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Eric The Intern – “There Are No Stupid Questions”

Hi! My name is Eric. I’m an intern.

I am the newest employee at McDougall Insurance and oh boy am I ever excited! I get to work for a great firm alongside my wonderful boss, Mr. McKinney. He is so smart and knowledgeable when it comes to insurance. But he is busy, doing uhh… I am not really sure what he does, but I imagine it must be really important boss stuff. So it is my job to answer any of the insurance related questions we receive and if I need help I can ask him. Most of the time he gives me the answer, but sometimes he plays a prank on me, we are such great friends! And the best part is you get to decide if he answers me or punishes me!

Insurance is confusing. This interactive series, the first of its kind, is meant to unlock your questions. Ask away! There are no stupid questions.

Season 1

Episode 1 – The Dog House

Episode 1: The Dog House Do I get a discount on my home insurance because I have a dog? Question: Do I get a discount on my home insurance because I have a dog in my home? Answer: Insurance companies do not give a discount for having a dog in your home. In...

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Episode 2 – The Red Car Myth

Are Red Cars More Expensive To Insure? Episode 2: The Red Car Myth Are red cars more expensive to insure? Question: Are red cars more expensive to insure than other colours? Answer: The colour of the car does not affect the rate for...

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Episode 3 – My House Is On Fire

Episode 3: My House Is On Fire My House is on fire, can I still get insurance? Question: My house is currently on fire, can I still get insurance? Answer: This is a stupid question! You should not be calling us, call the fire department! More Info: First...

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Episode 4 – Asking For A Friend

Episode 4: Asking For A Friend If I lend my car to someone and they get into an accident is my insurance affected? Question: If I lend my car to someone and they get into an accident is my insurance affected? Answer: Anytime you lend your vehicle, you are...

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Episode 5 – Snowmobile In Summer

Episode 5: Snowmobile In Summer I only drive my snowmobile in the winter months, can I cancel my coverage once the snow is gone? Question: I only drive my snowmobile in the winter months, can I cancel my coverage once the snow is gone? Answer: Insurance...

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Episode 6 – Kiddy Car

Episode 6: Kiddy Car Is my insurance cheaper if I put my child's car under my name? Question: Is it cheaper if I put my child’s car under my name? Answer: Insurance companies do not care whose name is on the policy, they are more interest in who has access...

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Episode 7 – My Garage Is On Fire

Episode 7 - My Garage Is On Fire My garage caught on fire with my car inside; is my car covered under my homeowner's policy?   Question: My garage caught on fire with my car inside; is my car covered under my homeowner’s policy? Answer: You have two...

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Season 2

Episode 1 – Trash Pandas

Episode 1 - Trash Pandas A family of raccoons damaged my home, am I covered for that?   Question: A family of raccoons damaged my home, does my home insurance cover that? Answer: This really depends on the coverage you carry on your property insurance...

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Episode 2 – Not My Fault

Episode 2 - Not My Fault Why did my insurance company say I was at-fault when it was just the road conditions?   Question: Why did my insurance company say I was at-fault when it was just the road conditions? I thought Ontario had no-fault insurance...

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Episode 3 – This Is Below Me

Episode 3 - This Is Below Me Do I need sewer backup insurance coverage if I live on the second floor?   Question: Do I need sewer backup coverage if I live on the second floor? Answer: Sewer backup is a terrible name because it applies for many kinds...

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Episode 4 – Family Jewels

Episode 4 - Family Jewels I have $20,000 in jewelry and $100,000 in contents coverage am I covered for my jewelry?   Question: I have $20,000 in jewelry and $100,000 in contents coverage am I covered for all of my jewelry? Answer: Insurance companies...

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Episode 5 – All Backed Up

Episode 5 - All Backed Up My house is on septic do I need sewer backup insurance?   Question: My house is on septic do I need sewer backup insurance? Answer: Even if your house is on septic, you still need sewer backup insurance. Sewer backup...

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Episode 6 – Is It Worth It?

Episode 6 - Is It Worth It? I bought my home for $200,000 why do I have to insure it for $300,000?   Question: I bought my home for $200,000 why do I have to insure it for $300,000? Answer: We get a question similar to this just about every day....

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Episode 7 – H2 OH NO

Episode 7 - H2 OH NO! Do I need overland water coverage if I don’t live near any water?   Question: Do I need overland water coverage if I don’t live near any water? Answer: Even though you may not live near water you could still have overland water...

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Eric The Intern is here to help you with all of your insurance questions! With this interactive web series you can watch Eric receive frequently asked insurance questions. You get to decide if Eric should be punished for his question or if you would like to hear the answer. Eric The Intern’s fate is in your hands!

Do you have a question for Eric The Intern?