Frugal McDougall Belleville

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COVID-19: Update

Our office is closed to the public. During this time you can still call or email your broker or account manager if you need to make changes to your insurance. A list of all of our staff and their emails are below:

Belleville Insurance Broker – Get a Free Quote Today!

The origins of McDougall Insurance began in the small city of Belleville, Ontario. Over our 70 years of operation we have gained valuable experience in the industry. As a Belleville insurance broker, McDougall Insurance has been providing families and businesses alike with quality insurance they can depend on. You don’t stay in business as a Belleville insurance broker for that long without building a loyal customer base. McDougall Insurance & Financial is dedicated to offering our customers the highest level of personalized service and care, and we have earned a solid reputation as a Belleville insurance broker that you can trust.

Belleville Car Insurance

Finding reliable automobile insurance in Belleville is important. Wedged directly between Toronto and Ottawa on the 401 corridor Belleville is landing spot for many. Whether you are an experienced driver with a clean slate, or a young driver looking to purchase insurance for the first time, McDougall Insurance will work with our insurance companies to find you a great rate. But we go well beyond price to help you understand how car insurance in Belleville works. And we understand that insurance coverage differs from person to person and that is why we take the time to ask you the right questions and build an insurance policy that makes sense for you. McDougall Insurance in Belleville will make sure you have the proper car insurance for your vehicle.

Belleville Home Insurance

Your home is your biggest investment. Whether you find yourself living along the beautiful Bay of Quinte, the up and coming downtown, or along the country side, your home is important to you and requires the proper protection. At McDougall Insurance in Belleville we know the area, and are able to work with more Belleville insurance companies than anyone else to find you coverage that makes sense for you. Overland water coverage and sewer backup coverage have become extremely important to carry in our area because of all the nearby water sources. Our Belleville Insurance Brokers have the expertise to make sure you and your home are protected. When looking for home insurance in Belleville speak to one of our experts.

Belleville Business Insurance

Belleville is home to some unique businesses. Home to unique businesses such as Reid’s Dairy and Hawkins Cheezies. What is the one common factor with these businesses? McDougall Insurance is the broker. As a broker we are always on the side of our clients and work for them to find the optimal commercial insurance coverage for their specific needs. We have the ability to write anything from a small fleet of cars, to large trucking companies, hotel chains, municipalities and everything in between. Our experts take the time to find out what is important to you and work alongside our insurance partners to create a coverage plan that makes sense to you.

Belleville Specialty Insurance

We know that your Belleville insurance needs go beyond just a standard car or home owner’s insurance policy. That is why we offer a large array of specialty insurance products in Belleville.

Farm Insurance
The farm lands that caress Belleville are part of what makes this small city so great. Life truly does flourish with so many hardworking, dedicated farmers right here locally. It is a difficult lifestyle with such a high demand and our experts at McDougall Insurance in Belleville understand the commitment to operating such a large investment. And that is why it is important to protect that investment with the right farm insurance policy. Whether it be a dairy farm, poultry farm, hobby farm, or anything in-between let McDougall Insurance put your mind at ease knowing you have the right protection.
Boat Insurance
The Bay of Quinte is a beautiful waterway sandwiched between Belleville and Prince Edward County. Enjoying the waterway is certainly a favourite pass time for many locals and to make that time on the water as worry free as possible it is important to carry boat insurance for your watercraft.
Recreational Insurance
With so many great trails and terrain in Belleville it is no wonder so many of us own a recreation vehicle. Whether it is a snowmobile for the winter, an RV for the summer, or an ATV for the year we recognize that insuring these items are important. Belleville insurance is essential for those who want to protect their outdoor recreational vehicles from accidental damages.
Winery Insurance
One of the hidden gems of the Belleville and Prince Edward County areas is the local wineries. It is no wonder so many tourists venture this way during the summer months to get a taste of the lifestyle. Owning a winery is certainly a dream and luxury itself, however it is difficult work. Our job at McDougall Insurance is to allow you to get back to your dream and let us take care of protecting your winery with the proper insurance coverage.
Transportation Insurance
Our transportation experts at McDougall Insurance & Financial are very knowledgeable about the industry and apply this knowledge towards finding you coverage that works. There is a lot that goes into a logistics insurance policy and that is why using a broker is important to make sure you have adequate coverage. Belleville insurance does not need to be a daunting task, it can be simple with a broker who has experience.
Motorcycle Insurance
There are a ton of motorcycle enthusiasts in the Belleville in Quinte area. It is a good hub for riders who like to ride to Toronto, Ottawa, or Montreal and there are also a ton of riders who like to travel through Prince Edward County. Our team has our own motorcycle enthusiasts who know the ins and outs of coverage options and what is important to riders when they are looking for motorcycle insurance protection in Belleville.
Cyber Insurance

