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Does my car insurance cover a cracked windshield?

Rock flies up and hits your windshield on the highway, neighbours kid hits a baseball onto your car, your friend who claims to be good…

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Rayburn Insurance merges with McDougall Insurance as of April 1st, 2023
Welcome Rayburn Insurance Brokers to the Team!

We are pleased to announce that we have merged with Rayburn Insurance Brokers Ltd. effective April 1, 2023 (this is no April fools joke). We…

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rental cars that require loss of use coverage to use through insurance
Do I Need to Increase My OPCF 20: Loss of Use Coverage?

The cost of living is rising and we are feeling the effects in many different facets; groceries, gas, entertainment. The increased costs are also finding…

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windshield washer fluid
What is the Best Type of Windshield Washer Fluid?

In Ontario we know how valuable windshield washer fluid can be. From the slushy winter snow to the dusty summer back roads, keeping your windshield…

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generic license plate
How to renew your license plate in Ontario?

In Ontario you are required by law to have a valid license plate and insurance on your vehicle. However, in February 2022 the process changed….

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electric bike
Do You Need Insurance for an Electric Bike in Ontario?

Before we get into things we should probably clarify what an electric bike or e-bike is! An electric bike is a bicycle that is equipped…

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How is Inflation Impacting Insurance?

The inflation rate in Canada reached an all time high in 2022. Inflation is now affecting every single one of our customers. Gas, groceries, the…

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McDougall Insurance merges with Brown and Brethour
Welcome Brown & Brethour Insurance Brokerts to the Team!

We are pleased to announce that we have merged with Brown & Brethour Insurance Brokers Limited effective June 1, 2022. We are very happy to…

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water damage and the importance of sewer backup
What Is Sewer Backup Coverage And Why Do You Need It?

Sewer backup is perhaps the most important element of coverage in your home, tenant insurance or condo insurance policy. But do you even know what…

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contractors insurance
Do Contractors Need Insurance In Ontario?

When it comes to trades and contractors insurance in Ontario there are a lot of misconceptions about what is required by law and what additional…

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Someone handing over the keys and ownership to a new vehicle owner
Ontario Removes License Plate Sticker Renewal Fees

The Ontario government announced on Feb. 22nd, 2022 (2/22/22) that the license plate renewal fees and sticker fees will end as of March 13th, 2022….

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McDougall Insurance 2021 Insurance Awards

2021 was another difficult year for many of us because of the ongoing Covid-19 pandemic. But we didn’t let it slow us down at McDougall…

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