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ATV Insurance

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Recreational Insurance ATV Insurance

Please Contact Your Car Insurance Broker For An ATV Insurance Quote

Insurance for your off-road vehicle is important to carry. It is required by law to have ATV insurance if you are using the vehicle on public property or public access roadways. Even if you just use your off-road vehicle on your own property it is still recommended to carry an ATV insurance policy. You can purchase coverage for the physical damage to the ATV along with liability insurance.

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Our ATV Insurance Experience

With so many different markets to choose from McDougall Insurance is able to place almost any ATV, 4 wheeler, side-by-side, or argo with one of our companies. Our long standing relationships with so many Ontario insurance companies makes it easy to find you the right ATV insurance policy or coverage for any of your other all terrain vehicles.

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Our Ontario ATV Insurance Coverage

Finding the right ATV insurance coverage can be difficult. There are many different factors that can affect your insurance rating.

Did you know that your driving record will also apply to your ATV insurance rating? When it comes to the ATV itself the rates are typically dependant on the cc’s, size, number of passengers and the year it was manufactured. Similarly to an auto insurance policy, the longer you have been driving conviction or claims free the better rate you can expect. When receiving an ATV insurance quote keep in mind you may qualify for insurance discounts if you bundle your ATV with your home and auto.

Our ATV Insurance Promise

Providing top of the line service for our clients is what we do.
Protect yourself and your all terrain vehicle by contacting McDougall Insurance or getting a free online quote.

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ATV or quad adventure in the forest

FAQ ATV Insurance

If you use your ATV on public property or to cross public roads you must have it insured, by law in Ontario. If you only use your ATV on private property it is not mandatory, however, it is recommended.

Having insurance on your ATV or Off-road vehicle does not mean that you can use them on public roads. However, you are able to ride on the shoulder of public roads where it is permitted and also cross public roads at the marked trail crossings. For more information visit the Ministry of Transportation Ontario.

Yes, your driving record will impact your ATV insurance quote. This means if you have a speeding ticket or at fault accident on your driving record you can expect that it will factor into your rating.

Areas We Serve

  • Arnprior
  • Bancroft
  • Barrie
  • Barry’s Bay
  • Belleville
  • Brighton
  • Brockville
  • Carleton Place
  • Cobourg
  • Cornwall
  • Courtice
  • Crysler
  • Eganville
  • Embrun
  • Gananoque
  • Kemptville
  • Kingston
  • Madoc
  • Midland
  • Morrisburg
  • Napanee
  • North Bay
  • Orillia
  • Oshawa
  • Ottawa
  • Parry Sound
  • Pembroke
  • Penetanguishene
  • Perth
  • Petawawa
  • Peterborough
  • Picton
  • Prescott
  • Prince Edward County
  • Sudbury
  • Trenton
  • Wellington
  • Winchester

What Our Customers Are Saying

Jason Watt

This will be my second year having trailer insurance through McDougall and having Mike Cuhna as my sales representative. I am very pleased with Mike’s professionalism and his personal drive to make sure I pay the best rate possible.

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Shawna Huck

McDougall/ Bickerton Brokers never disappoints! Fast, efficient and friendly staff. I have been with Bickertons for over 10 years and wouldn’t dream of leaving to go else where. The staff puts the clients needs first and gets the job done right the first time. They are always a call away to help and make submitting a claim not stressful. Way to go staff at Bickertons! Thank you for all your hard work these last 10 years.

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Stephanie Grant

I have had my insurance broker Mike Cunha for about 5 years. I recommend Mike to everyone daily. i have switched my boyfriend, sister, friend and brother over. He has really helped me through a mess!! I was a high risk driver after some accidents and tickets and he has helped me get the best possible rates. The thing i like most about Mike is he keeps ontop and up to date with his clients, very important. Thank you so much for all your patients over the years Mike, keep up the amazing work.

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Sierra Gate Homes

My grandparents, my parents, my husband and I have insured our homes, cottage, vehicles and business through McDougall Insurance & Financial in Brighton for decades. We would never consider going anywhere else for our insurance needs. Kristen Fletcher, our broker, provides exceptional service. She’s absolutely one of a kind! You will not find anyone friendlier. Kristen is extremely knowledgeable, and is always very quick to reply to our e-mails and return our phone calls. She has our best interests at heart and works tirelessly to find us the best possible rates. In short, Kristen and the team in Brighton run a first-class operation. I cannot recommend them highly enough!

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