Insurance for beauty professionals is important. As a beautician or aesthetician the proper insurance policies can keep you and your clients feeling good. Your clients come to you for professional advice and treatments. If they are not satisfied with their results or something goes wrong they can try and sue you and your company. This is where it is important to carry a professional liability policy in addition to your commercial general liability policy.
Massage Therapist Insurance
Ahhh who doesn’t love and appreciate a good massage? The answer should be no one, but accidents do happen and they can make what should be a relaxing experience turn into a stressful situation really quickly. That is why making sure you have the best massage insurance is important for your business. You may deal with patients who are experiencing pain in a certain area of their body and if your massage does not alleviate that pain or makes it worse, your client may try and sue you. Make sure you are covered properly for your massage therapist insurance policy.
Hair Salon Insurance
Don’t cut corners when it comes to your hair salon insurance. See what we did there. We have hair salon packages for everything from independent stylists, to barbers that run their salon out of their home, to business owners who own or rent a barbershop or salon space. Our packages included commercial general liability protection, equipment and contents, and even business interruption insurance, which provides reimbursement for lost income. The policy also provides professional liability insurance, which is coverage for misconduct or the failure to adequately deliver your service. As a hair stylist, if a client takes your advice and doesn’t receive the expected results they could sue you. Professional liability is designed to cover the costs of these lawsuits. No matter what your situation we have a hair styling insurance package perfect for you!
Medi-Spa/Day Spa Insurance
Medical spa insurance can be very different than other beauty related insurance as you are performing services that are considered medical. Without the proper insurance coverage you can be held responsible to cover any legal actions taken against you. Whether you own your own spa or are a physician working for one you need coverage. Combining commercial general liability insurance coverage with an errors and omission policy is crucial. If someone slips and falls in your spa and becomes seriously injured you need a CGL policy to cover you. You could recommend a treatment and if the client is unsatisfied or it makes them feel worse they could try and sue you based on your recommendation, this is where an E&O policy comes in.