Nearest broker: Searching for a broker nearby…
Nearest broker: Sunderland Phone: (705) 357-3916 Sudbury Phone: (705) 523-2030 Penetanguishene Phone: (705) 549-7437 Ottawa Phone: (613) 733-3312 Parry Sound Phone: (705) 746-2441 Orillia Phone: (705) 325-4234 Kemptville Phone: (613) 258-5991 Eganville Phone: (800) 884-1045 Petawawa Phone: (613) 687-4805 Belleville Phone: (800) 361-0941 Winchester Phone: (800) 487-3706 Wellington Phone: (613) 399-3620 Trenton Phone: (877) 455-0299 Prescott Phone: (877) 504-3569 Picton Phone: (888) 475-2776 Peterborough Phone: (800) 958 2270 Perth Phone: (877) 248-1222 Pembroke Phone: (877) 399-3299 Oshawa Phone: (800) 887-7309 North Bay Phone: (705) 475-0001 Napanee Phone: (613) 354-2152 Morrisburg Phone: (800) 806-0746 Midland Phone: (888) 737-6465 Madoc Phone: (613) 473-5266 Kingston Phone: (800) 590-5422 Gananoque Phone: (800) 932-2131 Embrun Phone: (866) 853-4740 Crysler Phone: (888) 292-7098 Courtice Phone: (888) 761-0443 Cornwall Phone: (844) 463-3616 Cobourg Phone: (800) 895-5902 Carleton Place Phone: (888) 237-9517 Brockville Phone: (888) 345-8663 Brighton Phone: (613) 475-1430 Barry’s Bay Phone: (866) 845-2123 Barrie Phone: (705) 726-3350 Bancroft Phone: (800) 994-0036 Arnprior Phone: (800) 668-7337
Get a Quote
Open Menu

Motorcycle Insurance

Get a Quote

Ontario Motorcycle Insurance – Free Online Quote

Everyone has a favourite day of the year. For some it may be Christmas, for others their birthday, but for motorcycle enthusiasts it is the first day they are able to dust off their bike. Living in Ontario makes it difficult to ride your motorcycle year round, which may just make the summer months of riding even more enjoyable. At McDougall Insurance and Financial, we want to get you out on the open road with the proper motorcycle insurance coverage.

Student wearing helmet taking motorcycle lessons and practicing ride. In background traffic cones and instructor with checklist rating and evaluating the ride. Motorcycle school of driving.

Our Ontario Motorcycle Insurance Experience

McDougall Insurance has inhouse bike enthusiast’s who are knowledgeable when it comes to finding you the proper motorcycle insurance. Our 70 years of experience translates into finding you the best motorcycle insurance coverage for your situation. Our expert Ontario motorcycle insurance brokers pride themselves on knowing the market and being able to relate to their clients to develop a motorcycle insurance plan tailored to their needs and riding abilities. For biker’s who ride down south in the winter months we even have protection plans available for you. Talk to one of our motorcycle insurance experts.

Get a Quote

Our Motorcycle Insurance Coverage in Ontario

We are fortunate at McDougall because of our size and all the different markets we can leverage to find our customers the best coverage. McDougall Insurance has relationships with the most competitive motorcycle markets in Ontario. Meaning, if you are looking for a motorcycle insurance quote in Ontario you have come to the right place. Our motorcycle insurance rates are competitive for riders of all ages, genders, and abilities. Did you know that bundling your motorcycle insurance with your car insurance can lead to huge discounts? Several of our companies offer discounts of up to 40% on your motorcycle insurance if you bundle with your auto insurance.

Our Motorcycle Insurance Promise

At McDougall we know your motorcycle is more than just a ride it is a way of life, and we are here to help protect you. With so many scenic roadways here in Ontario it is no wonder we administer so many free motorcycle insurance quotes year after year.

At McDougall we appreciate that there is a special bond between riders and their motorcycles and it’s our promise to make sure you ride away with the best protection. Contact us today to learn more about our motorcycle insurance policies.

Get a Quote
Motorcycle rider speeding down on an empty country road from over rider

Motorcycle Insurance FAQ’s

* Yes, in order to be road legal you must first have a valid motorcycle license for the province of Ontario, as well as an insurance policy for your motorcycle. The only instance where insurance is not required, but can still be added, is for bikes that are only driven on private property.

* Yes, you do have the ability to cancel your policy midterm. However, with most companies there is a cancellation fee and it often is more than the money you would save. This is because most companies who insure motorcycles in Ontario realize that the bike is typically only on the road in the summer so they allocate the premium to those months.

* With many companies bundling your home and auto will save you money on your insurance. The same is true if you bundle your motorcycle insurance with your home, auto, or both. However, some companies have eligibility requirements that you must meet or they may not even consider writing your motorcycle.

The value of your motorcycle does play a role in determining the premium for your motorcycle insurance policy. However, the majority of the insurance premium and the reason it may be more than the value of your bike comes from the accident benefits portion of your policy. This is the portion of the policy that covers you if you are injured in an accident. With motorcycle your likelihood and the potential damage are historically a lot worse than a car insurance accident when it comes to injuries.

Almost every company that insures motorcycles will provide a discount for individuals who complete the rider training program. Some companies also offer huge discounts for riders that complete the advanced rider training. It is definitely worth it to complete the rider training and save on your motorcycle insurance.

Areas We Serve

  • Arnprior
  • Bancroft
  • Barrie
  • Barry’s Bay
  • Belleville
  • Brighton
  • Brockville
  • Carleton Place
  • Cobourg
  • Cornwall
  • Courtice
  • Crysler
  • Eganville
  • Embrun
  • Gananoque
  • Kemptville
  • Kingston
  • Madoc
  • Midland
  • Morrisburg
  • Napanee
  • North Bay
  • Orillia
  • Oshawa
  • Ottawa
  • Parry Sound
  • Pembroke
  • Penetanguishene
  • Perth
  • Petawawa
  • Peterborough
  • Picton
  • Prescott
  • Prince Edward County
  • Sudbury
  • Trenton
  • Wellington
  • Winchester

What Our Customers Are Saying

Patrick Chapelle

Mcdougall was not only the friendliest insurance company but also got me the best rate out of the 5 I called.

Quote
Freska Jo

I can not say enough about this brokerage. The staff are professional, courteous and go above and beyond any other institution I have dealt with. When it comes to my home, auto and rental property coverage I know that McDougall has me covered and will save me money in the process. Highly recommend this brokerage.

Quote
Rhonda Murray

We have been a customer of McDougall Insurance for 15 years and can’t say enough good things about them. We have had the pleasure of working with Gary for the entire time and honestly can’t imagine having the trust I have with anyone else. Gary takes our calls, emails and texts any time we need his help. He has worked evenings and weekends in such an efficient manner that we’ve barely had the time to ask and it’s already been taken care of. He not only keeps us up to date on anything new with our policy he also recommends ways we can save money and improve our coverage. We highly recommend McDougall Insurance to anyone who wants knowledge, friendly customer service and 100% dedication.

Quote
Daniel Wan

I have recently purchased insurance from Blake Trickey at McDougall Insurance. He provided a timely response to my requests. I could clearly see he appreciated my business and was willing to work hard for me. He has always been available when I call. I immediately felt this person and the agency were a business which focuses on honesty and integrity, and go above and beyond to meet and exceeded my expectations. I truly felt that he was on my side and cared about me not just my business. I would highly recommend Blake to my friends and family.

Quote
Request a Free Quote

It’s simple and won’t take long.

Get a Quote(800) 361-0941

Person standing, looking down at laptop