Normal home policies do not protect your home from water damages. Placing Sewer Backup onto your home insurance policy will grant you protection against any damage resulting from burst pipes or an overflowing sewage system. Water can cause thousands of dollars worth of damage in seconds and thus we always recommend this additional coverage to our clients.
Gananoque is a longstanding community that has many traditional style homes throughout the city limits. The materials used to build those homes may no longer be allowed according to municipal by-laws as they could pose a threat to the structural integrity of the home. If your home needs to be rebuilt but with different materials and you do not have this coverage the difference in cost will come out of your pocket! McDougall Insurance in Gananoque will therefore always recommend this coverage to our clients who have older style homes.