09/mcdougall-insurance-welcomes-asselin-insurance-brokers-to-the-team/): We are very excited to announce that we have merged with Asselin Insurance Brokers Ltd. effective January 8, 2020!
[Random Acts of Kindness Month - McDougall Insurance](https://www.mcdougallinsurance.com/2020/01/21/random-acts-of-kindness-month/): We love random acts of kindness day but this year we thought, why just a day? Why not make it even better? So for the month of February we are doing Random
[Welcome Ritchie Insurance to the McDougall Insurance Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2020/07/02/welcome-ritchie-insurance-to-the-mcdougall-insurance-team/): We are pleased to announce that we have merged with Ritchie Insurance Services effective July 1st, 2020. We are very happy to welcome the employees and
[Is Tenants Insurance Worth It? - McDougall Insurance](https://www.mcdougallinsurance.com/2020/07/16/is-tenants-insurance-worth-it/): In Ontario, renting a home or apartment is fairly common and most people experience renting at least once in their lifetime. However, when it comes to tenants
[Welcome Patterson Hadden and Brown Insurance to the Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2020/08/05/welcome-patterson-hadden-and-brown-insurance-to-the-team/): We are pleased to announce that we have merged with Patterson Hadden and Brown Insurance Brokers in Kemptville. We are delighted to welcome all the employees
[Cybersecurity tips for protecting yourself at home - McDougall Insurance](https://www.mcdougallinsurance.com/2020/08/19/cybersecurity-tips-for-protecting-yourself-at-home/): This article was originally posted on www.economical.com

## Blog 2015

[Do I Need Drone Insurance? - McDougall Insurance](https://www.mcdougallinsurance.com/2015/07/28/need-drone-insurance/): Drones are cool. Really cool.Drive-through-the-night-sky-as-fireworks-explode-around-you-like-the-fourth-of-july cool. And popular too. Drones (also called
[Save up to 25% on your car insurance starting with 10% instantly! - McDougall Insurance](https://www.mcdougallinsurance.com/2015/06/01/save-up-to-25-on-your-car-insurance-starting-with-10-instantly/): At McDougall Insurance we strive to find the best value for our customers. That’s why we’re delighted to bring you the my Driving DiscountTM program from
[There is No Good Debt - McDougall Insurance](https://www.mcdougallinsurance.com/2015/06/15/there-is-no-good-debt/): Remember the famous saying from the 60's "The medium is the message"? This idea has some serious complications today as there are more mediums than ever to
[Top Ten Anti-Fraud Measures for a Small Business - McDougall Insurance](https://www.mcdougallinsurance.com/2015/05/28/top-ten-anti-fraud-measures-for-a-small-business/): One of the biggest misconceptions in small business is thinking that you are too small to worry about fraud; thinking fraud really only happens to the big
[Spring Time is Renovation Time - McDougall Insurance](https://www.mcdougallinsurance.com/2015/05/22/spring-time-is-renovation-time/): Spring is in full swing – and so are home renovations. Just head to any of the big hardware depot stores and try to find parking; Canadians love to renovate -
[Motorcycle Routes in Ontario - McDougall Insurance](https://www.mcdougallinsurance.com/2015/05/08/motorcycle-routes-in-ontario/): For many in Ontario, the best way to see it all is by motorcycle on the open road. Whether you are a short day tripper, or you plan for longer rides, there
[What to Name Your New Boat? - McDougall Insurance](https://www.mcdougallinsurance.com/2015/03/20/what-to-name-your-new-boat/): Hooray! You got a new boat! There are few things quite as exciting as signing the dotted line and become the captain of a sea-farthing vessel, but before you
[Top Selling Trucks and SUV’s - McDougall Insurance](https://www.mcdougallinsurance.com/2015/10/22/top-selling-trucks-and-suvs/): In Canada, there is one thing you can count on, we love our trucks - we love them big, burly and fully loaded. There is just something about a truck that
[Canadian Inventor Perfecting the Hoverboard - McDougall Insurance](https://www.mcdougallinsurance.com/2015/10/19/canadian-inventor-perfecting-the-hoverboard/): Remember when Michael J Fox, playing Marty McFly, borrowed a hoverboard in 1989’s Back to the Future II? Well looks like that future is now! We are just
[Tips For Young Drivers To Save Money On Car Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2015/11/02/tips-for-young-drivers-to-save-money-on-car-insurance/): How can an insurance company provide coverage at a low premium to young drivers that they have very little information on?
[Star Wars - Everything You Need For The New Film - McDougall Insurance](https://www.mcdougallinsurance.com/2015/12/11/star-wars-the-force-awakens/): Ok before I get into this I want to make one thing clear: this is without a doubt the most anticipated film of 2015, 100%, no argument! If you don’t agree
[Why Farm Insurance Should Never Be Overlooked - McDougall Insurance](https://www.mcdougallinsurance.com/2015/06/19/why-farm-insurance-should-never-be-overlooked/): Although food production is a crucial industry that will always be in demand, there are many risks associated with owning and operating a farm. Unfortunately,
[The Importance of Home Insurance Policies - McDougall Insurance](https://www.mcdougallinsurance.com/2015/02/12/the-importance-of-home-insurance-policies/): While we go along living in our homes - tidying up, shoveling snow - we don't often think about losing them to scenarios like a flood or fire. It’s only when
[Distracted Driving Is a Serious Problem - McDougall Insurance](https://www.mcdougallinsurance.com/2015/01/27/distracted-driving-is-a-serious-problem/): Distracted driving is not a new phenomenon - we have been dealing with this issue ever since the car was invented. For decades, drivers have been distracted
[The Difference Between Renter’s and Homeowner’s Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2015/04/10/the-difference-between-renters-and-homeowners-insurance/): Finding the right insurance policy is absolutely vital for any individual who rents or owns property. Whether you’re renting an apartment or own a home,
[Opening the Cottage - McDougall Insurance](https://www.mcdougallinsurance.com/2015/05/01/opening-the-cottage/): Before you go
[‘If you fail to plan, plan to fail.’ - McDougall Insurance](https://www.mcdougallinsurance.com/2015/04/10/if-you-fail-to-plan-plan-to-fail/): ‘If you fail to plan, plan to fail.’ Planning for your affairs after you die isn’t easy, but it is a must for every family and essential when you own a
[Landslides Are Not Covered By Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2015/09/29/landslides-are-not-covered-by-insurance/): The Birken Landslides and Other Disasters are not Covered by Insurance.The Birken Landslide is tragic. All natural disasters are. An evacuation alert has been
[Renting Out Your Home or Cottage - McDougall Insurance](https://www.mcdougallinsurance.com/2015/06/19/renting-out-your-home-or-cottage/): The Toronto Pan Am games (July 10-26) and Parapan games (Aug 7-15) are right around the corner, and it may interest you to know that many Torontarians are
[13 Things You Need to Know About Trenton - McDougall Insurance](https://www.mcdougallinsurance.com/2015/07/22/13-things-you-need-to-know-about-trenton/): Trenton is a small city that is a part of the Quinte West region. With a population of a little less than 20,000 it is a fairly tight knit community with a
[Renters Find Peace of Mind with Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2015/03/03/renters-find-peace-of-mind-with-insurance/): Most homeowners have insurance that covers the loss of their possessions in the event of a fire, theft, or other covered peril. Unfortunately that's not
[The Problem With Uber - McDougall Insurance](https://www.mcdougallinsurance.com/2015/07/30/the-problem-with-uber/): Sound familiar?
[Oh Deer! What Happens When You Hit A Deer - McDougall Insurance](https://www.mcdougallinsurance.com/2015/12/03/oh-deer/): The months of November and December bring a lot of things with them; the first snowfall, spending outrageous amounts of money on presents, turning the heat
[How to Save on Car Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2015/10/15/how-to-save-on-car-insurance/): Auto insurance Quotes change often. If you haven’t read, reviewed or made any changes to your insurance – you are likely paying too much!
[Driving in Icy Conditions - McDougall Insurance](https://www.mcdougallinsurance.com/2015/01/29/driving-in-icy-conditions/): Ice-slicked roads create treacherous driving conditions that can lead to serious accidents. When driving icy conditions, a vehicle will not act according to
[Insurance Discounts If You Install Winter Tires - McDougall Insurance](https://www.mcdougallinsurance.com/2015/10/27/insurance-discounts-if-you-use-winter-tires/): Do you feel like you are paying too much for your auto insurance? So do many Canadians who are responsible drivers and take all the necessary precautions
[The Benefits of Boat Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2015/06/19/the-benefits-of-boat-insurance/): While many people may not be familiar with boat insurance, as a relatively low percentage of people own boats large enough to insure (like a houseboat or
[Is Tobogganing too Dangerous for Our Kids? - McDougall Insurance](https://www.mcdougallinsurance.com/2015/01/30/is-tobogganing-too-dangerous-for-our-kids/): Nothing screams an adult back into childhood faster than speeding down a snowy hill on a sled, a Krazy Karpet (my personal vehicle of choice) or the good old
[Top 5 ways to save $200 Million on your car insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2015/02/20/top-5-ways-to-save-200-million-on-your-car-insurance/): Ontario drivers pay the highest insurance premiums in the country. Intact insurance, Canada's largest insurance provider, has launched a program that can help
[How Close are You to Being in The Richest 1% - McDougall Insurance](https://www.mcdougallinsurance.com/2015/02/28/how-close-are-you-to-being-in-the-richest-1/): The rich are getting richer. This old adage has never been so relevant as it is today. The richest one percent of the world’s population is set to own more
[More About Annuities - McDougall Insurance](https://www.mcdougallinsurance.com/2015/04/28/more-about-annuities/): Financial advisors have long been encouraging people to consider portioning out some of their retirement savings to an annuity. But it has always been a hard
[Gen Y – Finances of the Recent Grad - McDougall Insurance](https://www.mcdougallinsurance.com/2015/06/02/gen-y-finances-of-the-recent-grad/): Its graduation time everywhere. Opulent convocation ceremonies, salty graduation speeches, many congratulations…and expectations. After the pomp and stance is
[Good Health - what motivates you? - McDougall Insurance](https://www.mcdougallinsurance.com/2015/04/16/good-health-what-motivates-you/): Policy holders could receive up to 10% savings on their insurance premiums and earn rewards from retailers for taking simple steps towards better health:
[Have you driven (or stolen) a Ford…lately - McDougall Insurance](https://www.mcdougallinsurance.com/2015/01/16/have-you-driven-or-stolen-a-fordlately/): Ford
[Best Places to Travel in 2015, includes Prince Edward County! - McDougall Insurance](https://www.mcdougallinsurance.com/2015/02/06/best-places-to-travel-in-2015-includes-prince-edward-county/): The secret is out – worldwide. Prince Edward County is one of the most sought after destinations in the world. PEC ranked 9th out of the 50 locations listed
[Where you live says a lot about your lifestyle - McDougall Insurance](https://www.mcdougallinsurance.com/2015/05/11/where-you-live-says-a-lot-about-your-lifestyle/): Previous versions of this type of marketing analysis were complied in 2001 and again in 2006. A comparison of the results outlines noticeable shifts in the
[Safe Summer Travel - McDougall Insurance](https://www.mcdougallinsurance.com/2015/05/25/safe-summer-travel/): Summertime, and the living is easy…Ontario has a lot to offer the traveler this time of year, so get out that suitcase and start planning. Whether you are
[Get ready for the self-driving car - McDougall Insurance](https://www.mcdougallinsurance.com/2015/06/06/get-ready-for-the-self-driving-car/): For more than a year now, there has been much  talk about the fully autonomous (self-driving) cars that are roaming the busy streets of California and beyond
[McDougall Days of Summer is Back! - McDougall Insurance](https://www.mcdougallinsurance.com/2015/06/29/mcdougall-days-of-summer-is-back/): McDougall Insurance is thrilled to announce our 2nd Annual McDougall Days of Summer Giveaways starts this Frugal Friday, July 3rd. That's right, as a customer
[10 Tips for Preventing Fires - McDougall Insurance](https://www.mcdougallinsurance.com/2015/10/08/10-tips-for-preventing-fires/): House fires occur all over Canada each year and typically arise from occurrences that could have been easily prevented. Here are 10 tips to help prevent fires
[Take a Dark Vacation - McDougall Insurance](https://www.mcdougallinsurance.com/2015/12/16/take-a-dark-vacation-2/): In the corporate world, the term ‘dark vacation’ is becoming more and more commonplace. Just what exactly is it, you ask? The phrase simply means to
[Preparing for the Grey Wave - McDougall Insurance](https://www.mcdougallinsurance.com/2015/12/09/preparing-for-the-grey-wave-2/): This year Canada reached a tipping point. For the first time in history, there are more people over the age of 65 than there are under the age of 15. The wave
[Outliving Your Retirement Fund - McDougall Insurance](https://www.mcdougallinsurance.com/2015/11/23/outliving-your-retirement-fund/): If you are concerned you may outlive your retirement fund, well, the financial experts say you should be. And what's more, you are not alone. While more
[How Can I Lower My Insurance Costs? - McDougall Insurance](https://www.mcdougallinsurance.com/2015/11/17/how-can-i-lower-my-insurance-costs/): A question many of us ask ourselves when thinking about our insurance policies is; how can I lower my costs? Well don't you worry, we have put together a list
[The Do’s and Don’ts with Carbon Monoxide - McDougall Insurance](https://www.mcdougallinsurance.com/2015/11/09/the-dos-and-donts-with-carbon-monoxide/): Ontario’s second annual Carbon Monoxide (CO) Awareness campaign reminds you that it is now the law to have a working Carbon Monoxide detector outside all
[RRSPs: Are they Worth it? - McDougall Insurance](https://www.mcdougallinsurance.com/2015/10/30/rrsps-are-they-worth-it/): With all the chatter concerning other tax-saving accounts and their lucrative features, it's hard to stop and think about Registered Retirement Savings Plan
[Millennials Have Changed the Workplace – for the Better! - McDougall Insurance](https://www.mcdougallinsurance.com/2015/10/29/millennials-have-changed-the-workplace-for-the-better/): We are all too familiar with the Baby Boomer generation. Following that was the Generation X. We are now watching the Millennial generation as it grows. Each
[The Drake Effect - McDougall Insurance](https://www.mcdougallinsurance.com/2015/09/23/the-drake-effect/): No, not the rapper, The Drake Devonshire and its effect on Prince Edward County.
[How to Get Cheap Motorcycle Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2015/09/15/how-to-get-cheaper-motorcycle-insurance/): Nothing beats the feeling of riding a motorcycle on the open road. Just you, the bike, and the great outdoors. It is basically a human right at this point in
[Blue Jays Fever - McDougall Insurance](https://www.mcdougallinsurance.com/2015/09/14/blue-jays-fever/): With every win, the Jays are one step closer to making history in the playoffs, and the fever pitch is growing! Undoubtedly, Jay’s fans, loyal, returning and
[10 Ontario Beaches for Your Summer Bucket List - McDougall Insurance](https://www.mcdougallinsurance.com/2015/08/06/10-ontario-beaches-for-your-summer-bucket-list/): Nothing satisfies the summer soul like a day at the beach and with less than a month until summer ends you better not waste anymore time! Here is a list of
[Your Life Insurance Prep Kit: Tips for Buying Life Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2015/07/17/your-life-insurance-prep-kit-tips-for-buying-life-insurance/): With a typical life insurance plan, you pay a premium for a set amount of time, usually until you pass away, and then a sum of money is paid to a beneficiary.
[Pleasure Craft Operator Card Prices - McDougall Insurance](https://www.mcdougallinsurance.com/2015/07/02/pleasurecraftoperatorcardprices/): Please Craft Operator Card Prices
[Cottage Owner’s Insurance Tips - McDougall Insurance](https://www.mcdougallinsurance.com/2015/05/22/cottage-owners-insurance-tips/): Your cottage is an oasis in the desert of modern life. Cottage life is an investment in your own peace of mind. Like all investments, you want to protect what
[The Latest Technology to Help Prevent Collisions - McDougall Insurance](https://www.mcdougallinsurance.com/2015/05/19/the-latest-technology-to-help-prevent-collisions/): Lane keeping assist
[Are you looking to retire abroad? - McDougall Insurance](https://www.mcdougallinsurance.com/2015/05/14/are-you-looking-to-retire-abroad/): Imagine after you get that silver watch, if you were to spend the rest of your days in some exotic location reserved for beautiful resorts, sandy beaches and
[Canada Ranks 6th in the World!! - McDougall Insurance](https://www.mcdougallinsurance.com/2015/04/21/canada-ranks-6th-in-the-world/): Every year countries around the world announce their Gross Domestic Product (GDP), the traditional measure used by economists to determine progress. Increase
[Most Canadian workers have no pension plan - McDougall Insurance](https://www.mcdougallinsurance.com/2015/04/07/most-canadian-workers-have-no-pension-plan/): Most Canadian workers have no pension plan. That is a staggering thought on its own; however, when you consider that 6 out of 10 Canadians have no plans for
[When hiring, considering opening the door…wider! - McDougall Insurance](https://www.mcdougallinsurance.com/2015/03/27/when-hiring-considering-opening-the-doorwider/): Also, the fear of accommodating this sector in the workforce is unfounded. Companies report that accommodation requirements on average are actually quite
[Free ICE ID Assessments - McDougall Insurance](https://www.mcdougallinsurance.com/2015/03/24/free-ice-id-assessments/): Following a long cold winter, most Canadians look forward to the hope of the warmer weather that spring brings. The days grow longer, and the temperatures are
[Auto Insurance Fundamentals - McDougall Insurance](https://www.mcdougallinsurance.com/2015/03/17/auto-insurance-fundamentals/): Have you ever been watching a professional sports game, and hear the commentators praising a certain player for "great fundamentals"? Or have your piano
[The 6 Mistakes of Health and Fitness - McDougall Insurance](https://www.mcdougallinsurance.com/2015/03/14/the-6-mistakes-of-health-and-fitness/): A top concern for most Canadians is overall health and fitness. Many are seeking the advice of professionals for personal programs designed specifically for
[Top 10 Things Our Kids Will Never Do - McDougall Insurance](https://www.mcdougallinsurance.com/2015/03/11/top-10-things-our-kids-will-never-do/): Our kids hold the world in the palm of their hands – literally! They click, tweet, post, creep and like the day away. Everything is in the now and the things
[my Driving Discount - McDougall Insurance](https://www.mcdougallinsurance.com/2015/03/03/my-driving-discount/): By enrolling in my Driving Discount, you will immediately save 10% on your car insurance.
[Where to Vacation with the Canadian Dollar - McDougall Insurance](https://www.mcdougallinsurance.com/2015/02/25/where-to-vacation-with-the-canadian-dollar/): Although many Canadians search south of the border for vacation destinations during these long winter months, considering the value of the loonie in the
[Top 5 Risks in 2015 - McDougall Insurance](https://www.mcdougallinsurance.com/2015/02/10/top-5-risks-in-2015/): “2015 will see more geopolitical challenges than 2014.”
[2015 Home Inventory Checklist - McDougall Insurance](https://www.mcdougallinsurance.com/2015/02/03/2015-home-inventory-checklist/): The gifts have been opened and the tree sent to the curb – but do your clients have adequate coverage for all those new, expensive goodies that Santa brought
[Who Gives a Tweet? - McDougall Insurance](https://www.mcdougallinsurance.com/2015/01/20/who-gives-a-tweet/): What will 2015 bring? Well, if tweets from 2014 are any indication, Canadians will be concerned about sports, violence and the Ford brothers in Toronto. We

