What Does Frugal Mean in Oshawa? Get a Quote and Find Out!

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In 2001, McDougall Insurance purchased FR Appleton Insurance.  McDougall Insurance & Financial is a trusted name in Ontario and has been serving the communities we are a part of such as Oshawa for over 70 years.  McDougall Insurance is proud to provide the people of Oshawa and businesses alike with the quality insurance they can depend on. Our Oshawa brokerage offers insurance solutions for your car, home, recreational, business and life insurance needs. Having McDougall Insurance on your side means you’ll receive the highest level of personalized service and care, from an Oshawa insurance broker that you can trust.

Oshawa Car Insurance

Finding affordable car insurance in Oshawa is important. Our brokers offer car insurance solutions for everyone from; experienced drivers with a perfect sheet, to young drivers purchasing insurance for the first time, and even the drivers who have ran into a little bad luck. Our Car Insurance Brokers will work with our insurance companies to find you a great rate with the protection you need. But at McDougall we go well beyond price, we also help you understand how car insurance in Oshawa works. And we understand that insurance coverage differs from person to person and that is why we take the time to ask you the right questions and build an insurance policy that makes sense for you.

 

Oshawa Home Insurance

Your home is important to you. Whether you find yourself living along the beautiful Shore of Lake Ontario, the booming North Oshawa area, along the country side, or renting a downtown apartment we have a home insurance solution for you. After-all your home is your biggest investment and requires the proper protection. At McDougall Insurance in Oshawa our brokers know the area, and are able to work with more insurance companies than anyone else in Ontario to find you coverage that makes sense for you. When looking for home insurance in Oshawa speak to one of our experts. Plus if you’re a student away at school ask about our renter insurance discounts!

 

Oshawa Business Insurance

As a broker, we are always on the side of our clients and work for them to find the optimal Oshawa commercial insurance coverage for their specific needs. We have the ability to write anything from a small fleet of cars, to large trucking companies, hotel chains, municipalities and everything in between. Our insurance experts take the time to find out what is important to you and work alongside our insurance partners to create an Oshawa business insurance coverage plan that makes sense to you.

Contact us today to speak with one of our experienced insurance brokers to learn more about the Oshawa insurance policies available to you. You can also fill out the online form on this page to request a free Oshawa insurance quote.

