How to Save on Car Insurance

Auto insurance Quotes change often. If you haven’t read, reviewed or made any changes to your insurance – you are likely paying too much!

The best way to start saving on your car insurance is to shop around. Comparing quotes is the fastest and easiest way to save money on your premiums. Rates vary, ways to calculate vary – this is your opportunity to save money and all it takes is a few minutes.

 More Saving Tips

Pay your premiums up front.

Bite the bullet and forego the monthly installments. Paying your annual premium in one lump sum will save you extra administration fees, and they add up.

Maintain a clean driving record.

This is truly a win-win. Drive carefully which keeps you safe, and keeps your rates down. Your driving record is the biggest factor in determining your auto insurance premiums. A few minor traffic tickets can raise your rates for up to three years, and an accident stays on your record for at least six years.

Bundle Up!

Combining insurance policies for your home, car and health often brings in rewards in the form of discounts. Also included is insurance for your snowmobiles, RV’s, motorcycles or tenant insurance. These discounts range from 5 to 15 percent. Certainly something to look into.

Talk to your advisor about the discounts they offer.

Raising your deductible, checking into seasonal discounts, and installing telematics are just a few examples of the ways you can tap into the discounts for your insurance. Many companies also offer discount for students, as well driver who have completed a driver safety course.

Following any or all of these tips is bound to save you big time on your insurance premiums. Now, take that to the bank! To see if you qualify for any of these tips or to review your own policy give us a call at 1-800-361-0941. At McDougall our people are your best insurance broker.

Not already a customer of McDougall and looking to save on your car insurance? Fill out the form below and have one of our professionals give you a quote to see if you can save today!