Your County Insurance Broker!

Request A Free Quote

It’s simple and won’t take long

Get a Free Prince Edward County Insurance Quote Today!


Ahh, Prince Edward County, the home of so many hidden gems and things to do.

With attractions including (but not limited to) music festivals, water activities, fine dining and epic vacationing locations, there’s no end to the list of entertainment. Living and growing up in Prince Edward County, you know the tight-knit feel. Rarely do you travel somewhere without running into someone you know. The county is special thanks to its many significant archeological sites, including the LeVescounte Mounds of the Point Peninsula Complex people. It has a relatively mild climate as a result of being so close to Lake Ontario. One of the beauties of this single-tier municipality is its comfortability. And what is comfortability without knowing that the things you love are protected and reliably insured with McDougall Insurance?

The origins of McDougall Insurance began in the small city of Belleville, Ontario. Over our 70 years of operation, we have gained valuable experience in the industry. McDougall Insurance has been providing families and businesses alike with quality insurance they can depend on. You don’t stay in business for that long without building a loyal customer base. McDougall Insurance & Financial is dedicated to offering our customers the highest level of personalized service and care, and we have earned a solid reputation as a Belleville insurance broker that you can trust. For our friends from Prince Edward County, insurance is as easy as ever!

Protecting Your Vehicle with Prince Edward County Insurance

Our island is home to some unique driving scenarios. We maneuver through peaceful back roads connecting farms and highways, to the hustle and bustle of main street Picton. Whose turn is it to go at Town Hill? Round and round the roundabout. No stop lights as far as the eye can see! There is no doubt Prince Edward County offers a unique driving scenario, which is why carrying reliable car insurance coverage is important. The County is a tight knit community but accidents do happen and when they do it is important to have the proper coverage in place. Even in a tight knit community where so many of us share the same values, our car insurance differs from person to person. Our representatives are from the area, we are connected with the community and the clients we represent. We take the time to find out your situation and ask you the questions to build a car insurance policy that works for you!

Prince Edward County Insurance for Your Business

Prince Edward County offers some illustrious businesses. Our food and dining industry will leave your mouth watering, with local products grown in abundance. Agriculture and farming in the County continues to prove that local, natural food is the way to go. Breathtaking wineries are woven throughout the county and offer some of the finest settings and wine in Ontario. Enchanting boutiques and shops home to interesting items are a plenty. It is no secret that these small businesses are the backbone to the County and its success. Protecting your investments is our job. We have Prince Edward County insurance experts who will sit down with you to create an insurance plan that will cover will you and your business. After all we want you to focus on what you do best.

Coverage for Your Home with Prince Edward County Insurance

Peace of mind is Prince Edward County’s middle name; the landscape offers it so naturally. It is difficult to imagine a county where everyone locks their door before leaving and neighbours are reluctant to share tools or equipment to a fellow county-man. Despite this, it doesn’t stop unfortunate situations from happening. Our Prince Edward County insurance policies ensure that you maintain that natural peace of mind which you have grown accustomed to. Leave the worrying to us. No matter if you live along one of the beautiful waterways surrounding our island, one of the many farms strung eloquently across the County, or meshed into the town center, our experts will find a Prince Edward County insurance policy for your home’s needs.

How does Prince Edward County Insurance protect my home?

Your insurance coverage will differ depending on the policy you are protected by, so be sure to discuss with your Prince Edward County insurance broker if you aren’t sure what perils you are insured for. Here are a few of the items you might possibly be covered for with your home insurance:

  • Liability coverage
  • Detached structures
  • Dwelling repairs and replacements
  • Personal property
  • Damages by insured perils, including:
    • Lightning
    • Explosion
    • Falling objects
    • Electricity
    • Vandalism or theft
    • Fire
    • Water (some exceptions)
    • Smoke
    • Hail or windstorm
    • Ice or sleet

For when you need to understand your insurance policy, a Prince Edward county insurance broker is your best bet. Direct any questions you have to them.

Prince Edward County Recreational Insurance

Prince Edward County goes well beyond the realm of standard car or home insurance policies. With such a great landscape and so much to offer it is not hard to imagine that recreational insurance needs are abundant.

ATV/ Snowmobile Insurance

Trails for ATV’s or snowmobiles wind their way through the County and can make for some seriously fun times. However, accidents can and do happen and finding the proper ATV insurance policy or snowmobile insurance policy is crucial. It is also required by law to carry at the very least liability insurance on your ATV or snowmobiles.

Boat Insurance

Surrounded by water, Prince Edward County has some great water ways and as a result boat insurance is important to keep you afloat. Did you know your boat may already be covered under your home insurance policy? Talk to one of our experts and make sure you are covered.

Motorcycle Insurance

Motorcycle insurance is also available in Prince Edward County. We have access to more markets than any other broker in Ontario making it possible for us to insurance bikes of all different sizes and speed and drivers of any experience level.

RV/ Travel Trailer Insurance

Sandwiched between Toronto and Ottawa, the County is typically a hot destination for tourists to venture to in their RV or travel trailer. However, we to like to pack up the family and explore different parts of Ontario and without the proper recreational vehicle insurance your vacation can be off to a bad start. An RV insurance policy is completely different than a travel trailer insurance policy.

Cottage Insurance

If you are lucky enough to own a cottage in Prince Edward County, you know how fortunate you are. In the summer it is unlikely that a week goes by where it isn’t busy. Insuring a cottage is a little different than insuring a home because of its seasonal use. Let one of our Prince Edward County insurance experts find the proper cottage coverage for you. Rent your cottage using a weekly rental service such as AirBnB. We also have weekly rental coverage. Talk to one of our brokers today!

Let our experts make sure you are covered properly with Prince Edward County insurance, so you can get back to enjoying what the area has to offer.

What Our Customers Are Saying

Rebecca John
McDougall Insurance has been the insurance brokerage I’ve dealt with since I started buying insurance policies in 2007. I have been extremely happy with the service provided by McDougall and their staff.


Life Insurance

Protect what is most important to you! We have affordable life insurance and financial services options. Talk to one of our life insurance brokers today!

McDougall Family Fund 2021!

Congratulations to this years winners! Our McDougall Family Fund is back! Go to our Facebook Page for full details. What is the McDougall Family Fund Contest? This is our 8th year of our McDougall Family Fund Contest! That means we will be...

COVID-19 Update

Our offices are open to the public.

We are doing our utmost to protect our customers and our staff and following the Province wide lockdown protocols.

Business can still be conducted online, through email or over the phone. For a list of staff emails go to: Staff Profiles