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Renters Insurance

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Home Insurance Renters Insurance

Tenant Insurance & Renters Insurance in Ontario – Free Quote Online

It’s estimated that almost one third of Ontarians rent their home, yet many do not carry Tenant or Renters insurance. You work hard to buy your belongings and at McDougall Insurance we firmly believe you should protect them. Let us help you protect your possessions so you can enjoy your rented home.

2 people speak to agent about renting an apartment.

Our Ontario Renters Insurance Experience

With experience since 1964, at McDougall Insurance we know you should have tenants insurance in Ontario and we’ve helped thousands protect themselves and their property from danger. We have the industry knowledge and expertise to guide you through the renters insurance coverage ensuring everything you care about is protected. Our experienced and friendly renters insurance brokers and staff are always available, whether it’s a claim situation or just questions about your policy, it’s our commitment to be there for you.

Let our experience and time spent in the field speak for itself. McDougall Insurance Services is the go-to for many renters and tenants in the province of Ontario when it comes to quality insurance. We go beyond simply providing you insurance products and help you every step of the way so that you are never alone. Contact one of our team members for more assistance or get one of our free tenant insurance quotes. Ontario renters trust in us for good reason.

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Our Online Tenants Policy Get Setup in Minutes!

As a longstanding Ontario brokerage, McDougall Insurance strives to provide the best possible service to our clients, which is why we have created an online tenants policy. Your time, money and protection are important. Our new online process is affordable, quick and easy. Not to mention you are in complete control! Need help figuring out what coverage you might need? Contact one of our McDougall Insurance brokers, our team will be happy to assist and answer any questions you may have!

Don’t make the mistake of thinking you don’t need renters insurance in Ontario. Get a renters insurance policy online in minutes to help protect you and your property from damage. Enter your information, a few simple questions about your address and building and then customize the coverage you want. That’s it! Enter your payment information and a policy will be emailed to you instantly.

What to Know about Renters Insurance in Ontario

While unlike owning a home, if you rent a home your landlord’s policy will protect the physical aspects of the building if damage occurs. However, the landlord’s insurance policy will not protect you from anything further which is why renters insurance is needed. Renters Insurance will cover your personal belongings in the building, liability lawsuits and additional living expenses in the case your home is uninhabitable. For very little cost a renters insurance policy can save you major headaches and is always recommended by us at McDougall Insurance.

It doesn’t matter whether you are renting a home in the suburbs, a fancy condo deep downtown, or even just a small flat near work – you probably need renters insurance. Ontario renters may automatically assume that their landlord’s insurance will protect them if something goes awry, but that isn’t always the case. Take, for instance, a scenario where you were cooking alone in your apartment late one night, and a fire broke out that ended up damaging not only your unit but the one beside you as well. You might be held liable for any damages caused.

Furthermore, if you were to have guests over and someone was to be injured on your property, you would be deemed the one financially responsible. What if internal issues in your building caused damages to your contents – including high-value contents, like your personal electronics? What then?

These costs can add up tremendously. It doesn’t matter whether the damage you cause or the injuries you are held responsible for are intentional or not – you will have to foot these kinds of bills on your own. When you have renters insurance in Ontario you may receive some of the following benefits:

  • Assistance in covering both you and your family in the event that a third-party should take legal action against you. You may receive help for any costs relating to legal defenses, compensation fees, etc.
  • Assistance in repairing or replacing your personal belongings following an event where your things were damaged or completely destroyed. You may be covered if the event was listed in your policy, including such things as fire, water damage or theft.
  • Assistance if you were forced to temporarily evacuate from your apartment, home or condo due to a covered loss or event. This help might be in the form of help covering additional living expenses, food and bills.

Every policy for renters insurance in Ontario is different, so be mindful of what you are covered for or consult with one of McDougall’s tenant insurance brokers in Ontario for more assistance. They can sit down with you to go over your policy’s fine print and lay out for you what is covered. They can also provide advice as to what coverage you may want to include and what may not be necessary for your particular circumstances.

Areas We Serve

  • Arnprior
  • Bancroft
  • Barrie
  • Barry’s Bay
  • Belleville
  • Brighton
  • Brockville
  • Carleton Place
  • Cobourg
  • Cornwall
  • Courtice
  • Crysler
  • Eganville
  • Embrun
  • Gananoque
  • Kemptville
  • Kingston
  • Madoc
  • Midland
  • Morrisburg
  • Napanee
  • North Bay
  • Orillia
  • Oshawa
  • Ottawa
  • Parry Sound
  • Pembroke
  • Penetanguishene
  • Perth
  • Petawawa
  • Peterborough
  • Picton
  • Prescott
  • Prince Edward County
  • Sudbury
  • Trenton
  • Wellington
  • Winchester

What Our Customers Are Saying

Eric Irvine

Been dealing with McDougall/Brister Group Winchester for at least the past 5 years and the service has been excellent. Our broker William Barclay is very helpful and helped us save money with the best possible insurance quotes and goes above and beyond with his customer service!

Quote
Eric Irvine

Been dealing with McDougall/Brister Group Winchester for at least the past 5 years and the service has been excellent. Our broker William Barclay is very helpful and helped us save money with the best possible insurance quotes and goes above and beyond with his customer service!

Quote
Eric Irvine

Been dealing with McDougall/Brister Group Winchester for at least the past 5 years and the service has been excellent. Our broker William Barclay is very helpful and helped us save money with the best possible insurance quotes and goes above and beyond with his customer service!

Quote
Eric Irvine

Been dealing with McDougall/Brister Group Winchester for at least the past 5 years and the service has been excellent. Our broker William Barclay is very helpful and helped us save money with the best possible insurance quotes and goes above and beyond with his customer service!

Quote
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