## Blog 2014

[Uber Inc. Rides-on-demand Growing Uber fast! - McDougall Insurance](https://www.mcdougallinsurance.com/2014/07/04/uber-inc-rides-on-demand-growing-uber-fast/): Backed by such major investors as Goldman Sachs and Google, this company and its app are changing the way we look at drive-for-hire services. This forward
[McDougall's Telematic Program - McDougall Insurance](https://www.mcdougallinsurance.com/2014/07/15/mcdougalls-telematic-program/): As we've mentioned before, Telematics (or usage-based insurance) uses smart technology to monitor the way you drive. So with their my Driving Discount, Intact
[Uber Inc. Part 2 – Insurance throws a wet blanket on cheap rides! - McDougall Insurance](https://www.mcdougallinsurance.com/2014/12/11/uber-inc-part-2-insurance-throws-a-wet-blanket-on-cheap-rides/): Rides-on-demand is an app created to connect passengers to rides available in your immediate area – you simply summon your ride using your cell phone. Never
[The Cost of Owning a Vehicle - McDougall Insurance](https://www.mcdougallinsurance.com/2014/11/13/the-cost-of-owning-a-vehicle/): Canadians have a love affair with owning a vehicle, and a special romance with trucks. Almost 80% of the driving age population in Canada owns a vehicle – and
[5 Movie Characters who Would pay the Most in Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2014/11/11/5-movie-characters-who-would-pay-the-most-in-insurance/): Have you ever gone to the movies and thought to yourself: There is no way this could actually happen in real life? Usually that is the mark of a bad movie. Of
[Accidents Happen. Don't Worry We Cover That! - McDougall Insurance](https://www.mcdougallinsurance.com/2014/10/27/accidents-happen-dont-worry-we-cover-that/): If you have ever been witness to, or involved in, an automobile accident, you know the horror of that metal crashing sound. It is shocking, and so is your
[Hacked Again! - McDougall Insurance](https://www.mcdougallinsurance.com/2014/09/22/hacked-again/): Your password should never include a word that can be found in the dictionary.  It should be longer and more jumbled with a mix of capital letters and
[ALS Bucket Challenge - McDougall Insurance](https://www.mcdougallinsurance.com/2014/09/12/als-bucket-challenge/): No question. Something about this challenge appeals to the masses. It is simple, easy and catchy. You dump a bucket of ice water on your head while being
[The 7 Effective Characteristics for the Winning Underdog - McDougall Insurance](https://www.mcdougallinsurance.com/2014/08/11/the-7-effective-characteristics-for-the-winning-underdog/): The business world loves their champions; the true success stories, the power and the money. But, we all love the legendary winning underdogs! What we love
[Jibo, the Family Robot - McDougall Insurance](https://www.mcdougallinsurance.com/2014/08/07/jibo-the-family-robot/): Touted as the “world’s first family robot” and looking more like a Cyclops than a machine, the latest version of a sociable robot has been described as ‘a
[Happiness Begins at Age 46 - McDougall Insurance](https://www.mcdougallinsurance.com/2014/08/01/happiness-begins-at-age-46/): It is a mathematical fact, we are most content when we hit the magic age of 74! To sum it up, “Old age isn’t so bad when you consider the alternative.” says
[How to Qualify for the New Billionaires Club - McDougall Insurance](https://www.mcdougallinsurance.com/2014/07/26/how-to-qualify-for-the-new-billionaires-club/): Do the names Warren Buffett, Bill Gates and Melinda Gates mean anything to you? I bet you thought about a lot of money. This terrific trio has started a new
[Want a Better Sleep? Turn Off Your Cell Phone - McDougall Insurance](https://www.mcdougallinsurance.com/2014/07/09/want-a-better-sleep-turn-off-your-cell-phone/): Nothing makes us feel better, more productive and on top of our game than a good night of sleep. However, a staggering number of people are heading to the
[For The Cottage - McDougall Insurance](https://www.mcdougallinsurance.com/2014/06/17/for-the-cottage/): Time at the summer cottage; casual, laid back, your chance to get away from the hustle and bustle, but your seasonal downtime it is not without chores. The
[Tips for the Perfect BBQ party and a Playlist too! - McDougall Insurance](https://www.mcdougallinsurance.com/2014/06/10/tips-for-the-perfect-bbq-party-and-a-playlist-too/): The long awaited BBQ season is upon us now. Great food, cold drinks, close friends and family around the table – a little planning ahead makes this the
[Minicars Don’t Measure Up - McDougall Insurance](https://www.mcdougallinsurance.com/2014/03/28/minicars-dont-measure-up/): You see these minicars everywhere on the roads today: the Fiat, Honda’s Fit, the Smartcar. Almost half the size and weight of a regular vehicle, the challenge
[The Truth About Global Warming - McDougall Insurance](https://www.mcdougallinsurance.com/2014/02/10/the-truth-about-global-warming/): When you hear the term “climate change” we all have had it drilled into our heads that it is the affects that we as a society have on the planet. By
[10 Tips for Safe Winter Driving - McDougall Insurance](https://www.mcdougallinsurance.com/2014/01/12/10-tips-for-safe-winter-driving/): Winter driving can offer virtually all the unpleasantness that any driver could possibly imagine. Although you may think that brushing snow off a car parked
[A look at Travel Insurance, Alcohol and High-Risk Activities - McDougall Insurance](https://www.mcdougallinsurance.com/2014/06/12/a-look-at-travel-insurance-alcohol-and-high-risk-activities/): Whether you are planning a trip for high adventure, pure relaxation or a family affair, getting away is always exciting.  Preparing the details is time
[Top 10 Travel Insurance Tips - McDougall Insurance](https://www.mcdougallinsurance.com/2014/11/20/top-10-travel-insurance-tips/): The farther the temperature drops, the more Canadians start planning a trip. And those plans can be as simple as an all-inclusive to a detailed personalized
[Gotta Have Gadgets for 2014 - McDougall Insurance](https://www.mcdougallinsurance.com/2014/04/18/gotta-have-gadgets-for-2014/): Gadgets – not just for the nerds anymore.
[“I’ll have a Whopper and a Timmie’s double double to go, please.” - McDougall Insurance](https://www.mcdougallinsurance.com/2014/08/28/ill-have-a-whopper-and-a-timmies-double-double-to-go-please/): 3G Capital, the majority owner of Burger King, has successfully maneuvered a deal to buy the Canadian iconic coffee and doughnut chain Tim Horton’s.  A move
[Why Does Ontario Pay More for Insurance? - McDougall Insurance](https://www.mcdougallinsurance.com/2014/01/06/why-does-ontario-pay-more-for-insurance/): drivers pay the highest car insurance Ontario rates in all of Canada. One of the biggest reasons – fraud. It actually costs more to cover claims in Ontario
[Amphibious ATVs - McDougall Insurance](https://www.mcdougallinsurance.com/2014/07/22/amphibious-atvs/): Amphibious ATV insurance is not something you hear lots of gossip about in Eastern Ontario, or even Canada for that matter... which is kind of weird if you
[Protect Your Property from Water and Weather Damage - McDougall Insurance](https://www.mcdougallinsurance.com/2014/12/23/protect-your-property-from-water-and-weather-damage/): Yep – it’s getting cold out! It’s the time of year for crock pots, heavy sweaters and sitting by the fire in the evening. Well, before you get too
[Maximize Your Life Now - McDougall Insurance](https://www.mcdougallinsurance.com/2014/09/15/maximize-your-life-now/): Give yourself the best start everyday and you will give yourself the best start to the rest of your life.  A recent article in The Globe and Mail by Sean
[Top Five Characteristics of an Inspiring Innovator - McDougall Insurance](https://www.mcdougallinsurance.com/2014/09/18/top-five-characteristics-of-an-inspiring-innovator/): We are all innovative. It is innate, and necessary in forward movement. At one time or another, the light bulb has gone off and the brilliant idea was born.
[Tips on Closing the Cottage - McDougall Insurance](https://www.mcdougallinsurance.com/2014/10/23/tips-on-closing-the-cottage/): The days are getting colder and shorter and nature is preparing to hibernate for the winter. This is also a time for some to prepare to close up the cottage.
[QUIZ: TED wants to know what you are willing to pay for. - McDougall Insurance](https://www.mcdougallinsurance.com/2014/04/11/quiz-ted-wants-to-know-what-you-are-willing-to-pay-for/): TED (Technology, Entertainment, Design) is in the news, trending, and on the move north – to Canada! Carrying a slogan of “Ideas worth spreading”, TED and
[How much is enough? - McDougall Insurance](https://www.mcdougallinsurance.com/2014/04/15/how-much-is-enough/): In November 2008, a robbery in the affluent and exclusive Forest Hill district of Toronto is making national news. The thieves manage to deactivate the homes
[McDougall Family Fund Contest - McDougall Insurance](https://www.mcdougallinsurance.com/2014/04/21/mcdougall-family-fund-contest/): McDougall Insurance & Financial is proud to announce the launch of our 2nd Annual McDougall Family Fund contest on May 1st, 2014.
[Mobile Use Now a Fatal Distraction - McDougall Insurance](https://www.mcdougallinsurance.com/2014/07/24/mobile-use-now-a-fatal-distraction/): Everyone is well aware of the extreme dangers of mobile use while driving, yet the numbers of fatal crashes due to mobile use are climbing. Study after study
[2014 A Year in Review for Canada - McDougall Insurance](https://www.mcdougallinsurance.com/2014/12/31/2014-a-year-in-review-for-canada/): Time Magazine, MacLeans, Forbes and many more annually put together a review of the year. Together with photos, you can reflect on 2014 – Who got married, who
[Tiger 21 - McDougall Insurance](https://www.mcdougallinsurance.com/2014/12/30/tiger-21/): Source: The Globe and Mail
[Life Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2014/12/27/life-insurance/): With all of the different options available for Life Insurance, you may find it a little overwhelming, and somewhat confusing to know which is the right
[Holiday Shopping – Keep it Safe - McDougall Insurance](https://www.mcdougallinsurance.com/2014/12/24/holiday-shopping-keep-it-safe/): Most Canadians start their shopping in November, and if you fall in that category you have seen the increase in traffic around shopping centers and malls. As
[CO = The Silent Killer - McDougall Insurance](https://www.mcdougallinsurance.com/2014/12/19/co-the-silent-killer/): Known as the Silent Killer, Carbon Monoxide has no smell, no taste and no colour – but its effect can be deadly! It has become the leading cause of accidental
[Oil & Water - McDougall Insurance](https://www.mcdougallinsurance.com/2014/12/16/oil-water/): As the war on oil rages on, scientists worldwide have been researching alternative, accessible and cleaner fuel sources.  On the rise is the research behind
[Tips for the Snowbirds - McDougall Insurance](https://www.mcdougallinsurance.com/2014/12/09/1899/): Millions of Canadians escape the harsh, cold winters every year and travel south. Traditionally, those ‘snowbirds’ have clustered together in certain areas.
[10 Things Billionaires Will Never Tell You - McDougall Insurance](https://www.mcdougallinsurance.com/2014/12/04/10-things-billionaires-will-never-tell-you/): Most of the world’s richest people have never known any other way of life. Not surprising, they have some secrets about their wealth that they will never
[Winter Driving in Canada - McDougall Insurance](https://www.mcdougallinsurance.com/2014/12/01/1892/): If you haven’t joined the flocks of snowbirds yet (or never intend to) then you know that this change in weather means one thing for your car – time to get
[Walk Yourself Happy - McDougall Insurance](https://www.mcdougallinsurance.com/2014/11/26/walk-yourself-happy/): Shorter days got you feeling blue? This time of year, with the shorter days comes less sunshine and that is proven to increase the number of people suffering
[How Much Do you Know About Insurance? - McDougall Insurance](https://www.mcdougallinsurance.com/2014/11/24/how-much-do-you-know-about-insurance/): More than 60% of all Canadians rely on their friends, family or co workers for insurance advice. With all of the misinformation out there and on the internet,
[Auto Insurance in Ontario is Mandatory and with Good Reason - McDougall Insurance](https://www.mcdougallinsurance.com/2014/11/24/auto-insurance-in-ontario-is-mandatory-and-with-good-reason/): Each year, more cars and drivers hit the road. With so many vehicles on the snow-covered roads this winter, accidents are more likely to happen.can be the
[Agewatch - McDougall Insurance](https://www.mcdougallinsurance.com/2014/11/18/agewatch/): Within 10 years, there will be one billion older people worldwide. Advances in healthcare, nutrition, economic security and overall better living conditions
[What’s the Big Idea? - McDougall Insurance](https://www.mcdougallinsurance.com/2014/11/06/whats-the-big-idea/): Whether you are self-employed, run a small business or a larger corporation, you know that idea generation is what keeps your business fresh, competitive and
[5 Most Expensive Natural Disasters - McDougall Insurance](https://www.mcdougallinsurance.com/2014/10/30/5-most-expensive-natural-disasters/): So that naturally led us to wonder, exactly how expensive are the world's natural disasters? And which ones are the most expensive? Read on to find out.
[How to get Car Insurance in Kingston - McDougall Insurance](https://www.mcdougallinsurance.com/2014/10/21/how-to-get-car-insurance-in-kingston/): Finding Auto Insurance in Kingston
[It takes less than 30 seconds for a professional thief to steal your car. - McDougall Insurance](https://www.mcdougallinsurance.com/2014/10/17/it-takes-less-than-30-seconds-for-a-professional-thief-to-steal-your-car/): A staggering number of cars, trucks and SUV’s are stolen each year, sometimes right out of the owner’s driveway. Annually, the Insurance Bureau of Canada
[Made In China - McDougall Insurance](https://www.mcdougallinsurance.com/2014/10/14/made-in-china/): China is on the rise to once again become the world’s largest economy, a title it eagerly reclaims from the US. For most of us, the idea of China being at the
[Most Ridiculous Things Humans Surived - McDougall Insurance](https://www.mcdougallinsurance.com/2014/10/09/most-ridiculous/): Insurance can occasionally get pretty morbid - that just comes with the territory when you have policies that give out death benefits, or that come into
[Billing and Payment Plans - McDougall Insurance](https://www.mcdougallinsurance.com/2014/10/07/billing-and-payment-plans/): However, despite their varied plans and procedures, you really have a choice between two forms of payment, with a variety of options for how they are carried
[5 Ways to Make Your Insurance Easier - McDougall Insurance](https://www.mcdougallinsurance.com/2014/09/25/5-ways-to-make-your-insurance-easier/): Insurance is complex. That's why you need licensed professionals to help you with it. But just like building a home, there are little steps you can do along
[Infrared Photography – There’s an App for that. - McDougall Insurance](https://www.mcdougallinsurance.com/2014/08/26/infrared-photography-theres-an-app-for-that/): Technical innovations appear to travel at the speed of light these days. One moment they are being used in the most elite military ranks, in the highest
[Can We Really Live Forever? - McDougall Insurance](https://www.mcdougallinsurance.com/2014/08/21/can-we-really-live-forever/): To date, Jeanne Louise Calment, who lived to the ripe old age of 122 years and 164 days, has the longest confirmed human lifespan on record. This super
[Argentina’s Worst Kept Secret - McDougall Insurance](https://www.mcdougallinsurance.com/2014/08/18/argentinas-worst-kept-secret/): (The Big Mac Index – Part two)
[The Big Mac Index - McDougall Insurance](https://www.mcdougallinsurance.com/2014/08/04/the-big-mac-index/): You know how it goes…two all beef patties, special sauce, lettuce, cheese, on a sesame seed bun. That jingle hit the air waves in the mid 70’s and carried on
[Gary Plebon: Homegrown Barry's Bay Know-how - McDougall Insurance](https://www.mcdougallinsurance.com/2014/07/03/gary-plebon-homegrown-barrys-bay-know-how/): Gary Plebon
[The Canadian Anti-Spam Legislation and Cyber Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2014/06/26/the-canadian-anti-spam-legislation-and-cyber-insurance/): Perhaps you've heard about the Canadian Anti-Spam Legislation (CASL), which is rolling out across the country starting July 1st, 2014.
[What Scott Ferrier Has to Say - McDougall Insurance](https://www.mcdougallinsurance.com/2014/06/06/what-scott-ferrier-has-to-say/): A kind, strong and hardworking father and husband, Scott Ferrier wants to help you with your home, auto or business insurance. Living in Arnprior? This is the
[Change of Address - McDougall Insurance](https://www.mcdougallinsurance.com/2014/06/05/change-of-address/): You see, insurance is all about you, and a big change in your life will mean a big change in your insurance, especially when it involves a new address. First
[Four Tips to Solid Financial Health - McDougall Insurance](https://www.mcdougallinsurance.com/2014/05/21/four-tips-to-solid-financial-health/): A healthy lifestyle includes more than staying active and eating right, it also includes your financial situation. Nothing eases stress and helps you sleep
[A bug that will give you a massive Heartbleed - McDougall Insurance](https://www.mcdougallinsurance.com/2014/04/23/a-bug-that-will-give-you-a-massive-heartbleed/): Heartbleed: Security Flaw in OpenSSL. What does that mean?
[Starbucks Now Offers Beer, Wine and Digital Tipping too - McDougall Insurance](https://www.mcdougallinsurance.com/2014/04/22/starbucks-now-offers-beer-wine-and-digital-tipping-too/): Barista or Beerista?
[Flood Insurance, is on the rise. - McDougall Insurance](https://www.mcdougallinsurance.com/2014/04/22/flood-insurance-is-on-the-rise/): Floods are something that keep insurance companies up at night. It is a natural disaster that wreaks incredible amounts of damage, destroying homes, vehicles,

