Nearest broker: Searching for a broker nearby…
Nearest broker: Sudbury Phone: (705) 523-2030 Penetanguishene Phone: (705) 549-7437 Ottawa Phone: (613) 733-3312 Parry Sound Phone: (705) 746-2441 Orillia Phone: (705) 325-4234 Kemptville Phone: (613) 258-5991 Eganville Phone: (800) 884-1045 Petawawa Phone: (613) 687-4805 Belleville Phone: (800) 361-0941 Winchester Phone: (800) 487-3706 Wellington Phone: (613) 399-3620 Trenton Phone: (877) 455-0299 Prescott Phone: (877) 504-3569 Picton Phone: (888) 475-2776 Peterborough Phone: (800) 958 2270 Perth Phone: (877) 248-1222 Pembroke Phone: (877) 399-3299 Oshawa Phone: (800) 887-7309 North Bay Phone: (705) 475-0001 Napanee Phone: (613) 354-2152 Morrisburg Phone: (800) 806-0746 Midland Phone: (888) 737-6465 Madoc Phone: (613) 473-5266 Kingston Phone: (800) 590-5422 Gananoque Phone: (800) 932-2131 Embrun Phone: (866) 853-4740 Crysler Phone: (888) 292-7098 Courtice Phone: (888) 761-0443 Cornwall Phone: (844) 463-3616 Cobourg Phone: (800) 895-5902 Carleton Place Phone: (888) 237-9517 Brockville Phone: (888) 345-8663 Brighton Phone: (613) 475-1430 Barry’s Bay Phone: (866) 845-2123 Barrie Phone: (705) 726-3350 Bancroft Phone: (800) 994-0036 Arnprior Phone: (800) 668-7337
Get a Quote
Open Menu
people gathering outside for a BBQ, sitting on patio chairs

It’s Party Time! Safety Tips For Parties

The forecast calls for beautiful, hot summer days ahead – just in time for your backyard party! The yard is ready, and the patio, maybe you have a pool too, are you ready for all that a party entails?

Planning for a summer BBQ gathering or pool party requires far more than a guest list, food, beverages and a few games. If you like to host summer in your backyard, you are going to want to take a few extra steps in your planning to ensure you and your guests are safe and protected –  especially if you are also the owner of a pool.

BBQ Party Hosting Tips

Barbecues are a great way to start your summer celebrations. If drinking is included in your BBQ, remember this increases risks of the likelihood of someone getting injured on your property. Practice responsible hosting!

  • Start with the menu – any food allergies? Preferences?
  • Is alcohol on the menu too? Always serve food when serving alcohol to your guests, even if it is just snacks.
  • Monitor alcohol consumption, consider serving your guests to ensure you are in control. Stop serving alcohol an hour before the party ends.
  • Offer nonalcoholic options.
  • Make sure your guests have a safe way home.
  • Have designated drivers.
  • Never serve alcohol to minors.

Pool Party Safety Tips

Photo: sheknows.com

Photo: sheknows.com

When you own a home with a pool, or install a pool after buying your home, your insurance provider should be notified. You should extend your liability coverage to include your pool. Yes, pools increase the value of your home, but they also increase the risk of injury and the potential that you may have to file a claim, and this may also increase your insurance premiums.

Increasing your home insurance liability will provide you with the additional coverage you may need in the event something should happen to a guest while using your pool. This not only protects you from the financial implications involved with an accident, it gives you the peace of mind you need to host a summer pool party.

There are a few simple tips to ensure your pool is a safe place for you and your guests to enjoy:

  • Keep fence around your pool locked, especially when it is not in use.
  • Have pool rules posted and ask family and friends to follow them.
  • Have a buddy system – no one swims alone!
  • Keep your pool deck clean and free of pool toys at all times as guests can trip over them and injure themselves.
  • Do not allow guests to consume alcohol in or around the pool.
  • Always have a responsible adult watching while children swim.

If your pool party or BBQ is for a special event like a wedding reception or bridal shower, and you are planning to serve alcohol, you may be required to have a special occasions permit. Check your local alcohol and gaming commission to see if a permit is required.

Make this summer fun and memorable in your backyard – and make sure you have the right home insurance coverage that protects you and your guests. Cheers!

 

No comments found.
Anonymous User

Leave a Reply

Your email address will not be published. Required fields are marked *

You Might Want to Read

Meet the Dougallers: Rebecca Slaughter
Meet the Dougallers is back with Rebecca Slaughter who is part of our new office in Petawawa! We sat her down to find out a...
Welcome Burr Insurance to the Team!
Burr, is it cold in here? Not anymore, we are heating things up with the addition of Burr Insurance to the McDougall Insurance team! Burr...
McDougall Family Fund 2021!
Our McDougall Family Fund is back! Go to our Facebook Page for full details. What is the McDougall Family Fund Contest? This is our 8th...
Request a Free Quote

It’s simple and won’t take long.

Get a Quote800-361-0941

Person standing, looking down at laptop