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Commercial Business Insurance

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Commercial / Business Insurance Ontario – Free Quotes Online

We handle all types of commercial insurance, also known as business insurance, designed to protect your business assets such as your property and auto fleets. But we also insure your peace of mind by covering areas such as business interruption and liability. Below is a list of just some of the Ontario business insurance coverage we can offer, with definitions for some of the more complicated items.

Commercial Property Insurance
Liability Insurance
  • General Liability
  • Umbrella Liability
  • Tenant’s Legal Liability
  • Professional Liability
  • Environmental
  • Directors & Officers
  • Errors & Omissions
  • Event and Sports Liability
Commercial Auto Insurance
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Commercial Property & Construction Insurance

In order to operate in today’s workplace, contractors are required to provide proof of liability insurance. They also have assets such as contractor’s equipment, tools, and building materials – anything on their premises or at a job site. Coverage for these assets needs to follow them wherever they go next. Contractors also need to provide proof of insurance on a regular basis. They need to provide bid bonds and performance bonds for certain contracts.

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Business Interruption Insurance

Business interruption insurance provides for loss of income while your business is closed due to a covered loss. Coverage is available in various forms from loss of earnings to loss of profits, extra expense to continue in business, and loss of rental income.


Equipment Breakdown Insurance

Provides coverage in the event of explosion, electrical injury, or mechanical breakdown, which are excluded under a commercial property policy. Equipment in potential danger could include boilers, electrical panels, air conditioning systems, telephone systems, compressors, and transformers. A business interruption loss could also result from damage of such equipment.

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Worker Repairs Cold Forging Machine

Commercial General Liability

This insurance provides coverage for bodily injury or property damage to third parties due to liability arising out of your operations. In today’s legal market, there is a trend toward larger settlements, especially with any exposure to the United States. This necessary coverage will protect you against legal liability and allow you to operate smoothly and effectively.

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Professional Liability and Error & Omissions Insurance

Courts today hold certain classes of individuals/firms as professional, which extends their potential legal liability. Professional liability is normally excluded under Commercial General Liability. A Professional Liability and Errors & Omissions policy provides coverage for negligent acts performed in your capacity as a professional.

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Directors & Officers Liability Insurance

Being personally responsible for exercising good governance in company affairs creates significant risk to your personal assets. This provides coverage for the legal liability of directors and officers in both corporate and non-profit organizations.

Business Insurance Products

Areas We Serve

  • Arnprior
  • Bancroft
  • Barrie
  • Barry’s Bay
  • Belleville
  • Brighton
  • Brockville
  • Carleton Place
  • Cobourg
  • Cornwall
  • Courtice
  • Crysler
  • Eganville
  • Embrun
  • Gananoque
  • Kemptville
  • Kingston
  • Madoc
  • Midland
  • Morrisburg
  • Napanee
  • North Bay
  • Orillia
  • Oshawa
  • Ottawa
  • Parry Sound
  • Pembroke
  • Penetanguishene
  • Perth
  • Petawawa
  • Peterborough
  • Picton
  • Prescott
  • Prince Edward County
  • Sudbury
  • Trenton
  • Wellington
  • Winchester

What Our Customers Are Saying

Shawna Huck

McDougall/ Bickerton Brokers never disappoints! Fast, efficient and friendly staff. I have been with Bickertons for over 10 years and wouldn’t dream of leaving to go else where. The staff puts the clients needs first and gets the job done right the first time. They are always a call away to help and make submitting a claim not stressful. Way to go staff at Bickertons! Thank you for all your hard work these last 10 years.

Todd Carrol

It’s not like calling an insurance company, almost like calling someone you’ve known for along time. My wife and I have always been taking care of the way we expect too be there. I wouldn’t hesitate in recommending McDougall to anyone

Darby Flindall

Kristen Fletcher in the Brighton office has been super helpful and knowledgeable with all of my business insurance needs and questions over the past years since we switched to McDougall. She works hard to keep me at the best possible rate, and she is easily reached. I appreciate the help and that it is local, as it saves me time. The other staff in Brighton are also very nice and helpful as well!

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