## Blog 2021

[Risk Management Tips for your Commercial Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2021/01/19/risk-management-tips-for-your-commercial-buildings/): commercial business Insurance is designed to be there for you when you have a claim. But as an insurance broker we feel it is just as important to help our
[McDougall Family Fund 2021! - McDougall Insurance](https://www.mcdougallinsurance.com/2021/04/14/mcdougall-family-fund-2020-2/): Check McDougall Family Fund 2021!
[If I Get A Ticket What Happens To My Insurance? - McDougall Insurance](https://www.mcdougallinsurance.com/2021/12/15/what-happens-to-my-insurance-with-a-ticket/): Getting a ticket is never a fun experience. But there are different types of tickets or convictions and some are a lot less fun than others. In addition to
[How to Prepare Your Home and Vehicle for Winter - McDougall Insurance](https://www.mcdougallinsurance.com/2021/10/20/how-to-prepare-your-home-and-vehicle-for-winter/): Ontario brings with it 4 beautiful seasons (maybe it depends who you ask)! But with the changing season we find one where the weather turns drastically;
[2021 Year End Review - McDougall Insurance](https://www.mcdougallinsurance.com/2021/12/20/2021-year-end-review/): 2021 marked a memorable year for McDougall Insurance. Certainly some challenges along the way with the ongoing pandemic but 2021 marked the 75th anniversary
[Meet the Dougallers: Rebecca Slaughter - McDougall Insurance](https://www.mcdougallinsurance.com/2021/08/10/meet-the-dougallers-rebecca-slaughter/): Meet the Dougallers is back with Rebecca Slaughter who is part of our new office in Petawawa! We sat her down to find out a little bit more about her, life in
[Welcome Burr Insurance to the Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2021/07/07/welcome-burr-insurance-to-the-team/): Burr, is it cold in here? Not anymore, we are heating things up with the addition of Burr Insurance to the McDougall Insurance team! Burr Insurance is a very
[Why is My Vehicle Considered a Total Loss? - McDougall Insurance](https://www.mcdougallinsurance.com/2021/01/08/why-is-my-vehicle-considered-a-total-loss-2/): When you have an auto insurance claim a lot of things can be going through your head. First and foremost you are going to make sure that you and others around

