Sewer Backup Coverage
Normal home insurance policies do not protect your home from water damages. Placing Sewer Backup coverage onto your Kingston home insurance policy will grant you protection against any damage resulting from burst pipes or an overflowing sewage system. Water can cause thousands of dollars worth of damage in seconds and thus we always recommend this additional sewer insurance coverage to our clients.
By-Law Protection coverage
Kingston is a historic city with ties to the early days of Canadian foundation. This has resulted in many traditional old style homes being built within the city. The materials used to build those homes may no longer be allowed according to municipal by-laws as they could pose a threat to the structural integrity of the home. If your home needs to be rebuilt but with different materials and you do not have this by-law protection coverage the difference in cost will come out of your pocket! Since there are still many older homes standing we will always recommend this coverage to our clients with older style homes. Recommending the above insurance coverage options is just one of the ways that McDougall Insurance can unlock value for our clients.