How to Get Cheap Motorcycle Insurance

Nothing beats the feeling of riding a motorcycle on the open road. Just you, the bike, and the great outdoors. It is basically a human right at this point in time. Millions of people around the country own one of these machines, and why shouldn’t they? That being said, insurance on them can get quite high, especially when you realize that they can be a great deal more dangerous than a car. That doesn’t mean that you should have to pay an arm and a leg for coverage, though. All you have to do is know how to find and get cheap motorcycle insurance.

Always ride solo

Bikes were made for one person, and you can’t get the proper experience out of one when worrying about someone behind you. We know that Hollywood loves to romanticize the idea of a strong man revving up the engine with a beautiful woman sitting behind him with her arms wrapped around his stomach, but in reality this is about as dangerous as it gets. Not only that, but it will cause your premiums to go up. Opting out of insurance to cover a second person is a great way to keep costs down.

Consider capping your mileage

It is only simple logic that the less you drive, the less of a chance there is going to be of any issues. Capping your mileage is a great way to get lower premiums. Most people use their bikes for fun, and if you are only planning on using it as a joyriding toy on the weekends, then why not limit the amount of miles you drive? We doubt that you plan on taking it across the country. Not that there is anything wrong with that. By adding a cap, you can get cheaper rates.

Consider a more basic model

If you are only planning on using your bike on the weekends, and don’t plan on participating in any major motorcycle Grand Prix’s on the international scene, then it would be a good idea to get a more basic or older model bike. A new, sleek sportsbike might look great, but it is going to cost a pretty penny to buy and insure. You can get everything you need out of a more basic model, and not have to pay a ton of money for it.

There is nothing more relaxing than hopping on your bike, either alone or in a group, and striking out down the open road. The wind at your back, and the great outdoors ahead of you, there is no better feeling of freedom than riding one. You shouldn’t have to pay too much money to enjoy it. Now that you know how to get cheap motorcycle insurance, you can talk to our agents and find the plan that works best for you or give us a call at 1-800-361-0941.