## Blog 2017

[What Does My Insurance Cover When It Comes To Water Loss? - McDougall Insurance](https://www.mcdougallinsurance.com/2017/01/05/water-loss-insurance-coverages/): Are you covered for water loss or damage to your property? This is a very complex question. Once upon a time all the rage was fire protection, however, the
[Welcome Mink Insurance to the McDougall Insurance Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2017/12/04/welcome-mink-insurance-mcdougall-insurance-team/): On behalf of McDougall Insurance we are pleased to announce that we have merged with Mink Insurance Services Ltd. as of December 1st, 2017. We are very
[Tips for Safe Winter Driving - McDougall Insurance](https://www.mcdougallinsurance.com/2017/11/28/tips-for-safe-winter-driving/): We are fast approaching some of the most hazardous driving times of the year – the holiday season. This happy season of joy, celebration and giving also sees
[5 Ways to Help Prevent a Cyber Attack - McDougall Insurance](https://www.mcdougallinsurance.com/2017/08/23/prevent-a-cyber-insurance-attack/): The reliance on computers and data technology systems has never been more paramount for businesses and their success. These systems are responsible for making
[Pet Insurance: The Purrrfect Coverage - McDougall Insurance](https://www.mcdougallinsurance.com/2017/07/19/pet-insurance-purrrfect-coverage/): Forget diamonds, there’s no denying a dog is a girl’s best friend! They never complain, don’t talk back, and will never hog the covers. But what if Lucky or
[Ontario's Minimum Wage Increase: Good or Bad? - McDougall Insurance](https://www.mcdougallinsurance.com/2017/07/12/ontarios-minimum-wage-increase-good-bad/): The proposal of the minimum wage increase in Ontario is one of the more hot topic items in 2017. Ontario's legislative committee is travelling the province
[McDougall Family Fund Winners - McDougall Insurance](https://www.mcdougallinsurance.com/2017/06/26/mcdougall-family-fund-winners/): This year the McDougall Family Fund contest was a huge success! We partnered with Northbridge Insurance to award an additional $5,000 that we split between
[Meet The Dougallers: Ryan McKenna - McDougall Insurance](https://www.mcdougallinsurance.com/2017/06/21/meet-the-dougallers-ryan-mckenna/): Meet The Dougallers features our new kid on the block; Ryan McKenna. Ryan was just added to the McDougall Insurance Sales Team working out of our Kingston
[The Worst Road in Ontario is in PEC - McDougall Insurance](https://www.mcdougallinsurance.com/2017/06/06/the-worst-road-in-ontario-is-in-pec/): What is that one road that you dread driving, cycling or walking on your commute? If it is County Road 49 in Prince Edward County, then unfortunately you are
[Meet The Family Fund Finalists - McDougall Insurance](https://www.mcdougallinsurance.com/2017/05/30/meet-family-fund-finalists/): For over 75 years the Northumberland Navy League and Sea Cadets has been providing youth aged 9 to 18 free programming. The program aims to instill
[The Legalization of Marijuana & What It Means for Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2017/04/19/legalization-marijuana-for-insurance/): As the Liberal Party leader Justin Trudeau announces that Marijuana will be legalized by 2018, there are still a lot of unknown factors that are going to need
[Distracted Driving, How Much Could It Actually Cost You? - McDougall Insurance](https://www.mcdougallinsurance.com/2017/03/29/distracted-driving-cost/): Whether you're answering your cell phone, changing the playlist or sipping the coffee you made before work, it's distracted driving. Recently, insurance
[What to Pack in Your Carry On - McDougall Insurance](https://www.mcdougallinsurance.com/2017/02/23/what-to-pack-in-your-carry-on/): Getting ready for your trip south this winter? With some of the latest weather, many Canadians are packing it in and opting for a week or two somewhere sunny
[Driving Green Vehicles Can Save You Green - McDougall Insurance](https://www.mcdougallinsurance.com/2017/02/09/driving-green-vehicles/): Driving green vehicles offers more benefits besides helping the environment; they can also help you save money. And no we don't mean driving vehicles that are
[(Insurance) Award Season - McDougall Insurance](https://www.mcdougallinsurance.com/2017/01/11/insurance-award-season/): And the winner is…
[What Happens When A Tree Falls On My Yard? - McDougall Insurance](https://www.mcdougallinsurance.com/2017/06/29/tree-fall-on-yard/): Trees. They provide the oxygen we require to survive. They can provide a picturesque setting. They can even provide a place to hang a swing set. But sometimes
[7 Things to Know About Your Car Insurance While Travelling Over the Border - McDougall Insurance](https://www.mcdougallinsurance.com/2017/12/20/car-insurance-travelling-over-border/): People from Canada each and ever year load up their vehicle and travel across the border to visit our neighbour to the south. However, when travelling over
[Drive Safe Tips for Daylight Savings Time - McDougall Insurance](https://www.mcdougallinsurance.com/2017/03/10/drive-safe-tips-for-daylight-savings-time/): Here we go again – that time of the year where we adjust our clocks in hopes of maximizing daylight hours. The fall back is easier in that we gain an hour;
[What is Claims Forgiveness and How Can I Get it? - McDougall Insurance](https://www.mcdougallinsurance.com/2017/10/05/claims-forgiveness/): Great question! In today’s world not enough people really sit down to evaluate what they have or do not have on their insurance policy. If you’re with a
[6 Safety Tips for Driving in the Fog - McDougall Insurance](https://www.mcdougallinsurance.com/2017/04/25/6-safety-tips-driving-fog/): Spring fog is nothing less than dangerous driving conditions for commuters. These cool evenings that turn into warm mornings bring fog advisory warnings from
[Bad Driving Habits. How Many Do You Have? - McDougall Insurance](https://www.mcdougallinsurance.com/2017/06/13/bad-driving-habits/): Do you have bad driving habits? This may seem like a pretty straight forward question; however, you may be surprised to hear people defending their good
[What Does Bundling My Home and Auto Insurance Together Do For Me? - McDougall Insurance](https://www.mcdougallinsurance.com/2017/09/12/bundling-home-auto-insurance-together/): Absolutely! In fact with some of our companies bundling your motorcycle with your home and auto can mean savings of up to 40% on your motorcycle premium. You
[Welcome Monkman Gracie & Johnston to the McDougall Insurance Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2017/08/02/welcome-monkman-gracie-johnston-mcdougall-insurance-team/): On behalf of McDougall Insurance we are pleased to announce that we have merged with Monkman Gracie & Johnston Insurance which became effective August 1,
[McDougall Family Fund Contest is Back! - McDougall Insurance](https://www.mcdougallinsurance.com/2017/04/03/mcdougall-family-fund-contest-back/): Listen up Frugal McDougallers! The McDougall Family Fund Contest is back for it's fourth year. I'm sure you all know what that means right? Well, McDougall
[How to Prepare Your Cottage for the Winter - McDougall Insurance](https://www.mcdougallinsurance.com/2017/10/03/prepare-cottage-winter/): There is nothing like being at the cottage during the summer. Enjoying those long summer nights, enjoying the outdoors, the water and everything your oasis
[Winter Car Maintenance - McDougall Insurance](https://www.mcdougallinsurance.com/2017/01/20/winter-car-maintenance/): Winter car maintenance in Canada seems it should be routine. But all to often you see drivers who dismiss this subject. You may think that this information is
[Ray Dassylva Does The Dip - McDougall Insurance](https://www.mcdougallinsurance.com/2017/04/17/ray-dassylva-dip/): Where to begin. Ray Dassylva has done a lot during his time on this Earth. Asides from being an insurance broker Ray contributes and volunteers to community
[McDougall Days of What? McDougall Days of SUMMER!! - McDougall Insurance](https://www.mcdougallinsurance.com/2017/06/28/days-of-summer/): The Frugal McDougall crew knows exactly what tickles your fancy because it tickles ours too! FREE GIVEAWAYS!! McDougall Days of Summer is just around the
[How Do Successful People Spend the Weekend? - McDougall Insurance](https://www.mcdougallinsurance.com/2017/03/16/how-do-successful-people-spend-the-weekend/): You don’t have to work seven days a week to be successful. Doing so is counter-productive. Not working on the weekend can actually improve your chances of
[Our Companies Discounts - McDougall Insurance](https://www.mcdougallinsurance.com/2017/09/12/our-companies-discounts/): Everybody loves a good discount, especially when it comes to their insurance. Which is why a lot of the companies we deal with offer discounts for their
[Would You Recognize Employee Benefits Fraud? - McDougall Insurance](https://www.mcdougallinsurance.com/2017/08/18/insurance-fraud-group-benefits/): Group benefits are widely enjoyed by many employees because they get discounted goods and services that otherwise they may not be able to afford. But, when
[Insurance Coverage For Your Home Reno - McDougall Insurance](https://www.mcdougallinsurance.com/2017/05/29/home-renovation-insurance-coverage/): When renovating your home, most people tend to think they have everything planned out by the time the contractor starts tearing the house apart. However, most
[Golf Course Insurance: Complete Coverage from Tee to Green - McDougall Insurance](https://www.mcdougallinsurance.com/2017/05/24/golf-course-insurance-coverage/): With all the cold, wet weather in the surrounding area as of late, more people are thinking about buying a space heater and umbrella rather than a tee time.
[Hitting a Homerun with McDougall - McDougall Insurance](https://www.mcdougallinsurance.com/2017/04/11/hitting-homerun-mcdougall/): Insurance isn’t always fun and we get that. But at McDougall Insurance & Financial we work hard to make our clients happy and try and have some fun along

## Blog 2023

[Meet the Dougallers: Sarra Gratton - McDougall Insurance](https://www.mcdougallinsurance.com/2023/01/05/meet-the-dougallers-sarra-gratton/): Meet the Dougallers welcomes Sarra Gratton from our Sudbury office! We wanted to find out a little more about Sarra and what got her into the insurance
[How to Transfer Vehicle Ownership in Ontario? - McDougall Insurance](https://www.mcdougallinsurance.com/2023/08/22/how-to-transfer-the-ownership-of-a-vehicle-in-ontario/): Explore Car Ownership in Ontario | Learn how to Transfer or Change Vehicle Ownership with McDougall Insurance, a Leading Insurance Broker in Ontario
[How to Prevent Car Theft - McDougall Insurance](https://www.mcdougallinsurance.com/2023/03/06/how-to-prevent-car-theft/): Car theft is becoming a real problem in Ontario. With the advancements in technology and the value of vehicles being at an all time high there is an
[Do I Need to Increase My OPCF 20: Loss of Use Coverage? - McDougall Insurance](https://www.mcdougallinsurance.com/2023/03/29/increase-opcf-20-loss-of-use-coverage/): An important coverage to carry on your auto insurance policy is OPCF 20 - Loss of Use coverage. Loss of Use provides coverage for a rental car.
[What is the Best Type of Windshield Washer Fluid? - McDougall Insurance](https://www.mcdougallinsurance.com/2023/01/11/what-is-the-best-type-of-windshield-washer-fluid/): In Ontario we know how valuable windshield washer fluid can be. From the slushy winter snow to the dusty summer back roads, keeping your windshield washer
[Welcome M.B. Kouri Insurance Brokers to the McDougall Insurance Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2023/11/02/welcome-mb-kouri-insurance-brokers/): We are thrilled to announce that we have merged with M.B. Kouri Insurance Brokers Ltd. in Tamworth, Ontario!
[Why You Should Get Homeowners Builders Risk Insurance l McDougall Insurance](https://www.mcdougallinsurance.com/2023/10/31/why-you-should-get-homeowners-builders-risk-insurance/): Get homeowner builders risk insurance with McDougall Insurance after you know all its ins and outs and why it’s essential for your home!
[Tips to Maintain Your Classic Car - McDougall Insurance](https://www.mcdougallinsurance.com/2023/10/12/tips-to-maintain-your-classic-car/): Got a precious classic car in your garage? Find out how you can keep it protected and get a free Ontario classic car insurance quote now!
[7 Key Insights for Ontario Motorcycle Buyers](https://www.mcdougallinsurance.com/2023/10/12/7-things-you-should-know-before-buying-a-motorcycle-in-ontario/): Looking to get a new motorcycle? Here are some things you should know first! Stay safe with motorcycle insurance with McDougall Insurance.
[Risks Covered by Home Insurance in Ottawa | McDougall Insurance](https://www.mcdougallinsurance.com/2023/09/25/the-risks-covered-by-ottawa-home-insurance/): Discover the comprehensive protection offered by home insurance in Ottawa. McDougall Insurance safeguards your home against a range of risks, including fire, theft, and more. Learn about our coverage today!
[The Secrets of Car Insurance in Ottawa | McDougall Insurance](https://www.mcdougallinsurance.com/2023/09/25/the-secrets-of-ottawa-car-insurance/): Unlock the hidden insights of car insurance in Ottawa with McDougall Insurance. Discover tips, tricks, and expert advice to save on premiums and get the coverage you need. Explore our insider knowledge today!
[Welcome Drayden Insurance to the McDougall Insurance Team - McDougall Insurance](https://www.mcdougallinsurance.com/2023/06/15/welcome-drayden-insurance/): We are thrilled to announce that we have merged with Drayden Insurance Ltd. in Alberta, Canada! This is our first ever interprovincial merger.
[Meet the Dougallers: Mark Runions - McDougall Insurance](https://www.mcdougallinsurance.com/2023/05/30/meet-the-dougallers-mark-runions/): Did you know McDougall Insurance also offers Life & Financial services? Well we sat down with one of the experts here at McDougall Insurance, Mr. Mark
[Welcome McFarlan Rowlands Insurance to the Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2023/05/08/welcome-mcfarlan-rowlands-insurance/): We are pleased and excited to announce that we have completed our largest merger ever with McFarlan Rowlands Insurance Brokers whose head office is in London,
[Welcome Rayburn Insurance Brokers to the Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2023/04/03/welcome-rayburn-insurance-brokers-to-the-team/): We are pleased to announce that we have merged with Rayburn Insurance Brokers Ltd. effective April 1, 2023 (this is no April fools joke). We are very happy to
[Why Do I Need Farm Insurance? - McDougall Insurance](https://www.mcdougallinsurance.com/2023/01/30/why-do-i-need-farm-insurance/): Farm insurance is a type of insurance that specifically covers farms and other agricultural properties. The coverage may also include protection against loss

## Blog 2019

[McDougall Family Fund 2019! - McDougall Insurance](https://www.mcdougallinsurance.com/2019/04/03/mcdougall-family-fund-2019/): We are heading into our 6th year of our McDougall Family Fund Contest! That means another $5,000 is up for grabs and if you have been following along in years
[5 Helpful Spring Home Cleaning Tips - McDougall Insurance](https://www.mcdougallinsurance.com/2019/03/20/5-helpful-spring-home-cleaning-tips/): Old man winter always seems to begin winding down in March and gets us excited for Spring time. Still, he may throw some more nasty snow or cold winds at us;
[Do You Need Accident Insurance For Your Child? - McDougall Insurance](https://www.mcdougallinsurance.com/2019/04/10/child-accident-insurance/): No one wants to think about it, but serious accidents or illnesses can and do happen to our children. The last thing you want to think about if something
[5 Tips To Prevent Your Basement From Flooding - McDougall Insurance](https://www.mcdougallinsurance.com/2019/04/30/5-tips-to-prevent-your-basement-from-flooding/): Basement floods are quickly becoming one of the biggest issues for insurance companies and property owners alike. If you have ever experienced a basement
[Why get boat insurance with McDougall Insurance? - McDougall Insurance](https://www.mcdougallinsurance.com/2019/06/04/why-get-boat-insurance-with-mcdougall-insurance/): Do you have a boat? Is it currently insured? If you answered yes to the first to the first question, you can benefit from getting boat insurance with
[Where is McDougall Insurance? - McDougall Insurance](https://www.mcdougallinsurance.com/2019/06/04/where-is-mcdougall-insurance/): McDougall Insurance was founded in 1946, and over the course of nearly 70 years, has grown from a small 4 person office in downtown Belleville to being the
[Meet the Dougallers: Jason Schooley - McDougall Insurance](https://www.mcdougallinsurance.com/2019/06/20/meet-the-dougallers-jason-schooley/): Meet the Dougallers features Jason Schooley.
[Putting Drivers First - Who Cares About The Ontario Budget? I'm Starting To. - McDougall Insurance](https://www.mcdougallinsurance.com/2019/05/07/putting-drivers-first-who-cares-about-the-ontario-budget-im-starting-to/): I don’t think I have ever read an entire Budget. It’s all online now so I can’t even tell you how many pages it is, but there’s a lot of waxing on about “the
[Could Insurance Be The End Of The NFL? - McDougall Insurance](https://www.mcdougallinsurance.com/2019/02/01/could-insurance-end-nfl/): The NFL is the worlds largest grossing sport by quite a margin, according to marketwatch.com. However, the worlds biggest sport may be in trouble. And the
[Welcome Dusome Insurance to the McDougall Insurance Team - McDougall Insurance](https://www.mcdougallinsurance.com/2019/01/09/welcome-dusome-insurance-to-the-mcdougall-insurance-team/): On behalf of McDougall Insurance we are pleased to announce that as of January 1st 2019 we are going to Dusome (more) Insurance in Barrie thanks to our merger
[Meet the Dougallers: Jonny Stewart - McDougall Insurance](https://www.mcdougallinsurance.com/2019/01/22/meet-dougallers-jonny-stewart/): Meet the Dougallers features Jonny Stewart.
[Sleep Tight - Stay Healthy After The Holidays - McDougall Insurance](https://www.mcdougallinsurance.com/2019/01/04/sleep-healthy/): As the Holidays wind down and we settle back into the regular routine, it is a wonderful time to make sure to prioritize sleep for optimal health. Most adults
[McDougall Days of Summer are Here for 2019! - McDougall Insurance](https://www.mcdougallinsurance.com/2019/06/26/mcdougall-days-of-summer-are-here-for-2019/): The Days of Summer campaign runs every Friday in July August (July 5th to August 30th) that is 9 Fridays in total! Every week the giveaways are going to
[Everything You Need To Know About Your Sump Pump - McDougall Insurance](https://www.mcdougallinsurance.com/2019/07/15/everything-you-need-to-know-about-your-sump-pump/): If you have a basement in your home you likely have a sump pump, and if you don’t, you probably should. Sump pumps are used to keep the water table below your
[Getting Road Trip Ready - McDougall Insurance](https://www.mcdougallinsurance.com/2019/08/12/getting-road-trip-ready/): During the last month of the summer season, many people decide to take a well-deserved road trip. Who doesn't love a good road trip? We want to make sure your
[5 Tips to Prevent a Dryer Fire - McDougall Insurance](https://www.mcdougallinsurance.com/2019/09/04/5-tips-to-prevent-a-dryer-fire/): There is no better feeling than getting a fresh load of clothes out of the dryer while they are still warm. You slide on that warm shirt, pants and undies and
[Pink Insurance Card Going Digital in Ontario - McDougall Insurance](https://www.mcdougallinsurance.com/2019/09/05/pink-insurance-card-going-digital-in-ontario/): You may have heard some rumblings or been exposed to some advertising about the pink liability insurance slips becoming available on your smartphone or
[Breast Cancer Awareness Month - McDougall Insurance](https://www.mcdougallinsurance.com/2019/10/17/breast-cancer-awareness-month/): October is Breast Cancer Awareness Month. Here are some facts and figures that may surprise you, courtesy of the Canadian Cancer Society (www.cancer.ca/en/ ).
[Giving Back To Our Communities This Holiday Season - McDougall Insurance](https://www.mcdougallinsurance.com/2019/12/11/giving-back-to-our-communities-this-holiday-season/): We love giving back to the wonderful communities we are a part of! This year, at McDougall Insurance, each one of our branches will be giving back to a local
[Welcome Schooley Insurance to the McDougall Insurance Team! - McDougall Insurance](https://www.mcdougallinsurance.com/2019/06/03/welcome-schooley-insurance-to-the-mcdougall-insurance-team/): As of Saturday June 1st the McDougall Insurance Family adds another member! We acquired the Crain and Schooley book of commercial lines business in Perth and