If you have a website, especially an e-commerce website, cyber risk insurance is important coverage to have. If you store customer information electronically, cyber insurance is important to have. If you collect payments online or accept electronic payments, cyber insurance is important coverage to have. Our team of brokers have access to standalone cyber insurance policies. If you already have a commercial insurance policy with us we can endorse the cyber insurance coverage directly on your existing page. Want a quote? Get a cyber insurance quote here.

What Our Customers Are Saying

Gwelda MacDonald
After being with our previous broker for over 30 years we decided to switch in hopes of a better level of customer service and are extremely pleased with our experience with McDougall's. Their representative, LesLee MacDonald, is proactive with regards to our evolving needs, personable and highly professional. We recommend McDougall's to family and friends.
John Gilbert
My insurance policy was cancelled and I was referred to McDougall through a friend. I spoke with Blake Trickey and he made the experience quick and easy, not to mention getting me a great rate. I would easily recommend Blake from McDougall to anyone looking for new insurance!
Eric Hayes
McDougall is an excellent brokerage! They are very knowledgeable when it comes to insurance, and they also are very involved in the community which is nice to see!
Sherry Scheetz
I have been insured with McDougall Insurance through the Courtice office since 2001 when the courtice office first opened. My broker Darlene Hughes has been more then professional, and knowledgeable over the years. Im not a fan of insurance, but I must say dealing with Darlene makes the experience much less painful. Sherry
Tom Lyons
Love McDougall Insurance, easy peasy to get my boat insurance. 🙂
Tom Lyons
Love McDougall Insurance, easy peasy to get my boat insurance. 🙂
Sherry Hamilton
Kristen Fletcher is our local broker. We are always impressed with her knowledge and her ability to help us find the best product for our needs. Professional, speedy service at very competitive pricing - always happy with our interactions with McDougall Insurance. Highly recommended for all of your insurance needs.
Deb Johns
We recently had a minor flood in the crawlspace under our home. While, in the final analysis, it was minor, at the time when we had the full municipal water line seemingly pouring into the space, we were feeling that, at any time, the house would start to float. In the middle of the chaos, on a Saturday afternoon, I decided to just contact Mike Cunha from your Oshawa office just to give him a heads up for Monday morning. To my amazement, he replied within minutes and stayed in touch throughout the weekend and into this week, providing advice, guidance, support and assistance with a cleanup crew. I cannot imagine anybody providing better customer service than this. We sure didn't want the flood but when things go wrong, it sure was inspiring to have someone on the other end to help us to the extent that Mike. Great service that was very much appreciated. I'm passing his name to any friends and family that are ready to switch insurance. Thanks again.
Sherry Tompkins
I have been dealing with McDougall Insurance for 30 years. They have provided both personal and business insurance to me over the years. McDougall Insurance is highly efficient, extremely professional and thorough.
Patrick Chapelle
Mcdougall was not only the friendliest insurance company but also got me the best rate out of the 5 I called.
Nick R
I was referred to Preston Perry at McDougall Insurance about 3 years ago for home & auto insurance when I moved to the area. He was extremely professional & knowledgeable about his business. I have since moved all of my insurance business (home, auto, health, life & commercial) to McDougall insurance, and am extremely pleased with the service, rates & communication received from the company. I would highly recommend this insurance brokerage, and continue to send referrals to Preston regularly.
Todd Carrol
It's not like calling an insurance company, almost like calling someone you've known for along time.My wife and I have always been taking care of the way we expect too be there. I wouldn't hesitate in recommending McDougall to anyone
Ryan J
Jeff Byron Pumps & Water Treatment
Excellent customer service! Steve McKenna and his team have assisted us with our insurance needs for several years. They are readily available whenever we need something.