What Our Customers Are Saying

Jason Watt
This will be my second year having trailer insurance through McDougall and having Mike Cuhna as my sales representative. I am very pleased with Mike's professionalism and his personal drive to make sure I pay the best rate possible.
C Brown
Excellent brokerage to deal with! Friendly people and lots of options!
peggy walsh
Mike Cunha has been my "insurance guy" for the past couple of years and has been an absolute pleasure to deal with. Mike has quoted me on auto insurance, our home, and on our trailer insurance. In all cases, Mike’s quotes beat every other received. I would strongly recommend giving Mike Cunha at McDougall a call to see the packages and pricing he can offer - I am confident you will find that his combination of pricing and service cannot be beat.
Jillian De Souza
Since switching to McDougall we've been dealing with our new broker Scott De Kuyper who not only is well informed but also makes us feel comfortable and helps us to better understand what we are buying. We recommend Scott to all our friends and family!
peggy walsh
Mike Cunha has been my "insurance guy" for the past couple of years and has been an absolute pleasure to deal with. Mike has quoted me on auto insurance, our home, and on our trailer insurance. In all cases, Mike’s quotes beat every other received. I would strongly recommend giving Mike Cunha at McDougall a call to see the packages and pricing he can offer - I am confident you will find that his combination of pricing and service cannot be beat.
Ashleigh Jones
Ashleigh Jones
I have been a client of McDougall Insurance for just over a year now. At the beginning of the summer I was in an accident that wrote my car off. I called my broker Mike Cunha right away and he was just leaving for the day but told me to call back as soon as things were settled. When I called back Mike had left all my info with his colleagues and they were waiting for me! They helped me talk to the right people and get everything done quickly and efficiently! I have never had such great service!! 🙂 A big thank you to everyone at McDougall and especially Mike for all the help! I would definitely recommend McDougall to all my friends and family!
Theresa Leilich
I had a very seemless transition from my old insurance company to McDougall thanks to Mike Cunha
Samantha Lewis
I have been with McDougall for a few years now. Whenever I have a question or concern, I call Mike Cunha (my broker) and he is always available via email or phone. He is very responsive and completely answers all of my questions with ease. Great followup and rates. I definitely would and have referred my friends, family and co workers to Mike / McDougall. Thanks Mike!
Anna Shnet
We have been dealing with McDougall insurance for years now, and have always had great experiences. We have arranged for auto and business liability insurance through them. Whenever we have any questions or requests, the team is ready to help within moments. Very easy to deal with, and highly recommended for anyone needing insurance.
Amy Metherall
I have been with McDougall Insurance for a few years now, My broker is Mike Cunha and I'm pleased to say he has provided me with great service from day one. Whenever I have questions or concerns he is there to help within moments. He found me a great policy and has saved me a ton of money. I highly recommend this brokerage to all!
Shane Macaulay
Great quick service, friendly and got exactly what I needed! Dealt with Barry. Glad to have made the switch!
Anna Shnet
We have been dealing with McDougall insurance for years now, and have always had great experiences. We have arranged for auto and business liability insurance through them. Whenever we have any questions or requests, the team is ready to help within moments. Very easy to deal with, and highly recommended for anyone needing insurance.
Pattie Maccarone
I met Mike almost 2 years ago and he has gone over and above everytime. It doesn't matter what my question is he finds out the answer right away. He continues to exceed my expectations and I could ask for a better insurance rep. Thank you so much Mike for everything you do!!
Don & Leanne QF
Mike Cunha was wonderful to deal with on quoting my auto and home insurance. I would highly recommend this company and Mike for all your insurance needs.
Danny Tavares
I own a busy contracting company looking after industrial manufacturers. McDougall has provided great insurance services for all aspects of my business, including quick turnaround times in providing proof of insurance letters for last minute contracts. A+
Jillian De Souza
Since switching to McDougall we've been dealing with our new broker Scott De Kuyper who not only is well informed but also makes us feel comfortable and helps us to better understand what we are buying. We recommend Scott to all our friends and family!
Lacey Gibbs
My husband and I deal with mike Cunha for our home and auto insurance and he is amazing! Always prompt to any changes we need and there is no comparison in price or service.
Adrienne Ireland
I highly recommend McDougall Insurance to all my friends and family. Kim is our insurance representative and she is always easy to get ahold of, very helpful and quick in doing any changes to our account we need. I have never had any issues, over charges or complaints with McDougall Insurance! Their rates are great and service is exceptional! Thank you!!
Melanie Chatman
I've only been with mcdougall insurance for 6 months. Mike cunha has been amazing. Aways there to answer any questions I may have. I have a classic car and my rates for car and house are cheaper than my old rate for just my car at my previous insurance company. Thanks Mike!
Freska Jo
I can not say enough about this brokerage. The staff are professional, courteous and go above and beyond any other institution I have dealt with. When it comes to my home, auto and rental property coverage I know that McDougall has me covered and will save me money in the process. Highly recommend this brokerage.
Tara Cunha
