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Medical Marijuana Insurance

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Medical Marijuana Insurance Quote

We have insurance coverage for the cannabis industry in Ontario. Whether you are a licensed producer, dispensary, retailer or any other medical marijuana related business operation you need insurance coverage. Our experts at McDougall Insurance will find you commercial insurance coverage specific to your operation.

Medical Marijuana Insurance Coverage

Thanks to our size, McDougall Insurance has access to more medical marijuana or cannabis related insurance markets than anyone else in Ontario. This means we can cover your company from whether you grow or produce the cannabis, dispense the product or both. One of the major risks that threatens a business that produces the medical marijuana plants is fire. Whether it is the plants themselves, the building or any other property that may be associated fire is a major risk. However, if you are a dispensary fire may not be as big of a risk, liability, theft or business interruption may be more appropriate. That is why we have specialized coverage for:

  • Stock & Inventory: from seed to stock to sale we have coverage for you.
  • Product Recall/Business Interruption: costs covered may included replacement costs, rehabilitation expenses, business interruption, and consultant costs.
  • Property: whether you lease or own the space where you operate we have coverage for the building and equipment.
  • Cargo & Transit: while the product is in transit for sale or distribution.
  • Products Liability: coverage designed to protect based on THC concentration levels or intended consumption method.
  • General Liability: coverage designed to protect against legal action that may occur on the premise or property.
The use of cannabis as medicine has not been rigorously tested due to production and governmental restrictions, resulting in limited clinical research to define the safety and efficacy of using cannabis to treat diseases. Here's some CBD oil with a pipette

Medical Marijuana Insurance Quotes

We know getting insurance for cannabis related operations can seem difficult. But with McDougall Insurance it is easier than you think. We have coverage available for:

  • Medical Marijuana Dispensaries
  • Cannabis Distribution Centres
  • Medical Marijuana Physicians & Clinics
  • Medical Marijuana Manufactures or Grow-ops
  • Landlords of Building Occupied by Medical Marijuana Cultivation Facilities
  • Cannabis Consultants or Professionals

No matter how you are involved in the Medical Marijuana Industry you need to protect yourself. You can rely on us to find you the specialized coverage you require for your venture.

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Medical Marijuana Coverage For Landlords

In Ontario, it can be difficult to find coverage for landlords who lease out their property as legal grow-ops, dispensaries or other cannabis related operations. Luckily we have several markets who provide specialized coverage specific to landlords. Protection for your building as well as coverage for sewer backup, or overland water are available. Commercial general liability is also available.

If you own a home and are looking for coverage head to our blog: What Does The Legalization of Recreational Cannabis Mean For You?

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Cannabis in a greenhouse

What Our Customers Are Saying

Rodger Dixie

Our family has been with McDougal insurance for 40 years plus in Arnprior. Jennifer Murray and Scott Ferrier have provided sound advice and have always done their best when we needed them.

Sherry Scheetz

I have been insured with McDougall Insurance through the Courtice office since 2001 when the courtice office first opened. My broker Darlene Hughes has been more then professional, and knowledgeable over the years. Im not a fan of insurance, but I must say dealing with Darlene makes the experience much less painful. Sherry

Jennifer Clapp

I haven’t had to make a claim myself but a few others I know that use McDougall’s say the process was friendly and courteous.

Tyler French

Linda, and the rest of the team at McDougall, have been an incredible source of knowledge and expertise to help with my insurance needs while living locally, and away from home. From auto insurance on my first vehicle, to tenant insurance where I currently live in Toronto. I can easily ask for quotes and receive quick and honest responses. McDougall makes insurance a breeze.

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