Nearest broker: Searching for a broker nearby…
Nearest broker: Sudbury Phone: (705) 523-2030 Penetanguishene Phone: (705) 549-7437 Ottawa Phone: (613) 733-3312 Parry Sound Phone: (705) 746-2441 Orillia Phone: (705) 325-4234 Kemptville Phone: (613) 258-5991 Eganville Phone: (800) 884-1045 Petawawa Phone: (613) 687-4805 Belleville Phone: (800) 361-0941 Winchester Phone: (800) 487-3706 Wellington Phone: (613) 399-3620 Trenton Phone: (877) 455-0299 Prescott Phone: (877) 504-3569 Picton Phone: (888) 475-2776 Peterborough Phone: (800) 958 2270 Perth Phone: (877) 248-1222 Pembroke Phone: (877) 399-3299 Oshawa Phone: (800) 887-7309 North Bay Phone: (705) 475-0001 Napanee Phone: (613) 354-2152 Morrisburg Phone: (800) 806-0746 Midland Phone: (888) 737-6465 Madoc Phone: (613) 473-5266 Kingston Phone: (800) 590-5422 Gananoque Phone: (800) 932-2131 Embrun Phone: (866) 853-4740 Crysler Phone: (888) 292-7098 Courtice Phone: (888) 761-0443 Cornwall Phone: (844) 463-3616 Cobourg Phone: (800) 895-5902 Carleton Place Phone: (888) 237-9517 Brockville Phone: (888) 345-8663 Brighton Phone: (613) 475-1430 Barry’s Bay Phone: (866) 845-2123 Barrie Phone: (705) 726-3350 Bancroft Phone: (800) 994-0036 Arnprior Phone: (800) 668-7337
Get a Quote
Open Menu
Flooding and potential damage outside a large home

Protect Your Property from Water and Weather Damage

Yep – it’s getting cold out! It’s the time of year for crock pots, heavy sweaters and sitting by the fire in the evening. Well, before you get too comfortable, and before the bad weather hits, there are a few things you should do to protect your home and property from water and weather damage over the winter months.

house-flooding-200x300

In a recent interview on Global TV, Alex Walker of RSA Insurance spoke about what you can do to protect your property from water and weather damage. “Your house is your single biggest investment”, now is the time to protect your home, business and car.

Some of the top tips for taking care of your home before the bad weather hits include:

  • Inspect and Repair Your Roof

Water damage from a roof is much more than just unsightly stains on the ceiling. Wet insulation, rot and mold can all cause serious damage down the road.

  • Itemize Your Possessions

This can be done simply and easily with the snap of a button. Photos and videos are a fast and easy way to document your possessions. In case anything does happen, you have more than enough evidence to support your claim.

  • Have Your Trees Trimmed

Have tree branches trimmed if they are growing near or hanging over your home. Also, any dead limbs o unhealthy plants should be removed. In the event of severe weather, these plants pose a danger to your home.

  • Clean Your Gutters and Downspouts

“This should be done a few times a year’” says Walker. Further, he advised that drains for the downspouts should be at least three feet away from your house.

  • Check Your Basement

Start with the sewer pipe making sure water isn’t coming up through the pipe. Also, the land around your home should all slope away from the foundation. Install a back flow valve or a sump pump in the basement.

  • Protect Your Furnace and Appliances

Make sure any HVAC equipment, electrical systems components, washer and dryers etc are all raised at least one foot above the base flood elevation.

There are many other simple things you can do to take care of your home, property and belongings. For example, never store your belongings in cardboard boxes in the basement on the floor. Always store them up on a shelf, or better yet, in plastic totes.

When removing grass clippings, leaves and debris from your yard, do not put them on the street as they can plug the drains preventing proper drainage during a heavy rainfall.

Never pour fat, oil and grease down the drain. Grease hardens as it cools and can block the drain.

Most importantly, and right now! Walker advises you should “talk to your insurance broker and make sure that you have the proper coverage in place beforehand.” Call McDougall Insurance & Financial at 1-800-361-0941 to ask about your water coverage.

No comments found.
Anonymous User

Leave a Reply

Your email address will not be published. Required fields are marked *

You Might Want to Read

Meet the Dougallers: Rebecca Slaughter
Meet the Dougallers is back with Rebecca Slaughter who is part of our new office in Petawawa! We sat her down to find out a...
Welcome Burr Insurance to the Team!
Burr, is it cold in here? Not anymore, we are heating things up with the addition of Burr Insurance to the McDougall Insurance team! Burr...
McDougall Family Fund 2021!
Our McDougall Family Fund is back! Go to our Facebook Page for full details. What is the McDougall Family Fund Contest? This is our 8th...
Request a Free Quote

It’s simple and won’t take long.

Get a Quote800-361-0941

Person standing, looking down at laptop