Dynamic Insurance Joins Team McDougall!

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Dynamic Insurance Brokers are now a part of the McDougall Insurance family. Thanks to the merger with McDougall Insurance our clients in Sudbury are now able to access more insurance companies and that means more choice! Our team serving has the ability to cover your home and auto insurance, any business or commercial insurance needs, as well as your life insurance needs, providing all your insurance coverage under one roof.

Sudbury Car Insurance

In Sudbury, automobile insurance is mandatory for vehicle owners. The Automobile Insurance Act in Ontario, as well as automobile insurance rates are governed by the provincial bodies. Consequently, keeping abreast of legislative and rate changes can be confusing and time consuming for vehicle owners.

We at Dynamic Insurance Brokers are independent insurance brokers with a ton of available markets to shop your auto insurance needs. We do the work for you, by shopping and tailoring your auto insurance needs to meet legal requirements.

Sudbury Home & Property Insurance

Today, home Insurance policies are extremely comprehensive in coverage compared to many years ago. The basic Fire-Only Insurance policy has evolved to include such great endorsements as Replacement Cost on Contents, Rebuilding Cost for Structures, Additional Living Expenses paid to assist policy-holders out of their homes, and Sewer Backup and Water Escape coverage, to name a few.

Ask us about insuring your golf clubs, hockey equipment, and items of special interest through your Homeowner’s Policy. We will be happy to discuss this and any other coverage you are unsure of.

Sudbury Business Insurance

Dynamic Insurance offers competent, professional advice from the top insurance companies for your business insurance and employee benefit programs.

As a truly independent broker, we are not owned or leveraged by any Insurance company, which makes us unique in the industry today. Our allegiance is to our clients to offer them the best Insurance program we can secure with our choice of Insurance Companies.

What Our Customers Are Saying

Jessica Wheeler
We have had our home, auto, and business insurance with McDougall's Brighton branch for years. All of the staff in Brighton are courteous and helpful. Kristen Fletcher has been excellent with our account, always searching for our best rate and alerting us to new information and deals that we may be interested in. She is easy to deal with and responds very quickly to questions and requests. I have referred this branch to friends and family and will continue to do so! It's awesome to have this kind of service in our small town!
Darby Flindall
Kristen Fletcher in the Brighton office has been super helpful and knowledgeable with all of my business insurance needs and questions over the past years since we switched to McDougall. She works hard to keep me at the best possible rate, and she is easily reached. I appreciate the help and that it is local, as it saves me time. The other staff in Brighton are also very nice and helpful as well!
Sierra Gate Homes
My grandparents, my parents, my husband and I have insured our homes, cottage, vehicles and business through McDougall Insurance & Financial in Brighton for decades. We would never consider going anywhere else for our insurance needs. Kristen Fletcher, our broker, provides exceptional service. She's absolutely one of a kind! You will not find anyone friendlier. Kristen is extremely knowledgeable, and is always very quick to reply to our e-mails and return our phone calls. She has our best interests at heart and works tirelessly to find us the best possible rates. In short, Kristen and the team in Brighton run a first-class operation. I cannot recommend them highly enough!
Candy Brinklow
Kristen Fletcher works fast and effciantly to help with our needs. We have had insurance with McDougalls for many years. She finds the best possible rates for us every year! I give her 5 stars!
Rebecca John
McDougall Insurance has been the insurance brokerage I’ve dealt with since I started buying insurance policies in 2007. I have been extremely happy with the service provided by McDougall and their staff.
First Place Trailers
We brought our commercial to McDougall Insurance 8 years ago. Kristen Fletcher has been our broker since day one. The service we have received from her has been second to none. The folks at McDougall have been extremely responsive and as we have grown Kristen has kept up with the changes and growth in our business. We also brought over all of our personal policies and have received the same level of service. I give them an A+
Ron Arends
Mcdougall Insurance Brighton has been insuring our home and business for years. The service and care Kristen and staff take to ensure our needs are being met, and taking the time recognize us as people first.

Recreational Insurance

Your toys need protection too! Boats, motorcycles, ATV, snowmobiles, RVs, you name it we’ve got it covered. Plus bundle your toys with your home or auto policy and truly experience what it means to be Frugal!

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COVID-19 Update

We are doing our utmost to protect our customers and our staff.

Two of our offices in Oshawa and Courtice have been closed to the public. We are taking precautions at this time based on the proximity to the GTA. These offices will still be operating, however we are allowing no clients inside. Our priority is keeping our staff and clients healthy and safe.

Our other offices are open to the public with the appropriate safety procedures in place. Business can still be conducted online, through email or over the phone. For a list of staff emails go to:

You can still conduct business online or through email. For a list of staff emails go to: Staff Profiles