## Blog 2018

[Smart Homes May Not Be As Smart As You Think - McDougall Insurance](https://www.mcdougallinsurance.com/2018/09/28/smart-homes-privacy-concerns/): There has been a lot of buzz in the media surrounding smart homes and all the new technology we now have access to. As a smart home owner I am the first to
[Wedding Insurance Is It Right For You? - McDougall Insurance](https://www.mcdougallinsurance.com/2018/05/18/wedding-insurance-right-for-you/): When we think of insurance we often think about protecting the things we value most; our home insurance, car, business or life. One thing that often doesn’t
[McDougall Insurance is One of Canada's Top Employers - McDougall Insurance](https://www.mcdougallinsurance.com/2018/04/24/canadas-top-employers/): Take a deep breathe. Now close your eyes and envision yourself, working at your dream job. Oh no wait, open your eyes you won't be able to read this if they
[McDougall Family Fund 2018! - McDougall Insurance](https://www.mcdougallinsurance.com/2018/04/16/mcdougall-family-fund-contest-2018/): Hey, Frugal McDougallers! The McDougall Family Fund 2018 Contest is back. We are now in our fifth year. I'm sure you all know what that means right? McDougall
[Kanye West Settles with Lloyd’s of London over $10 Million Lawsuit - McDougall Insurance](https://www.mcdougallinsurance.com/2018/02/15/kanye-west-settles-lawsuit/): The year is 2016. Kayne West, one of the most popular rap artists of the time, is on stage in Sacramento for his Saint Pablo Tour. Part way through the show
[Umbrella Insurance: The New Status Symbol - McDougall Insurance](https://www.mcdougallinsurance.com/2018/04/03/umbrella-insurance-new-status-symbol/): An umbrella insurance policy is simply an insurance policy that gives you extra liability coverage. It acts like an umbrella in that it can cover your home,
[Dude Where's My Car? - Relay Theft - McDougall Insurance](https://www.mcdougallinsurance.com/2018/12/05/relay-theft/): Relay theft, the new way bad guys are breaking into new vehicles, is a big reason many people are waking up in the morning and saying, dude where's my car?
[How to Prepare Your Home for Heavy Rainfall - McDougall Insurance](https://www.mcdougallinsurance.com/2018/09/07/how-to-prepare-your-home-for-heavy-rainfall/): A little rain can be good for us; it helps our gardens, grass, and farm land, it is definitely no cause for concern. However, special weather warnings
[Do I Need To List A G1 Driver On My Insurance Policy? - McDougall Insurance](https://www.mcdougallinsurance.com/2018/08/22/g1-driver-insurance-policy/): Well, well, well another menace, err I mean young responsible individual, has just passed their G1 and are ready to hit the road. Of course you or a
[Does My Credit Score Affect My Insurance Premium? - McDougall Insurance](https://www.mcdougallinsurance.com/2018/05/10/credit-score-affect-insurance-premium/): Your credit score has a big impact on your life. It can affect things like buying a car insurance in Ontario, receiving a loan, applying for credit lines, or
[6 Things You Need to Know About Buying a New Home - McDougall Insurance](https://www.mcdougallinsurance.com/2018/01/24/things-to-know-buying-new-home/): Being in the market to purchase a new home is always a big and exciting step in someone’s life. But sometimes this process isn’t as exciting as you would like
[Cyber Insurance Has Never Been More Important - McDougall Insurance](https://www.mcdougallinsurance.com/2018/10/25/cyber-insurance-policy-pipeda/): Once upon a time, Cyber Crime was the stuff of Hollywood and Science fiction. But recently it has affected our everyday lives. Did Russia really influence the
[Health & Benefits Coverage for Your Dependent Child After Graduation - McDougall Insurance](https://www.mcdougallinsurance.com/2018/09/07/coverage-dependent-children-after-graduation/): In the blink of an eye, the little ones turn into not-so-little ones. Perhaps they join the workforce after graduating high school, learn a trade, or decide
[What Does The Legalization of Recreational Cannabis Mean For You? - McDougall Insurance](https://www.mcdougallinsurance.com/2018/10/11/legalization-of-recreational-cannabis/): That is right, effective October 17th, 2018 the  Government of Canada is legalizing the recreational use of cannabis, otherwise known as marijuana. The topic
[3 Changes to the Impaired Driving Laws in Canada - McDougall Insurance](https://www.mcdougallinsurance.com/2018/06/27/impaired-driving-laws-changing/): Bill C-46 has just received Royal Assent and there are new laws that apply to both alcohol-impaired driving and drug-impaired driving. The bill also made
[Do Males Pay More Than Females On Car Insurance? - McDougall Insurance](https://www.mcdougallinsurance.com/2018/01/16/males-pay-more-on-car-insurance/): A hot topic in the insurance world is do males pay more than females on their car insurance? To put it bluntly, yes. Of course there are different
[Top Brokerages in Canada: McDougall Ranked #2 - McDougall Insurance](https://www.mcdougallinsurance.com/2018/03/05/top-brokerages-in-canada-award/): Every year the insurance industry recognizes some of the names in the industry who are excelling in different categories. These awards span all of Canada and
[Is Mortgage Life Insurance Worth It? - McDougall Insurance](https://www.mcdougallinsurance.com/2018/06/21/mortgage-life-insurance-not-worth-it/): Buying a house is one of the biggest decisions of your life, and can often be a daunting or overwhelming experience. And one of the biggest decisions that
[Do I Need Insurance For My Home Based Business? - McDougall Insurance](https://www.mcdougallinsurance.com/2018/07/18/home-based-business-insurance/): One of the biggest reasons owners do not carry adequate business insurance for their home based business is because they do not know they need it!
[What is the Difference Between an Insurance Broker and an Insurance Agent? - McDougall Insurance](https://www.mcdougallinsurance.com/2018/08/02/difference-insurance-broker-vs-agent/): The terms insurance broker and insurance agent tend to be thrown around rather loosely. Sometimes a client will confuse their agent for a broker or vice
[Meet the Dougallers: Andrew White - McDougall Insurance](https://www.mcdougallinsurance.com/2018/11/07/meet-dougallers-andrew-white/): Meet the Dougallers features Andrew White.
[Meet the Dougallers: Dave Fox - McDougall Insurance](https://www.mcdougallinsurance.com/2018/04/19/meet-dougallers-dave-fox/): Meet the Dougallers features Dave Fox. He is our new highly trained insurance broker and has joined the McDougall DLK Insurance in our Brockville office. Dave
[Blue Christmas - McDougall Insurance](https://www.mcdougallinsurance.com/2018/12/13/blue-christmas/): Christmas is a time of year that can enhance the wonderful blessings we enjoy in our lives. But for some people, the holiday season is accompanied by a sense
[The 4 Easy Steps to a Registered Education Savings Plan (RESP) - McDougall Insurance](https://www.mcdougallinsurance.com/2018/03/19/registered-education-savings-plan/): As a Family Business since 1946, we know that building families is an important and rewarding journey. As parents and grandparents, we invest time, effort,
[McDougall Days of Summer are Back for 2018! - McDougall Insurance](https://www.mcdougallinsurance.com/2018/06/29/mcdougall-days-of-summer-2018/): It is our last week of the McDougall Days of Summer 2018 campaign!
[Meet the 2018 McDougall Family Fund Finalists - McDougall Insurance](https://www.mcdougallinsurance.com/2018/05/24/2018-family-fund-finalists/): The small town of Combermere, which is just outside of Barry’s Bay, was hit by a Tornado in 2006. The storm caused severe damage to many parts of the
[Insurance Fraud Driving Rates to Increase - McDougall Insurance](https://www.mcdougallinsurance.com/2018/03/21/insurance-fraud-driving-rates-increase/): “My insurance company raised my rates again this year!”
[That's One Expensive Tooth. Are Your Dental Needs Covered? - McDougall Insurance](https://www.mcdougallinsurance.com/2018/03/08/thats-one-expensive-tooth-dental-needs-covered/): “That’s pretty upsetting. So, it cost me $50,500 for getting hit in the tooth. That’s great. It’s amazing. That’s an expensive tooth.” (Draymond Green, via ESPN).
[How to Make S.M.A.R.T. Goals for 2018 - McDougall Insurance](https://www.mcdougallinsurance.com/2018/01/10/smart-goals-2018/): The New Year brings with it a renewed sense of what “could be” and often we find ourselves making goals to try and achieve this. Whether your goals are

