Your Cobourg Insurance Broker

Request A Free Quote

It’s simple and won’t take long

COVID-19: Update

Our office is closed to the public. During this time you can still call or email your broker or account manager if you need to make changes to your insurance. A list of all of our staff and their emails are below:

Get a Free Cobourg Insurance Quote Today!

McDougall Insurance & Financial in Cobourg is proud to serve the community of Cobourg for their car insurance, home insurance, recreational insurance and business insurance! McDougall Insurance began in the small city of Belleville over 70 years ago. It has since grown to 29 office locations all over Ontario and now has over 300 employees! When the branch office in Cobourg was added to the team we immediately knew it was a good fit. The McDougall Insurance mantra is different than most other companies these days. We want to conduct business with our clients in the same way they want to conduct business with us. Whether that means coming into our office and sitting down with one of our Cobourg insurance brokers face-to-face, having a phone conversation, doing business online, or even having us come to you! At McDougall Insurance in Cobourg our clients mean everything to us. But don’t  just take our word for it! Canadian Insurance awarded our Cobourg branch one of the Top Customer Service Brokerages in all of Canada.

Cobourg Car Insurance

Because car insurance is mandatory it is often something we just know we need to have but we don’t always understand what is important for our situation specifically. When you are buying a car you take the time to look at different features and try to find a car that is just right for you. The same approach should be taken when looking into car insurance. Our job at McDougall Insurance & Financial in Cobourg is to find you a car insurance policy that is tailored to your needs specifically. Regardless of if you are young driver just starting out, an experienced driver with a perfect record, a frequent commuter along the 401 highway; we have an auto insurance policy for you. Not to mention with the changes to the accident benefits section of every auto policy that the Government mandated as of June 1st, 2016 we now need to be even more thorough and specific each car insurance policy to our clients and their needs. Let one of our Cobourg insurance brokers get you on the right path to affordable car insurance that covers you for the areas you need.

Cobourg Home Insurance

Your home is important to you and so are the items in it. At McDougall Insurance we get that. That is why our brokers work alongside you to create a customized home insurance policy that makes sense for you and your home. After all, every home is different, what you need covered may not be the same as your neighbor. Unlike a car insurance policy a home insurance policy is not required by law. However, that does not make them just as important. In fact a lot of mortgagees require an active home insurance policy before allowing you to take out a mortgage and that is because things do go wrong. That is where having a McDougall Insurance Broker on your side is paramount. Have one of our Cobourg home insurance brokers uncover your needs and find you an affordable home insurance policy with the protection you deserve.

Cobourg Business Insurance

At McDougall Insurance we have access to more commercial insurance markets than any other broker in Eastern Ontario. That means no matter what your business is we likely have a market for you. We are able to write commercial insurance for anything from a small fleet of vehicles, to large trucking companies, municipalities, non-profits, large hotels and anything in between. Our Cobourg commercial insurance brokers are here to find you the optimal coverage for your company. In the event of a claim or issue with the insurance company we are always on the side of our clients. It is this commitment to our clients that had us recognized by Canadian Insurance as one of the Top Customer Service Brokerages in Canada. A recognition and accomplishment you can expect to continue from our Commercial Insurance Brokers in Cobourg.

What Our Customers Are Saying

Cynthia Top
The great people at McDougall insurance are the best in the business!! Tammy is awesome!!
Gino Lopez
Went with McDougall about 2 years ago when I was looking for home insurance. Shortly after transfer auto as well. Great staff, very friendly as well and eager to help. Recommend giving them a call!
Rose-Mary Sweetman
McDougall Insurance have been handling my insurance needs for both personal and business. I find them very professional and personal at the same time.I am contacted well in advance of my renewal so there are no surprises at renewal time, and when I have questions or needs they are right on it.Thank you to all the people who make the Cobourg office such a great place to deal with. You are the best!!!!!!!
Jeff Hue
Great experience dealing with the team at Mcdougall. Not only have they been able to save me money, the service is top notch as well. I've since moved all of my insurance business over and couldn't be happier.
Dave Hughes
We have been using McDougall Insurance for almost 20 years. As a broker they have always found us the best plans and rates for our business and for us. I am particularly pleased with the promptness that they show when we have had emergencies at our house. Personally, I would recommend McDougall Insurance for all our personal and business needs. In our mind they are "Number One":...
Teresa Loader
We are very pleased with the service provided by Rosie Tejnor at McDougall Insurance in Cobourg. She is always there to answer any questions or concerns we have. The staff is also very friendly, its nice to walk into the office and feel welcomed and greeted with a smile.Thank You Teresa
Rebecca John
McDougall Insurance has been the insurance brokerage I’ve dealt with since I started buying insurance policies in 2007. I have been extremely happy with the service provided by McDougall and their staff.

Recreational Insurance

Your toys need protection too! Boats, motorcycles, ATV, snowmobiles, RVs, you name it we’ve got it covered. Plus bundle your toys with your home or auto policy and truly experience what it means to be Frugal!

McDougall Family Fund 2021!

Congratulations to this years winners! Our McDougall Family Fund is back! Go to our Facebook Page for full details. What is the McDougall Family Fund Contest? This is our 8th year of our McDougall Family Fund Contest! That means we will be...

COVID-19 Update

Our offices are open to the public.

We are doing our utmost to protect our customers and our staff and following the Province wide lockdown protocols.

Business can still be conducted online, through email or over the phone. For a list of staff emails go to: Staff Profiles