The experience at McDougall has been amazing. Mike was able to get me the CHEAPEST rate out of the 6 insurance companies I called and got quotes from.He made signed up for insurance easy (as it was my first experience doing so) and is always available via text or calling to answer any questions I have!Thank you for giving me piece of mind that my auto, and home are well insured at the best price possible so I can enjoy my not having to worry about any insurance issues that may arise!THANK YOU MIKE!
Jason Watt
This will be my second year having trailer insurance through McDougall and having Mike Cuhna as my sales representative. I am very pleased with Mike's professionalism and his personal drive to make sure I pay the best rate possible.
Stefanie Deschamps
I have used McDougall insurance for the past few years for all of my insurance needs and have found them to be a fantastic company. I have never been disappointed! In the past year I have dealt with Mike Cunha as my broker and have received exceptional service. Always extremely helpful and quick to return phone calls and emails. I highly recommend Mike and McDougall Insurance and have referred them to a number of my friends and family members.
Amy Metherall
I have been with McDougall Insurance for a few years now, My broker is Mike Cunha and I'm pleased to say he has provided me with great service from day one. Whenever I have questions or concerns he is there to help within moments. He found me a great policy and has saved me a ton of money. I highly recommend this brokerage to all!
Adrienne Ireland
I highly recommend McDougall Insurance to all my friends and family. Kim is our insurance representative and she is always easy to get ahold of, very helpful and quick in doing any changes to our account we need. I have never had any issues, over charges or complaints with McDougall Insurance! Their rates are great and service is exceptional! Thank you!!
Tara Cunha
The experience at McDougall has been amazing. Mike was able to get me the CHEAPEST rate out of the 6 insurance companies I called and got quotes from. THANK YOU MIKE!He made signed up for insurance easy (as it was my first experience doing so) and is always available via text or calling to answer any questions I have!Thank you for giving me piece of mind that my auto, and home are well insured at the best price possible so I can enjoy my not having to worry about any insurance issues that may arise!
John turnone
We have been dealing with Mike Cunha for a long time. He is a pleasure to deal with. He's always prompt to responding to our calls and emails. Insurance use to be so stressful. Mike saves us money and makes everything stress free! Thank you Mike!
Kerry Daponte
I highly recommend McDougall Insurance to all of my friends and family. I have only been with them for a short time but thanks to Mike it's like having my own personal insurance broker 24/7!
Danny Tavares
I own a busy contracting company looking after industrial manufacturers. McDougall has provided great insurance services for all aspects of my business, including quick turnaround times in providing proof of insurance letters for last minute contracts. A+
Nicole Leilich
I'm a first time insured and Mike explained everything to me with ease and found me a great rate I highly recommend McDougall insurance !
Joe Leilich
Samantha Lewis
I have been with McDougall for a few years now. Whenever I have a question or concern, I call Mike Cunha (my broker) and he is always available via email or phone. He is very responsive and completely answers all of my questions with ease. Great followup and rates. I definitely would and have referred my friends, family and co workers to Mike / McDougall. Thanks Mike!
Freska Jo
I can not say enough about this brokerage. The staff are professional, courteous and go above and beyond any other institution I have dealt with. When it comes to my home, auto and rental property coverage I know that McDougall has me covered and will save me money in the process. Highly recommend this brokerage.
Stephanie Grant
I have had my insurance broker Mike Cunha for about 5 years. I recommend Mike to everyone daily. i have switched my boyfriend, sister, friend and brother over. He has really helped me through a mess!! I was a high risk driver after some accidents and tickets and he has helped me get the best possible rates. The thing i like most about Mike is he keeps ontop and up to date with his clients, very important. Thank you so much for all your patients over the years Mike, keep up the amazing work.
Brandi Brown
Our Business Mills Trucking Inc has had nothing but positive experience with Christian Hutchison and Wendy Brewster for all of our insurance needs. From Auto, liability, commercial and everything in between McDougall is our go-to Insurance Company. I would highly recommend the team at the Oshawa Branch for any of your individual or business needs.
Kasaundra MacLean
My experience with McDougall Insurance & Financial has been nothing but A+ service! The first time I called McDougall I was searching for auto insurance rates as my current policy elsewhere was soon ending & Mike Cunha was helping me with options for my renewal. Six months later when my policy was up Mike called me to let me know he had found me a great policy, not only did he go out of his way to remember me six months later but he also found me the best rate going! I was more then impressed & signed right away, since then have also referred all my family & friends. My broker Mike Cunha is awesome followed by all the staff at McDougall Insurance, if my broker is away and I have any questions the staff at McDougall helps me with no hesitations and always promptly, keep up the good work.Looking forward to many more years of business, Kasaundra MacLean

Recreational Insurance

Your toys need protection too! Boats, motorcycles, ATV, snowmobiles, RVs, you name it we've got it covered. Plus bundle your toys with your home or auto policy and truly experience what it means to be Frugal!

Pet Insurance: The Purrrfect Coverage

Forget diamonds, there’s no denying a dog is a girl’s best friend! They never complain, don’t talk back, and will never hog the covers. But what if Lucky or Boots gets sick? Would you put your best friend down if they were sick? I’d hope not! For all pet owners out...
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