## Blog 2013

[What Causes Auto Accidents? - McDougall Insurance](https://www.mcdougallinsurance.com/2013/09/30/what-causes-auto-accidents/): Knowledge is power. That phrase has always rung true, and it applies to everything in your life - even your driving and insurance. As brokers, part of our job
[Body Parts – The Wild and Wacky World of Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2013/07/11/celebrity-insurance/): Here at McDougall Insurance, we keep our products and services pretty traditional. We will insure your car, home, business, even your life. But every now and
[What You Need to Know About Your Oil Tank - McDougall Insurance](https://www.mcdougallinsurance.com/2013/04/03/what-you-need-to-know-about-your-oil-tank/): Oil Tanks: A Heated Topic
[4 True Lawsuits Stranger then Fiction - McDougall Insurance](https://www.mcdougallinsurance.com/2013/10/18/4-true-lawsuits-stranger-then-fiction/): You know how we are constantly telling you to buy liability insurance? It's because the world is becoming increasingly obsessed with lawsuits. Lawyers are
[Why is my car insurance so expensive? - McDougall Insurance](https://www.mcdougallinsurance.com/2013/06/14/why-is-my-car-insurance-so-expensive/): Are your car insurance in Ontario too high? Do you want to know why? Despite the promise for relief by the Ontario government, auto insurance companies in
[The 4 Worst Things to do After an Accident - McDougall Insurance](https://www.mcdougallinsurance.com/2013/05/21/the-4-worst-things-to-do-after-an-accident/): It’s an experience absolutely no one likes. It seems surreal, almost like you are dreaming. Could this really happen to me? Then you realize very quickly,
[This is Halloween - McDougall Insurance](https://www.mcdougallinsurance.com/2013/10/31/this-is-halloween/): Halloween is so fun. The colours of the trees, the darkness of the nights, and the originality of costumes all combine to make Halloween an incredibly
[Insurance in Kingston - McDougall Insurance](https://www.mcdougallinsurance.com/2013/06/27/insurance-in-kingston/): With nearly all Insurance Companies under contract with us, McDougall Insurance will without doubt be able to beat, or at least match, any insurance price in
[Auto Insurance Discounts - McDougall Insurance](https://www.mcdougallinsurance.com/2013/09/04/auto-insurance-discounts/): Here at McDougall Insurance we have a page dedicated to describing some of the auto insurance discounts available to drivers, and have tackled some auto
[McDougall's History - McDougall Insurance](https://www.mcdougallinsurance.com/2013/06/24/history/): When you deal with McDougall Insurance, you're dealing with people who live and work in your community. Since 1946, our company has provided qualified
[Property Insurance in Kingston - McDougall Insurance](https://www.mcdougallinsurance.com/2013/06/21/property-insurance-in-kingston/): Do you own a house in Kingston? What about a condo? Or an apartment? Kingston is a great city to life in, and has citizens living in it from every stage in
[7 Steps to Find Tire Wear - McDougall Insurance](https://www.mcdougallinsurance.com/2013/04/29/7-steps-to-find-tire-wear/): Ever wonder when to replace your worn car tires? The performance of your car tires is critical to the safety, performance and efficiency of your vehicle.
[How to Impress Your Friends With Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2013/09/20/how-to-impress-your-friends-with-insurance/): Want to impress your friends with you extensive insurance knowledge? No? Ok I can't blame you, I'm an expert on insurance who has grown up in the industry and
[School Related Discounts - McDougall Insurance](https://www.mcdougallinsurance.com/2013/08/20/school-related-discounts/): School is starting up again, much to the chagrin of children all across the nation. Do you remember back when you were a kid? You probably couldn't spell
[The Benefit of an Insurance Broker - McDougall Insurance](https://www.mcdougallinsurance.com/2013/08/16/the-benefit-of-an-insurance-broker/): Why should you purchase insurance through an insurance broker? That's a question you should be asking yourself as you consider your insurance. What is the
[Telematics (Usage-Based Insurance). How does it work, where do I get it, and what’s the catch? - McDougall Insurance](https://www.mcdougallinsurance.com/2013/05/14/telematics/): Telematics is the use of technology to measure and communicate information. It’s a word you may not know now, but will know very soon. Already popular in the
[Liability Insurance in Ontario - McDougall Insurance](https://www.mcdougallinsurance.com/2013/05/31/liability-insurance-in-ontario/): And that is what general liability insurance is. Have you seen those legal adds on TV, where the lawyers talk about “Slip and falls, fender benders” and
[5 Roads you Never Want to Drive - McDougall Insurance](https://www.mcdougallinsurance.com/2013/06/17/5-bad-road/): Although we often complain about the amount we have to pay for our insurance, the driving experience in Canada is actually pretty darn good. Can you imagine
[The Truth About Flood Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2013/07/09/the-truth-about-flood-insurance/): Flooding is something that keeps insurance companies up at night. It is a natural disaster that wreaks incredible amounts of damage, destroying homes,
[How it works: Insurance Claim - McDougall Insurance](https://www.mcdougallinsurance.com/2013/07/17/how-insurance-claim-works/): Ever wonder what exactly happens during an insurance claim? Although you may never have had the experience, certainly other people you know must have been in
[History of Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2013/07/24/history-of-insurance/): Wikipedia describes Insurance as "the equitable transfer of the risk of a loss, from one entity to another in exchange for payment.". And that is true,
[5 Fun Things to do at Your Cottage - McDougall Insurance](https://www.mcdougallinsurance.com/2013/07/30/5-fun-things-to-do-at-your-cottage/): You know why you spend money on cottage insurance? Because you want to enjoy what you've worked hard to get! Insurance preserves your peace of mind, knowing
[Darren McCaskie's Musings - McDougall Insurance](https://www.mcdougallinsurance.com/2013/08/12/darren-mccaskies-musings/): A fun-loving insurance expert, Darren McCaskie agrees to take some time away from the hustle and bustle of Bancroft to answer a few questions about insurance!
[4 Free-Agent Pickups Teams Needed Insurance for - McDougall Insurance](https://www.mcdougallinsurance.com/2013/11/04/5-free-agent-pickups-teams-needed-insurance-for/): The world of sports is no stranger to insurance. With many of our salespeople actively participating in or coaching sports, McDougall Insurance is no stranger
[When is it Time to Buy New Tires? - McDougall Insurance](https://www.mcdougallinsurance.com/2013/04/08/when-is-it-time-to-buy-new-tires/): 7 Steps to Tire Replacement
[How to Get an Online Quote - McDougall Insurance](https://www.mcdougallinsurance.com/2013/04/11/how-to-get-an-online-quote/): Here at McDougall we understand that life can be very busy, and not everyone has the time to come into our office to get an insurance quote in person. So this
[How to Reduce Your Student Debt - McDougall Insurance](https://www.mcdougallinsurance.com/2013/04/16/how-to-reduce-your-student-debt/): If you are just graduating school chances are you have a student loan to pay back. The average cost of a student’s tuition in Ontario was $5,160 in 2006-2007
[Flooded Basement? Are You Insured? - McDougall Insurance](https://www.mcdougallinsurance.com/2013/04/30/flooded-basement-are-you-insured/): Many homeowners experience their basement flooding during this time of year, when the snow is melting and May showers are in full force. One of the main
[5 Mistakes You Could be Making With Your Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2013/05/03/5-mistakes-with-your-insurance/): Insurance premiums are too high for you to afford to not maximize every cent you put into them. Even though the government says rates will be going down in
[Why you hate Insurance, and the Base Rate Fallacy - McDougall Insurance](https://www.mcdougallinsurance.com/2013/05/07/why-you-hate-insurance-and-the-base-rate-fallacy/): Ok, so you aren’t a big fan of insurance. We get that. For most people, having to pay out their hard earned cash for some piece of paper ranks right up there
[McDougall Insurance Now Has a Mobile App - McDougall Insurance](https://www.mcdougallinsurance.com/2013/05/09/mcdougall-insurance-now-has-a-mobile-app/): That’s right now you can carry your insurance broker in your hand! How convenient. What’s better is the convenience and peace of mind you’ll have knowing your
[Auto Insurance Fact or Fiction - McDougall Insurance](https://www.mcdougallinsurance.com/2013/05/24/auto-insurance-fact-or-fiction/): Does the colour of my car affect my rates? And 5 other common myths.
[Auto Quote Help - McDougall Insurance](https://www.mcdougallinsurance.com/2013/05/28/auto-quote-help/): How to Get an Auto Quote Online
[What is Umbrella Insurance? - McDougall Insurance](https://www.mcdougallinsurance.com/2013/11/25/what-is-umbrella-insurance/): Umbrella Insurance is a wonderful invention of insurance that very few people know about or understand. This is a shame because much like umbrellas, umbrella
[How do I get the Cheapest Auto Insurance? - McDougall Insurance](https://www.mcdougallinsurance.com/2013/12/17/how-do-i-get-the-cheapest-auto-insurance/): So you want to pay the absolute minimum possible for you auto insurance eh? That's not unreasonable, insurance is a big investment that you would prefer to be
[45 Lessons About Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2013/10/21/45-lessons-about-insurance/): Insurance is expensive, but when you have an accident, you'll find it's worth every penny. If you haven't had any recent claims you are lucky - not entitled
[Insurance in Petawawa and Carleen Engler - McDougall Insurance](https://www.mcdougallinsurance.com/2013/10/01/insurance-in-petawawa-and-carleen-engler/): Petawawa is a great spot to live in, to work in and to raise a family in. But how good is it for insurance?
[Hockey and Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2013/09/30/hockey-and-insurance/): Hockey season is starting in Canada, and you can just feel the excitement around our national pastime. There is something about hockey that just captures the
[Motorcycle Insurance - Summertime! - McDougall Insurance](https://www.mcdougallinsurance.com/2013/08/22/motorcycle-insurance-summertime/): Do you own a motorcycle? Do you know someone who does? The summer is almost over, but there is still time for you to get out on your two-wheeled machine to
[Auto Insurance and the Long Weekend. Be safe! - McDougall Insurance](https://www.mcdougallinsurance.com/2013/08/02/auto-insurance-and-the-long-weekend-be-safe/): The long weekend is practically the reason you get cottage insurance, auto insurance and motorcycle insurance. It's a wonderful time where you get to relax
[The 5 Most Expensive Man-Made Disasters - McDougall Insurance](https://www.mcdougallinsurance.com/2013/07/26/man-made-disasters/): Insurance tends to be known not for what it covers, but for what it doesn't cover. And at the very top of the list of things Insurance companies won't cover,
[A Chat with Janice Paton - McDougall Insurance](https://www.mcdougallinsurance.com/2013/07/19/a-chat-with-janice-paton/): One of McDougall Insurance's most experienced producers, Janice sits down with us to talk about life and insurance, but not life-insurance.
[Insurance Company Buyout - McDougall Insurance](https://www.mcdougallinsurance.com/2013/07/03/insurance-company-buyout/): Have you heard the news about Dominion of Canada Insurance? Dominion was sold to Travelers Companies Inc for a pretty hefty sum just a few weeks ago. This
[Auto Insurance in Kingston - McDougall Insurance](https://www.mcdougallinsurance.com/2013/06/11/auto-insurance-in-kingston/): Established in 1673 by Louis de Buade de Frontenac, Kingston has blossomed into a bustling city with a vibrant population, a young core of residents and an
[Property Liability Insurance in Ontario - McDougall Insurance](https://www.mcdougallinsurance.com/2013/06/07/property-liability-insurance-in-ontario/): Your house is where you are safe. It’s your shelter from the raging elements, your sanctuary from the stress of work, and your shield against the prying eyes
[Commercial Insurance in Ontario - McDougall Insurance](https://www.mcdougallinsurance.com/2013/06/04/commercial-insurance-in-ontario/): Commercial Insurance in Ontario, what to look for in your broker?
[Insurance Premiums drop by 15%: Cheaper Car Insurance and an Insurance Broker’s Perspective. - McDougall Insurance](https://www.mcdougallinsurance.com/2013/05/01/insurance-premiums-drop-by-15-cheaper-car-insurance-and-an-insurance-brokers-perspective/): Auto insurance premiums are dropping by 15% as part of the budget currently being set by the minority Liberal Government. This story is being extensively
[Top Ten Tips for Getting the Cheapest Travel Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2013/04/19/top-ten-tips-for-getting-the-cheapest-travel-insurance/): Travel insurance can be very expensive, but when you find the right coverage you can save tons of money. Below are 10 tips for getting the cheapest travel
[FAQ About Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/2013/04/05/faq-about-insurance/): Your basic insurance questions answered
[Who is Responsible When Your Hot Water Tank Leaks? - McDougall Insurance](https://www.mcdougallinsurance.com/2013/02/12/who-is-responsible-when-your-hot-water-tank-leaks/): Have you ever wondered who is responsible when your hot water tank leaks? We have! This recent appeal court judgement comes down on Reliance and their leaky
[Bickerton Brokers- New Addition to the McDougall Family - McDougall Insurance](https://www.mcdougallinsurance.com/2013/01/22/bickerton-brokers-new-addition-to-the-mcdougall-family/): McDougall Insurance is pleased to announce the merger between McDougall Insurance and Bickerton Brokers Ltd. adding two more locations to serve you better in

## Blog 2012

[Christmas Light Display - Jane Forrester Park - McDougall Insurance](https://www.mcdougallinsurance.com/2012/11/19/christmas-light-display-jane-forrester-park/): McDougall Insurance is a proud supporter of the Belleville Christmas Lights Display! The new display was first lit Friday while dazzling hundreds at Jane
[British Invasion at the BGH Gala - McDougall Insurance](https://www.mcdougallinsurance.com/2012/10/03/british-invasion-at-the-bgh-gala/): The Belleville General Hospital Gala was a huge hit again this year with fun "British Invasion" theme. Once again McDougall Insurance & Financial was
[McDougall Insurance & Financial 3rd Annual Charity Golf Tournament - McDougall Insurance](https://www.mcdougallinsurance.com/2012/10/03/mcdougall-insurance-financial-3rd-annual-charity-golf-tournament/): On September 20th, 115 golfers played a rewarding round of golf at the Trillium Wood Golf Course. The 3rd annual charity tournament committed to raising
[McDougall Staff Join Hastings County Brokers Association - McDougall Insurance](https://www.mcdougallinsurance.com/2012/11/05/mcdougall-staff-join-hastings-county-brokers-association/): Congratulations to Patti Middleton and Kelly McKinney for both becoming Directors on the board for Hastings County Brokers Association. Both staff are brokers
[McDougall Family Fund Winner! - McDougall Insurance](https://www.mcdougallinsurance.com/2012/12/10/mcdougall-family-fund-winner/): On November 30th, McDougall Insurance & Financial announced the winner of their social media campaign and the recipient of the $5000 donation.


## Careers

[Careers - McDougall Insurance & Financial](https://www.mcdougallinsurance.com/careers/): Are you interested in joining the McDougall Insurance Team? At McDougall Insurance it is our philosophy to hire the best possible people.

## Napanee

[Napanee Insurance Quotes | Car, Home, & Business Insurance](https://www.mcdougallinsurance.com/napanee/): McDougall Insurance offers business, car & home insurance that Napanee residents & businesses can trust. Request a free Napanee insurance quote online.

## Gananoque

[Auto Insurance Gananoque | Car Insurance Quotes](https://www.mcdougallinsurance.com/gananoque/auto-car-insurance/): McDougall Insurance Brokers provide comparable car insurance quotes Gananoque residents can trust. Contact us today for free online car insurance quotes
[Home Insurance Gananoque | Home Insurance Quotes](https://www.mcdougallinsurance.com/gananoque/home-insurance/): McDougall Insurance offers home insurance Gananoque residents can trust. Request a free Gananoque home & property insurance quote online.
[Commercial Insurance Gananoque | Business Insurance Quotes](https://www.mcdougallinsurance.com/gananoque/commercial-business-insurance/): McDougall Insurance offers commercial insurance Gananoque businesses can trust. Request a free Gananoque business insurance quote online today.
[Gananoque Insurance Quotes | Home, Car, & Business Quotes](https://www.mcdougallinsurance.com/gananoque/): McDougall Insurance offers business, car to home insurance in Gananoque. Request a free Gananoque insurance quote online today.

## Arnprior

[Arnprior Insurance Quotes | Car, Home, & Business Insurance](https://www.mcdougallinsurance.com/arnprior/): McDougall Insurance offers business, car & home insurance in Arnprior. Contact our Arnprior insurance brokers today to request free online quotes.
[Arnprior Home Insurance | Home Insurance Quotes Online](https://www.mcdougallinsurance.com/arnprior/home-insurance/): Protect Your Home in Arnprior with Comprehensive Insurance Coverage | McDougall Insurance - Get Peace of Mind with Our Trusted Home Insurance Solutions. Request a Quote Today!
[Arnprior Car Insurance | Auto Insurance Quotes Online](https://www.mcdougallinsurance.com/arnprior/auto-car-insurance/): Arnprior car insurance broker, Best car insurance quotes now with McDougall Insurance. Talk to one of our Arnprior auto insurance brokers & Request a free Arnprior auto insurance quote online today.
[Arnprior Business Insurance | Commercial Insurance Quotes Online](https://www.mcdougallinsurance.com/arnprior/commercial-business-insurance/): Arnprior business insurance broker, Protect your business’s livelihood with business insurance in Arnprior from McDougall! Get free online business insurance quotes in Arnprior now.

## Big grant small business

[Big Grant for Small Business | McDougall Insurance](https://www.mcdougallinsurance.com/big-grant-small-business/): Join our Big Grant for Small Business insurance contest and win up to $10,000 for your small business from McDougall Insurance Brokers.

