Recommended Insurance Coverage
One million dollars sounds like a lot of money. However in today’s world sometimes it is simply not enough. McDougall Insurance recommends all of our clients carry at least two million in third party liability coverage. The best part is that doubling your liability coverage from one million to two million is results in very little additional premium for your policy.
Liability coverage is often not enough, especially in Belleville. McDougall Insurance recommends carrying comprehensive coverage, which protects you against theft, vandalism, fire, wind, hail, and falling objects.
As of June 1st, 2016 the Ontario Government has reduced the standard accident benefits coverage on your auto policy. To learn more about these benefits read: Auto Reform 2016. At McDougall Insurance we recommend buying up on the coverage as a way to protect you and your loved ones in the event of an injury. The best part is to buy up on the accident benefit coverage will not hurt the wallet one bit.