Todd Carrol
It's not like calling an insurance company, almost like calling someone you've known for along time.My wife and I have always been taking care of the way we expect too be there. I wouldn't hesitate in recommending McDougall to anyone
Gabrielle Wilson
I was in a tight bind and needed insurance for something I was hosting the very next day. They pulled through and were able to give me full coverage despite the short notice. Forever going back for future use.
jenna fancy
I have been a McDougall client for the last 5 years now and have nothing but fantastic things to say!
Sherry Tompkins
I have been dealing with McDougall Insurance for 30 years. They have provided both personal and business insurance to me over the years. McDougall Insurance is highly efficient, extremely professional and thorough. I have come to consider their representative, Harold Brennan, a personal friend. I highly recommend dealing with this company for any insurance needs.
Anie Alexiadis
Justin Shakell
Switching to McDougall insurance, courtesy of Lance Holoway, has been very rewarding. Since the time we've moved our house, rental property, and cars to McDougall we've saved a substantial amount of money. Lance recruited us several years ago and we couldn't be happier to have him represent us. He is constantly looking for the best coverage options that not only saves us a significant amount of money, but more importantly gives us piece of mind that our important investments are taken care of in case of need. Thank you to Lance and the McDougall team for taking care of my family.
Sam Brady
My family and I have been very well taken care of by McDougall Insurance. Kelly McKinney - acting as our agent - has found the most cost effective coverage for our automotive and residential needs.Kelly and his team have gone above and beyond expectations to make sure we are accommodated, covered, and well served. This included mundane, day-to-day stuff, as well as claims processing.First class. Definitely recommend.
KentCathy Fallis
Daniel Wan
I have recently purchased insurance from Blake Trickey at McDougall Insurance. He provided a timely response to my requests. I could clearly see he appreciated my business and was willing to work hard for me. He has always been available when I call. I immediately felt this person and the agency were a business which focuses on honesty and integrity, and go above and beyond to meet and exceeded my expectations. I truly felt that he was on my side and cared about me not just my business. I would highly recommend Blake to my friends and family.
Debbie Gordanier
Beth Larmon in the Kingston office is my agent for my home and auto insurance. I have been very pleased with the efficient and friendly service that we receive from Beth. I feel very confident in the coverage that is provided and the knowledge that Beth possesses. It’s comforting to be able to pick up the phone and know I will get the answers that are required without hassle. She is helpful, accommodating and always pleasant. I would recommend Beth and McDougall Insurance to others!
Riley Sexsmith
I was referred here by a friend and was delighted with the service. My broker Blake Trickey was fantastic, not only getting me the best rate around, but he made the experience super easy and hassle free. I would (and do very often) recommend McDougall to anyone tired of overpaying for the auto insurance.
Patrick Chapelle
Mcdougall was not only the friendliest insurance company but also got me the best rate out of the 5 I called. Leslee was very approachable and understanding while helping me get insurance for the first time I recommend McDougall to anybody

Life Insurance

Protect what is most important to you! We have affordable life insurance and financial services options. Talk to one of our life insurance brokers today!

McDougall Family Fund 2021!

Congratulations to this years winners! Our McDougall Family Fund is back! Go to our Facebook Page for full details. What is the McDougall Family Fund Contest? This is our 8th year of our McDougall Family Fund Contest! That means we will be...

COVID-19 Update

Our offices are open to the public.

We are doing our utmost to protect our customers and our staff and following the Province wide lockdown protocols.

Business can still be conducted online, through email or over the phone. For a list of staff emails go to: Staff Profiles