## Sudbury

[Sudbury Insurance Brokers | McDougall Insurance](https://www.mcdougallinsurance.com/sudbury/): Looking for Sudbury Insurance brokers? McDougall Insurance offers business, car & home insurance in Sudbury. Contact our Sudbury insurance brokers today to request free online quotes.
[Sudbury Car Insurance Quotes l McDougall Insurance](https://www.mcdougallinsurance.com/sudbury/car-insurance/): Instant cheap Car insurance Sudbury, with McDougall Request a free Sudbury Car insurance quote online today. We specialize in providing comprehensive Auto insurance solutions in Sudbury, Ontario.
[Home Insurance in Sudbury, Ontario | McDougall Insurance ](https://www.mcdougallinsurance.com/sudbury/home-insurance/): Get instant cheap home insurance Sudbury with McDougall Request a free Sudbury home insurance quote online today. We specialize in providing comprehensive home insurance solutions in Sudbury, Ontario.

## Make a payment

[Make a Payment - McDougall](https://www.mcdougallinsurance.com/make-a-payment/): We want to make the process of making payment easy and convenient. See this page for our easy and secure payment options,

## Markham

[Markham Insurance Quotes | Home, Car, & Business](https://www.mcdougallinsurance.com/markham/): McDougall Insurance offers business, car to home insurance in Markham. Request a free Markham insurance quote online today.

## Ottawa

[Ottawa Car Insurance | Affordable Ottawa Car Insurance Quotes](https://www.mcdougallinsurance.com/ottawa/car-insurance/): Looking for the best car insurance in Ottawa? Look no further! we're the top choice for Ottawa residents! offers affordable Ottawa auto insurance. Get a cheap car insurance quote in Ottawa.
[Best Home Insurance in Ottawa | McDougall Insurance](https://www.mcdougallinsurance.com/ottawa/home-insurance/): Affordable home insurance quotes in Ottawa, Request a free Ottawa home insurance quote online today. McDougall is one of the Best Home insurance brokers in Ottawa.
[Ottawa Insurance Quotes | Home, Car, & Business Insurance](https://www.mcdougallinsurance.com/ottawa/): McDougall Insurance offers business, car & home insurance residents & businesses can trust. Request a free Ottawa insurance quote online today.
[Contractor Insurance in Ottawa, ON | McDougall Insurance ](https://www.mcdougallinsurance.com/ottawa/contractors-insurance/): Best rates for Contractor Insurance in Ottawa! Protect your business with McDougall an experienced contractor insurance brokers in Ottawa. Get free Online Contractor Insurance Quote.
[Business Insurance Ottawa | McDougall Insurance](https://www.mcdougallinsurance.com/ottawa/commercial-business-insurance/): Business insurance in Ottawa? Get the right plan for your business with McDougall one of the Best commercial insurance brokers in Ottawa.. Request a free Ottawa Business insurance quote online today.

## Auto car insurance

[Car Insurance Ontario | Affordable Auto Insurance Quotes Online](https://www.mcdougallinsurance.com/auto-car-insurance/): Searching for car insurance in Ontario? Our Ontario auto insurance brokers will provide you with Affordable car insurance quotes in Ontario tailored to your needs.
[Car Insurance Discounts Ontario - Auto Discounts | McDougall](https://www.mcdougallinsurance.com/auto-car-insurance/discounts/): McDougall Insurance offers car insurance discounts Ontario residents can benefit from. Auto insurance discounts for multi-policy, multi-vehicle to seniors.
[Experienced Drivers Insurance Ontario | Free Online Quotes](https://www.mcdougallinsurance.com/auto-car-insurance/experienced-drivers-insurance/): Get the best car insurance rates for experienced drivers in Ontario. Contact McDougall experienced drivers insurance brokers today for a free quote.
[Young Drivers Insurance Ontario | Free Quotes for Young Drivers](https://www.mcdougallinsurance.com/auto-car-insurance/young-drivers-insurance/): Looking for affordable auto insurance for young drivers in Ontario? Contact McDougall young driver insurance brokers to request a free online quote.
[High Risk Car Insurance Ontario - Free Quotes | McDougall](https://www.mcdougallinsurance.com/auto-car-insurance/high-risk-car-insurance/): Best Deals on High-Risk Car Insurance in Ontario | McDougall Insurance, Leading High-Risk Car Insurance Broker in Ontario | Request a Free Insurance Quote Online.
[Classic Car Insurance Ontario Quotes | McDougall Insurance](https://www.mcdougallinsurance.com/auto-car-insurance/classic-car-insurance/): McDougall Insurance offers classic car insurance Ontario residents can trust. Request a free collector's car insurance quote in Ontario today.

## Barrie

[Barrie Car Insurance | Auto insurance Quotes in Barrie](https://www.mcdougallinsurance.com/barrie/car-insurance/): Affordable Car insurance Barrie, with McDougall Request a free car insurance Barrie, Ontario. We specialize in providing comprehensive Auto insurance solutions in Barrie, On.
[Barrie Insurance Quotes | Car, Home, & Business Insurance](https://www.mcdougallinsurance.com/barrie/): McDougall Insurance offers business, car & home insurance in Barrie. Contact our Barrie insurance brokers today to request free online quotes.
[Home Insurance Barrie, On | Home Insurance Quotes Barrie](https://www.mcdougallinsurance.com/barrie/home-insurance/): Home Insurance Broker Barrie | Affordable home insurance in Barrie by McDougall, Request your free property & home insurance quotes online Today.
[Contractor Insurance in Barrie, ON | McDougall Insurance ](https://www.mcdougallinsurance.com/barrie/contractors-insurance/): Best rates for Contractor Insurance in Barrie! Safeguard your business with McDougall an experienced contractor insurance brokers in Barrie. Request a Contractor Insurance Quote now.

## Recreational insurance

[Motorcycle Insurance Ontario | Motorcycle Insurance Quote](https://www.mcdougallinsurance.com/recreational-insurance/motorcycle-insurance/): Best motorcycle insurance Ontario, Get your motorcycle insurance quote in Ontario online Now! with McDougall Insurance, a Leading Insurance Broker in Ontario
[Ontario ATV Insurance | Free ATV Insurance Quotes Online](https://www.mcdougallinsurance.com/recreational-insurance/atv-insurance/): Looking to get a fast and easy ATV insurance quote in Ontario? You've come to the right place! Get a free quote today or talk to one of our brokers.
[Best Ontario Recreational Vehicle Insurance | McDougall insurance](https://www.mcdougallinsurance.com/recreational-insurance/): McDougall Insurance offers Recreational Vehicle Insurance in Ontario. Cheap RV insurance broker, fast & free RV Online Quotes.
[RV Insurance Ontario | Trailer Insurance | Free RV Insurance Quotes in Ontario](https://www.mcdougallinsurance.com/recreational-insurance/travel-trailer-and-rv-insurance/): Best RV Insurance Quotes in Ontario - Trailer Insurance in Ontario| Get your free RV insurance quote online today with McDougall Insurance, a Leading Insurance Broker in Ontario
[Boat Insurance Ontario Free Online Quote | McDougall insurance](https://www.mcdougallinsurance.com/recreational-insurance/boat-insurance/): Request best boat insurance in ontario free online quote McDougall Insurance offers boat insurance Ontario residents can trust. online quote now
[Ontario Snowmobile Insurance | Snowmobile Insurance Quotes](https://www.mcdougallinsurance.com/recreational-insurance/snowmobile-insurance/): McDougall Insurance offers snowmobile insurance Ontario residents can trust. Request a snowmobile liability insurance free quote online.

## Alma care

[Alma Care Retreat Policies | McDougall Insurance](https://www.mcdougallinsurance.com/alma-care/): Alma Care Retreats employees are eligible for custom insurance policies. Cover your commercial general liability and professional liability.

## All comers rule

[All Comers Rule - McDougall Insurance](https://www.mcdougallinsurance.com/all-comers-rule/): The All Comers Rule is designed to ensure that insurance companies provide an auto insurance quotation for anyone in Ontario who requests one.

## Intact my driving

[My Driving Discount | McDougall Insurance](https://www.mcdougallinsurance.com/intact-my-driving/): 

## Life insurance and financial services

[Travel Insurance - McDougall](https://www.mcdougallinsurance.com/life-insurance-and-financial-services/travel-insurance/): No one expects to have a medical emergency or cancel a trip away from home. But these events happen - and they can be expensive.
[Life & Financial Services | McDougall Life Insurance Services](https://www.mcdougallinsurance.com/life-insurance-and-financial-services/): Our comprehensive life insurance products can help you to safeguard against the risks you and your family may face unexpectedly in the years to come.
[Individual Life Insurance Ontario | Quotes Online](https://www.mcdougallinsurance.com/life-insurance-and-financial-services/individual-life-insurance/): McDougall Insurance offers individual life insurance Ontario residents can trust. Contact our brokers or visit our website for a quote.
[Investment Planning Ontario | Retirement Planning](https://www.mcdougallinsurance.com/life-insurance-and-financial-services/financial-planning/): Investment Planning Ontario | Retirement Planning, Our comprehensive life insurance products can help you to safeguard against the risks you and your family may face unexpectedly in the future.
[Investment Planning - McDougall](https://www.mcdougallinsurance.com/life-insurance-and-financial-services/investment-planning/): Every client has unique needs. Your savings goals are different from your neighbour’s, so you shouldn’t have the same investment portfolios.
[Critical Illness Insurance Quote Online | Life & Critical Illness Insurance](https://www.mcdougallinsurance.com/life-insurance-and-financial-services/critical-illness-insurance/): Critical Illness Insurance Quote | Critical illness insurance is designed to offset the unexpected, providing benefits when diagnosed with a condition described in your contract.
[Individual Health Benefits | Personal Health Insurance](https://www.mcdougallinsurance.com/life-insurance-and-financial-services/individual-health-benefits/): Get Individual Health Benefits Or Personal Health Insurance with McDougall. If you are one of the millions not covered by a life and health benefit program, you are vulnerable to unexpected expenses not covered.
[Disability Insurance Ontario | Disability Insurance Broker](https://www.mcdougallinsurance.com/life-insurance-and-financial-services/disability-insurance/): Disability Insurance Broker in Ontario. What if you were to become disabled and couldn’t work? Get Disability Insurance in Ontario and Insure your ability to work is a fundamental element of financial planning.
[Mortgage Insurance Ontario | McDougall Insurance & Financial](https://www.mcdougallinsurance.com/life-insurance-and-financial-services/mortgage-insurance/): Mortgage insurance is complicated. The banks try to sell you a policy that protects them, not you. You need insurance that covers you.
[Long Term Care Insurance - McDougall](https://www.mcdougallinsurance.com/life-insurance-and-financial-services/long-term-care-insurance/): What would the future look like if you were disabled? Long-term care insurance means you may not have to withdraw from your savings.

## Belleville

[Home Insurance Belleville, Ontario | Free Quotes Online](https://www.mcdougallinsurance.com/belleville/home-insurance/): Best Property & Home Insurance Belleville residents can trust. Request a free Belleville home insurance quote online today and Get comprehensive coverage for your home.
[Insurance Broker Belleville | Belleville Insurance Quotes](https://www.mcdougallinsurance.com/belleville/): McDougall Insurance is a Belleville Insurance Broker offering business, car & home insurance. Request a free Belleville insurance quote online today.
[Commercial Insurance Broker Belleville | Business Insurance Quotes](https://www.mcdougallinsurance.com/belleville/commercial-business-insurance/): Belleville Commercial Insurance Broker. McDougall Insurance provides commercial insurance Belleville companies can trust. Request a free Belleville business insurance quote online today.
[Travel Insurance Belleville | Travel Insurance Quotes Online](https://www.mcdougallinsurance.com/belleville/travel-insurance/): McDougall Insurance provides travel Insurance Belleville residents can trust. Request a free Belleville travel insurance quote online today.
[Belleville Car Insurance Quotes | Belleville Auto Insurance](https://www.mcdougallinsurance.com/belleville/auto-car-insurance/): Best Belleville Car Insurance Broker, McDougall Insurance Brokers provides Belleville car insurance residents can trust. Request a free Belleville auto insurance quote online today.

## Prince edward county

[Prince Edward Insurance Quotes | Car, Home, & Business](https://www.mcdougallinsurance.com/prince-edward-county/): McDougall Insurance offers business, car & home insurance residents & businesses can trust. Request a free Prince Edward County insurance quote online.

