2 Million Liability Coverage:
While one million dollars sounds like a lot of money, in this day and age it won’t actually get you that far. At McDougall Insurance in Gananoque we always recommend 2 million in car insurance liability coverage to fully protect you from legal ramifications if an accident were to occur. The additional premium that this increase requires is extremely low and therefore adds significant value to your policy.
Sometimes liability coverage for your automobile is not enough. If the vehicle is in fairly good condition McDougall Insurance will always recommend obtaining comprehensive coverage for your car alongside your liability coverage. This coverage will protect your vehicle from theft, vandalism, fire, wind, hail and falling objects, and since newer vehicles are more expensive the premium required for this coverage is certainly worth it.