## Commercial business insurance

[Liability Insurance Ontario | McDougall Insurance Brokers](https://www.mcdougallinsurance.com/commercial-business-insurance/liability-insurance/): McDougall offers liability insurance in Ontario. Contact our brokers for your commercial general liability insurance needs.
[Ontario Commercial Auto Insurance | McDougall Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/commercial-auto-insurance/): Protect yourself on and off the road with a commercial auto policy. We have 70 years of experience, affordable rates, personalized service. Start a free quote.
[Business Insurance Ontario | Commercial Insurance Broker Ontario](https://www.mcdougallinsurance.com/commercial-business-insurance/): Seeking business insurance in Ontario? Look no further! As a trusted commercial insurance broker in Ontario, we're here to assist you. Request a free Ontario commercial insurance quote online today!
[Contractors Insurance Ontario | Free Quotes for Contractors](https://www.mcdougallinsurance.com/commercial-business-insurance/contractors-insurance/): Whether you are a small independent contractor or a large company, finding the right contractors insurance is essential.
[Professional Liability Insurance Quotes Ontario | McDougall](https://www.mcdougallinsurance.com/commercial-business-insurance/professional-liability-insurance/): Compare Ontario professional liability insurance quotes from the expert brokers at McDougall Insurance. Policies for lawyers, doctors, & more.
[Mining Insurance Ontario | McDougall Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/mining-insurance/): McDougall Insurance specializes in providing unique coverage and risk management advice for mining companies and their mining insurance policy.
[Food Truck Insurance Quotes | McDougall Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/food-truck-insurance/): Food truck insurance is coverage designed to protect your business against potential liability or damage to your business property.
[First Nation Insurance Ontario | McDougall Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/first-nations-insurance/): McDougall Insurance specializes in providing unique coverage and risk management advice to First Nation communities.
[Entertainment Insurance Ontario | McDougall Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/media-entertainment-insurance/): McDougall Insurance specializes in providing coverage and risk management advice to all sectors of the music, film and entertainment industry.
[Cyber Insurance Online Quotes Ontario | McDougall Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/cyber-insurance/): Get a cyber insurance online quote in Ontario now, The internet can be a dangerous place especially if your company stores or collects private information. Cyber insurance can help.
[Manufacturing Insurance Ontario | Free Quotes Online](https://www.mcdougallinsurance.com/commercial-business-insurance/manufacturing-insurance/): Manufacturing insurance | McDougall Insurance brokers offer manufacturing insurance Ontario companies can trust. Request free insurance quotes online or call 800.361.0941.
[Mergers & Acquisition Insurance Ontario | M&A Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/mergers-acquisition-insurance/): Mergers and acquisitions are normal. McDougall helps advise you on M&A insurance to see if it's right for you.
[Beautician Insurance | Beauty Salon Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/beauticians-insurance/): Beautician Insurance in Ontario | Beauty Salon. Are you in the beauty industry and need coverage for your business? Our Beauticians Insurance Program is flexible to your needs & affordable.
[Golf Course Insurance Ontario | Free Quotes Online](https://www.mcdougallinsurance.com/commercial-business-insurance/golf-course-insurance/): McDougall Insurance brokers offer commercial fleet insurance Ontario companies can trust. Protect your golf course with us!
[Surety Bond Insurance Ontario | Bonding Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/surety-bonds/): Surety bond insurance in Ontario. McDougall offers surety bonds for contractors & businesses in Ontario. Contact our brokers for all your surety bond insurance needs.
[Small Business Insurance Ontario | McDougall Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/small-business-insurance/): McDougall Insurance offers small business insurance Ontario companies can trust. Visit our website to request a free small business insurance quote online
[Group Insurance - McDougall](https://www.mcdougallinsurance.com/commercial-business-insurance/group-insurance/): Everything’s Better Together…Even Insurance! Request A FREE GROUP INSURANCE QUOTE. Just fill in the form below and click submit request.
[Special Event Liability Insurance | Event Insurance Quotes](https://www.mcdougallinsurance.com/commercial-business-insurance/special-event-liability-insurance/): Whether you need protection for a wedding or a banquet, we have you covered with special event liability insurance. Get a free quote!
[Metal Fabrication Insurance Ontario | Metal Workers Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/metal-fabrication-insurance/): McDougall Insurance brokers offer metal fabrication insurance Ontario companies can trust. Request a free metal fabrication insurance quote online.
[Commercial Fleet Insurance Ontario | Business Auto Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/fleet-insurance/): McDougall Insurance brokers offer commercial fleet insurance Ontario companies can trust. Request a free insurance quote online today.
[Cannabis Insurance | Medical Marijuana Insurance Ontario](https://www.mcdougallinsurance.com/commercial-business-insurance/medical-marijuana-insurance/): cannabis insurance: Looking for medical marijuana insurance in Ontario? Contact one of our McDougall insurance brokers to request a free online quote.
[Forestry Insurance Ontario | Free forest Insurance Quotes](https://www.mcdougallinsurance.com/commercial-business-insurance/forestry-insurance/): Forestry Insurance Ontario: McDougall Forestry Insurance brokers offers forestry insurance in Ontario. Contact our brokers today for a free online quote. Protect your assets with us!
[Commercial truck Insurance Ontario | Truck Insurance Quotes](https://www.mcdougallinsurance.com/commercial-business-insurance/transportation-insurance/): Commercial truck Insurance Ontario: McDougall Commercial truck Insurance brokers offer truck & transportation insurance Ontario companies can trust. Request free insurance quotes online or call.
[Certificate of Insurance | McDougall Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/certificate-of-insurance/): Get your Certificate of Insurance for your commercial business and builders risk get the best Certificate of Insurance from McDougall insurance
[Professional Photographers' Insurance | McDougall Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/photographer-insurance/): Are you a photographer in Ontario who needs photography insurance? Covering a wedding or a shooting as a freelancer? Get a free online quote.
[Environmental Insurance Ontario | McDougall Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/environmental-insurance/): McDougall Insurance brokers offer pollution & environmental insurance Ontario residents can trust. Request a free online quote today.
[Best Tenant rental Insurance Ontario | McDougall insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/rental-property-insurance/): McDougall Insurance offers tenant insurance in Ontario. Contact our commercial rental property insurance brokers today for a free online quote.
[Municipal Insurance Ontario | Municipal Insurance Brokers](https://www.mcdougallinsurance.com/commercial-business-insurance/municipal-insurance/): McDougall Insurance brokers offer municipal insurance Ontario residents can trust. Request a free municipal insurance quote online or call.
[Community Living Insurance Ontario - Free Quotes | McDougall](https://www.mcdougallinsurance.com/commercial-business-insurance/community-living-insurance/): McDougall Insurance brokers offer community living insurance for Ontario. Request a free insurance quote online today.
[Non Profit Insurance Ontario | Non Profit Insurance Brokers](https://www.mcdougallinsurance.com/commercial-business-insurance/non-profit-insurance/): McDougall Insurance brokers offer non profit insurance Ontario companies can trust. Request a free non profit insurance quote online or call.
[Landscaping Insurance Ontario | landscaping business insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/landscaping-insurance/): McDougall offers landscaping insurance in Ontario landscapers can trust. Contact our landscaping business insurance brokers for a free quote. Protect your lawn care business with the best landscaping liability insurance broker in Ontario
[Winery & Brewery Insurance | McDougall Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/winery-brewery-insurance/): Do you own a winery or brewery in Ontario? Then you need the proper winery and brewery insurance coverage. Get a free online quote.
[Retail Insurance Ontario | McDougall Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/retail-insurance/): McDougall Insurance offers retail insurance in Ontario that companies can trust. Visit our website to request a free retail insurance quote online.
[Auto Garage Insurance Ontario | McDougall Insurance Brokers](https://www.mcdougallinsurance.com/commercial-business-insurance/auto-garage-insurance/): McDougall offers auto garage insurance Ontario companies can trust. Contact our brokers for all your auto service & auto repair shop insurance needs
[Personal Trainers Insurance | McDougall Insurance](https://www.mcdougallinsurance.com/commercial-business-insurance/personal-trainer-insurance/): Are you a personal trainer or yoga instructor in Ontario and need insurance? We have you covered with our free online quote solution.

## Home insurance

[AirBnB Property Insurance | Free Homeshare Insurance Quotes](https://www.mcdougallinsurance.com/home-insurance/airbnb-insurance/): McDougall Insurance Brokers provide AirBnB Property Insurance Coverage you can trust. Request a AirBnB Property insurance quote online today!
[Home Insurance Broker in Ontario Free online Quotes](https://www.mcdougallinsurance.com/home-insurance/): Best Home Insurance Broker Ontario | Affordable Ontario home insurance by McDougall, Request your property & home insurance quotes online Today.
[Tenant and Renters Insurance in Ontario | Get Free Quote](https://www.mcdougallinsurance.com/home-insurance/renters-insurance/): Protect your rental property and belongings with tenant and renters insurance in Ontario. McDougall Insurance offers comprehensive coverage at competitive rates. Get a free quote today!
[Ontario Condo Insurance | Free Condo Insurance Quotes Ontario](https://www.mcdougallinsurance.com/home-insurance/condo-insurance/): Want a fast and easy condo insurance quote in Ontario? You've come to the right place! Free quote today or talk to one of our condo insurance brokers.
[Home Insurance Discounts Ontario | McDougall Insurance](https://www.mcdougallinsurance.com/home-insurance/discounts/): Do you qualify for property or home insurance discounts? Contact McDougall Insurance Brokers to find the best Ontario home & property insurance discounts.
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## Kingston

[Kingston Insurance Quotes | Home, Car, & Business Insurance ](https://www.mcdougallinsurance.com/kingston/): McDougall Insurance offers business, car to home insurance in Kingston. Request a free Kingston insurance quote online today.
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## Mcdougall days of summer

[McDougall Days of Summer - McDougall Insurance](https://www.mcdougallinsurance.com/mcdougall-days-of-summer/): We participate with local businesses to giveaway free items to our clients all Summer long! Our McDougall Days of Summer are every Friday!

## Community contest

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## Morrisburg

[Morrisburg Insurance Quotes | Car, Home, & Business Insurance](https://www.mcdougallinsurance.com/morrisburg/): Brister Group is now a part of McDougall Insurance. The rest is still the same! We continue to offer business, car & home insurance that Morrisburg residents & businesses can trust. Request a free Morrisburg insurance quote online

## Contractors insurance commonwell

[Contractors Insurance Quotes | McDougall Insurance](https://www.mcdougallinsurance.com/contractors-insurance-commonwell/): We have partnered with Commonwell Insurance to provide a custom contractor insurance package. Get a quote today and start saving!

## Oshawa

[Car Insurance Quotes Oshawa Online | Auto Insurance broker](https://www.mcdougallinsurance.com/oshawa/auto-car-insurance/): Best Oshawa Car Insurance Quotes online, McDougall Insurance provides auto insurance Oshawa residents can trust. Request a free Oshawa car insurance quote online today.
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## Parry sound

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## Orillia

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## Embrun

[Embrun Insurance Quotes | Home, Car, & Business Insurance](https://www.mcdougallinsurance.com/embrun/): Bruyere Insurance is now a part of McDougall Insurance. The rest is still the same! We continue to offer business, car & home insurance that Embrun residents & businesses can trust. Request a free Embrun insurance quote online.

## Get a quote

[Snowmobile Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/get-a-quote/snowmobile/): 
[Motor Home Insurance - McDougall Insurance](https://www.mcdougallinsurance.com/get-a-quote/motor-home/): 
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[Thank You - McDougall Insurance](https://www.mcdougallinsurance.com/get-a-quote/thank-you/): 

## About us

[Giving Back To Our Communities in Ontario | McDougall](https://www.mcdougallinsurance.com/about-us/our-charities/): McDougall chooses to give back to its communities as a way to make a difference. We choose to make an impact to show initiative in our province.
[About Our Ontario Insurance Brokerage | McDougall Insurance](https://www.mcdougallinsurance.com/about-us/): Learn about one of Ontario’s largest insurance brokerages, McDougall Insurance & Financial. We’ve been successfully operating for over 75 years.

## Contact

[Contact Us McDougall Best Broker in Ontario](https://www.mcdougallinsurance.com/contact/): Contact us Via Call or mail or visit near insurance brance McDougall Best Broker In Ontario

## Midland

[Midland Insurance Quotes | Midland Insurance Brokers](https://www.mcdougallinsurance.com/midland/): Midland Insurance Brokers: McDougall Insurance offers business, car & home insurance in Midland. Contact our Midland insurance brokers today to request free online quotes. Mink Insurance Services Ltd. are now a part of the McDougall Insurance family

## Ajax

[Ajax Insurance Quotes | Home, Car, & Business](https://www.mcdougallinsurance.com/ajax/): McDougall Insurance offers business, car to home insurance in Ajax. Request a free Ajax insurance quote online today.

## Ribo disclosure letter

[RIBO Disclosure Letter - McDougall](https://www.mcdougallinsurance.com/ribo-disclosure-letter/): As always, McDougall thanks you for being our valued customers. See our RIBO mandate here or contact us for any RIBO terms and conditions questions.

## North bay

[North Bay Insurance Quotes | Car, Home, & Business Insurance](https://www.mcdougallinsurance.com/north-bay/): McDougall Insurance is a North Bay Insurance Broker offering business, car & home insurance. Request a free North Bay insurance quote online today.

## 106400 2

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## Brighton

[Brighton Insurance Quotes | Home, Car, & Business Insurance](https://www.mcdougallinsurance.com/brighton/): McDougall Insurance offers business, car & home insurance in Brighton. Contact our Brighton insurance brokers today to request free online quotes.

## Picton

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## Crysler

[Crysler Insurance Quotes | Home, Car, & Business Insurance](https://www.mcdougallinsurance.com/crysler/): Brister Group is now a part of McDougall Insurance. The rest is still the same! We continue to offer business, car & home insurance that Crysler residents & businesses can trust. Request a free Crysler insurance quote online.

## Wellington

[Business Insurance Wellington | Commercial Insurance Quotes](https://www.mcdougallinsurance.com/wellington/commercial-business-insurance/): McDougall Insurance offers commercial insurance Wellington businesses can trust. Request a free Wellington business insurance quote online today.
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## Pembroke

[Pembroke Insurance Quotes | Home, Car, & Business Insurance](https://www.mcdougallinsurance.com/pembroke/): McDougall Insurance offers business, car & home insurance that Pembroke residents & businesses can trust. Request a free Pembroke insurance quote online.

## Peterborough

[Car Insurance in Peterborough l Get Free Quote](https://www.mcdougallinsurance.com/peterborough/auto-car-insurance/): Looking for reliable and affordable car insurance in Peterborough? Get Free Auto & Car Insurance Quote in Peterborough with McDougall Insurance
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## Madoc

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## Barrys bay

[Barry's Bay Insurance Quotes | Car, Home, & Business](https://www.mcdougallinsurance.com/barrys-bay/): McDougall Insurance offers business, car & home insurance in Barry’s Bay. Contact our Barry’s Bay insurance brokers today to request free online quotes.

## Bancroft

[Bancroft Insurance Quotes | Car, Home, & Business Insurance](https://www.mcdougallinsurance.com/bancroft/): McDougall Insurance offers business, car & home insurance in Bancroft. Contact our Bancroft insurance brokers today to request free online quotes.
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## Penetanguishene

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## Cornwall

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## Cobourg

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## Farm insurance

[Farm Insurance Ontario Free Quotes | McDougall insurance](https://www.mcdougallinsurance.com/farm-insurance/): McDougall Insurance brokers offer farm insurance Ontario farmers can trust. Contact us today, secure the best protection for your farm.
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[Poultry Farm Insurance Ontario - Free Quotes | McDougall](https://www.mcdougallinsurance.com/farm-insurance/poultry-farm-insurance/): Whether your farm operation is small or large we have flexible options available to make sure you have the poultry farm insurance coverage you need.
[Crop Farm Insurance Ontario - Free Quotes | McDougall](https://www.mcdougallinsurance.com/farm-insurance/crop-farm-insurance/): Whether your farm operation is small or large we have flexible options available to make sure you have the crop farm insurance coverage you need.




## Emergency

[Emergency - McDougall Insurance](https://www.mcdougallinsurance.com/emergency/): 

## Car insurance quinte news

[Affordable Car Insurance](https://www.mcdougallinsurance.com/car-insurance-quinte-news/): 

## Signup

[Electronic Documents | McDougall Insurance](https://www.mcdougallinsurance.com/signup/): 

## Privacy policy

[Privacy Policy - McDougall](https://www.mcdougallinsurance.com/privacy-policy/): We ask for your information to better help you find insurance coverage that is tailored to your needs. See here for McDougall's privacy policy and our promise.